Karnaphuli Insurance PLC (DSE:KARNAPHULI)

Karnaphuli Insurance Ratios and Metrics

Market cap in millions BDT. Fiscal year is January - December.

Fiscal Year	Current	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019
Period Ending	Apr 8, 2025	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019
Market Capitalization	1,292	1,656	1,239	1,907	1,517	996
Market Cap Growth	-28.32%	33.70%	-35.06%	25.74%	52.25%	47.53%
Enterprise Value	485	889	435	1,169	864	403
PE Ratio	13.51	19.54	14.85	17.93	21.11	20.21
PS Ratio	2.45	3.43	2.78	4.38	4.06	3.52
PB Ratio	1.29	1.71	1.33	2.11	1.80	1.22
P/FCF Ratio	11.46	15.30	34.98	12.98	6.38	43.63
P/OCF Ratio	9.75	12.01	18.98	9.24	5.84	40.19
EV/Sales Ratio	0.92	1.84	0.98	2.69	2.31	1.42
EV/EBITDA Ratio	3.84	7.54	3.67	7.72	8.58	5.26
EV/EBIT Ratio	4.08	8.05	3.94	8.10	8.99	5.66
EV/FCF Ratio	4.30	8.21	12.29	7.96	3.63	17.65
Debt / Equity Ratio	-	-	-	-	-	0.01
Debt / EBITDA Ratio	-	-	-	-	-	0.15
Debt / FCF Ratio	-	-	-	-	-	0.51
Quick Ratio	2.75	1.38	1.49	1.57	1.60	1.39
Current Ratio	2.75	2.10	2.24	2.30	2.49	2.58
Asset Turnover	0.29	0.28	0.27	0.28	0.26	0.21
Return on Equity (ROE)	9.82%	8.92%	9.09%	12.15%	8.65%	6.12%
Return on Assets (ROA)	4.10%	3.93%	4.12%	5.71%	4.16%	3.28%
Return on Capital (ROIC)	7.63%	7.26%	7.51%	10.30%	7.18%	5.44%
Earnings Yield	740.38%	5.12%	6.73%	5.58%	4.74%	4.95%
Earnings Yield	740.38%	5.12%	6.73%	5.58%	4.74%	4.95%
FCF Yield	872.31%	6.54%	2.86%	7.70%	15.68%	2.29%
Dividend Yield	347.22%	2.80%	3.85%	3.10%	3.33%	5.29%
Payout Ratio	4689.76%	52.95%	64.56%	42.19%	62.46%	52.02%
Total Shareholder Return	347.22%	2.80%	3.85%	3.10%	3.33%	5.29%

Source: S&P Global Market Intelligence. Insurance template. Financial Sources.