Karnaphuli Insurance PLC (DSE:KARNAPHULI)

Karnaphuli Insurance Balance Sheet

Financials in millions BDT. Fiscal year is January - December.

Assets

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Investments in Debt Securities	-	0.02	0.02	0.02	0.02	0.02
Investments in Equity & Preferred Securities	-	197.69	213.47	193.71	226.28	196.55
Other Investments	429.86	29.97	32.34	36.19	21.79	21.79
Total Investments	429.86	227.68	245.83	229.92	248.09	218.36
Cash & Equivalents	893.27	876.86	832.81	795.56	773.45	820.44
Reinsurance Recoverable	-	86.9	35.16	6.86	5.55	15.39
Other Receivables	616.5	16.47	16.25	16.55	16.97	8.36
Property, Plant & Equipment	253.88	254.26	245.16	231.41	197.49	169.61
Other Intangible Assets	-	-	-	-	4.22	3.78
Other Current Assets	0.95	482.99	450.05	422.8	392.25	373.57
Other Long-Term Assets	-	157.74	147.54	113.34	53.18	48.27
Total Assets	2,194	2,103	1,973	1,816	1,691	1,658

Liabilities

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Accrued Expenses	-	18.71	13.46	11.32	10.94	11.19
Insurance & Annuity Liabilities	212.25	192.99	186.16	150.52	136.57	132.02
Unpaid Claims	108.03	116.46	125.76	83.08	78.49	79.23
Unearned Premiums	85.75	126.92	70.87	69.16	55.7	69.65
Reinsurance Payable	-	2.34	2.34	28.83	12.99	2.34
Current Income Taxes Payable	-	446.59	415.2	389.68	364.15	357.98
Long-Term Leases	-	6.73	7.93	-	-	-
Long-Term Deferred Tax Liabilities	-	5.98	3.31	5.99	5.88	4.2
Other Current Liabilities	514.41	5.89	6.93	8.03	9.23	8.19
Other Long-Term Liabilities	108.55	112.85	103.4	100.28	87.53	86.95
Total Liabilities	1,029	1,035	935.37	846.88	761.49	751.76

Shareholders' Equity

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Common Stock	448.76	448.76	448.76	448.76	448.76	448.76
Additional Paid-In Capital	72.93	72.93	72.93	72.93	72.93	72.93
Retained Earnings	613.99	549.36	498.98	447.87	408.01	384.33
Comprehensive Income & Other	29.79	-3.62	16.77	-	-	-
Shareholders' Equity	1,165	1,067	1,037	969.56	929.69	906.01
Total Liabilities & Equity	2,194	2,103	1,973	1,816	1,691	1,658

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Filing Date Shares Outstanding	44.88	44.88	44.88	44.88	44.88	44.88
Total Common Shares Outstanding	44.88	44.88	44.88	44.88	44.88	44.88
Total Debt	-	6.73	7.93	-	-	-
Net Cash (Debt)	893.27	870.13	824.88	795.56	773.45	820.44
Net Cash Growth	7.27%	5.49%	3.69%	2.86%	-5.73%	10.63%
Net Cash Per Share	19.91	19.39	18.38	17.73	17.24	18.28
Book Value Per Share	25.97	23.79	23.12	21.61	20.72	20.19
Tangible Book Value	1,165	1,067	1,037	969.56	925.48	902.24
Tangible Book Value Per Share	25.97	23.79	23.12	21.61	20.62	20.11
Land	-	7.45	7.45	7.45	7.45	7.45
Buildings	-	118.46	118.46	118.46	99.52	76.86
Machinery	-	95.49	88.62	86.72	77.48	72.26

Data Source: S&P Global Market Intelligence Last updated: Jun 30, 2026

Financial data is provided by S&P Global Market Intelligence and updates within hours after each earnings release, which is every three months for this company.

Update frequency:

Quarterly

Last checked:

Aug 14, 2026

Data Sources Report a data error