Karnaphuli Insurance PLC (DSE:KARNAPHULI)
Bangladesh · Delayed Price · Currency is BDT 59.50
+1.40 (2.41%)
At close: Sep 3, 2026
Karnaphuli Insurance Ratios and Metrics
Market cap in millions BDT. Fiscal year is January - December.
Millions BDT. Fiscal year is Jan - Dec.
Total Valuation
Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 2, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
| 2,670 | 1,274 | 1,391 | 1,656 | 1,239 | 1,907 | |
Market Cap Growth | 85.36% | -8.39% | -15.99% | 33.70% | -35.06% | 25.74% |
Enterprise Value | 1,777 | 464 | 584 | 889 | 435 | 1,169 |
Price Ratios
Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 2, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
PE Ratio | 24.13 | 13.31 | 14.42 | 19.54 | 14.85 | 17.93 |
PS Ratio | 4.55 | 2.22 | 2.44 | 3.43 | 2.78 | 4.38 |
PB Ratio | 2.29 | 1.19 | 1.34 | 1.71 | 1.33 | 2.11 |
P/FCF Ratio | 20.79 | 12.53 | 11.46 | 15.30 | 34.98 | 12.98 |
P/OCF Ratio | 18.67 | 11.37 | 10.65 | 12.01 | 18.98 | 9.24 |
EV Ratios
Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 2, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
EV/Sales Ratio | 3.03 | 0.81 | 1.03 | 1.84 | 0.98 | 2.69 |
EV/EBITDA Ratio | 10.88 | 3.33 | 4.59 | 7.53 | 3.67 | 7.72 |
EV/EBIT Ratio | 11.91 | 3.55 | 4.93 | 8.05 | 3.94 | 8.10 |
EV/FCF Ratio | 13.83 | 4.56 | 4.81 | 8.21 | 12.29 | 7.96 |
Financial Efficiency
Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 2, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Debt / Equity Ratio | - | 0.01 | 0.01 | - | - | - |
Debt / EBITDA Ratio | - | 0.05 | 0.06 | - | - | - |
Debt / FCF Ratio | - | 0.07 | 0.07 | - | - | - |
Net Debt / Equity Ratio | -0.77 | -0.81 | -0.79 | -0.82 | -0.83 | -0.91 |
Net Debt / EBITDA Ratio | -5.63 | -6.23 | -6.49 | -6.74 | -6.52 | -5.41 |
Net Debt / FCF Ratio | -6.95 | -8.56 | -6.80 | -7.35 | -21.84 | -5.58 |
Quick Ratio | 2.74 | 1.25 | 1.34 | 1.38 | 1.49 | 1.57 |
Current Ratio | 2.74 | 2.04 | 2.10 | 2.10 | 2.24 | 2.30 |
Asset Turnover | 0.28 | 0.28 | 0.30 | 0.28 | 0.27 | 0.28 |
Return on Equity (ROE) | 9.90% | 9.10% | 9.62% | 8.92% | 9.09% | 12.15% |
Return on Assets (ROA) | 4.44% | 4.01% | 3.91% | 3.93% | 4.12% | 5.71% |
Return on Invested Capital (ROIC) | 9.78% | 9.09% | 9.50% | 8.92% | 9.04% | 12.17% |
Yields
Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 2, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Earnings Yield | 4.14% | 7.51% | 6.93% | 5.12% | 6.73% | 5.58% |
FCF Yield | 4.81% | 7.98% | 8.72% | 6.54% | 2.86% | 7.70% |
Dividend Yield | 1.72% | 3.63% | 3.47% | 3.01% | 4.14% | 3.33% |
Payout Ratio | 40.56% | 46.87% | 46.51% | 52.95% | 64.56% | 42.19% |
Total Shareholder Return | 1.72% | 3.63% | 3.47% | 3.01% | 4.14% | 3.33% |