Karnaphuli Insurance Balance Sheet

Financials in millions BDT. Fiscal year is January - December.

Millions BDT. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Investments in Debt Securities	-	0.02	0.02	0.02	0.02	0.02
Investments in Equity & Preferred Securities	-	197.69	213.47	193.71	226.28	196.55
Other Investments	391.03	29.97	32.34	36.19	21.79	21.79
Total Investments	391.03	227.68	245.83	229.92	248.09	218.36
Cash & Equivalents	890.88	876.86	832.81	795.56	773.45	820.44
Reinsurance Recoverable	-	86.9	35.16	6.86	5.55	15.39
Other Receivables	604.52	16.47	16.25	16.55	16.97	8.36
Property, Plant & Equipment	253.1	254.26	245.16	231.41	197.49	169.61
Other Intangible Assets	-	-	-	-	4.22	3.78
Other Current Assets	0.98	482.99	450.05	422.8	392.25	373.57
Other Long-Term Assets	-	157.74	147.54	113.34	53.18	48.27
Total Assets	2,141	2,103	1,973	1,816	1,691	1,658
Accrued Expenses	-	18.71	13.46	11.32	10.94	11.19
Insurance & Annuity Liabilities	202.17	192.99	186.16	150.52	136.57	132.02
Unpaid Claims	125.69	116.46	125.76	83.08	78.49	79.23
Unearned Premiums	102.26	126.92	70.87	69.16	55.7	69.65
Reinsurance Payable	-	2.34	2.34	28.83	12.99	2.34
Current Income Taxes Payable	-	446.59	415.2	389.68	364.15	357.98
Long-Term Leases	-	6.73	7.93	-	-	-
Long-Term Deferred Tax Liabilities	-	5.98	3.31	5.99	5.88	4.2
Other Current Liabilities	495.66	5.89	6.93	8.03	9.23	8.19
Other Long-Term Liabilities	106.11	112.85	103.4	100.28	87.53	86.95
Total Liabilities	1,032	1,035	935.37	846.88	761.49	751.76
Common Stock	448.76	448.76	448.76	448.76	448.76	448.76
Additional Paid-In Capital	72.93	72.93	72.93	72.93	72.93	72.93
Retained Earnings	579.83	549.36	498.98	447.87	408.01	384.33
Comprehensive Income & Other	7.1	-3.62	16.77	-	-	-
Shareholders' Equity	1,109	1,067	1,037	969.56	929.69	906.01
Total Liabilities & Equity	2,141	2,103	1,973	1,816	1,691	1,658
Filing Date Shares Outstanding	44.88	44.88	44.88	44.88	44.88	44.88
Total Common Shares Outstanding	44.88	44.88	44.88	44.88	44.88	44.88
Total Debt	-	6.73	7.93	-	-	-
Net Cash (Debt)	890.88	870.13	824.88	795.56	773.45	820.44
Net Cash Growth	5.09%	5.49%	3.69%	2.86%	-5.73%	10.63%
Net Cash Per Share	19.85	19.39	18.38	17.73	17.24	18.28
Book Value Per Share	24.70	23.79	23.12	21.61	20.72	20.19
Tangible Book Value	1,109	1,067	1,037	969.56	925.48	902.24
Tangible Book Value Per Share	24.70	23.79	23.12	21.61	20.62	20.11
Land	-	7.45	7.45	7.45	7.45	7.45
Buildings	-	118.46	118.46	118.46	99.52	76.86
Machinery	-	95.49	88.62	86.72	77.48	72.26