Karnaphuli Insurance PLC (DSE:KARNAPHULI)

Karnaphuli Insurance Statistics

Total Valuation

DSE:KARNAPHULI has a market cap or net worth of BDT 1.47 billion. The enterprise value is 639.18 million.

Market Cap	1.47B
Enterprise Value	639.18M

Important Dates

The last earnings date was Sunday, July 27, 2025.

Earnings Date	Jul 27, 2025
Ex-Dividend Date	May 29, 2025

Share Statistics

DSE:KARNAPHULI has 44.88 million shares outstanding.

Current Share Class	44.88M
Shares Outstanding	44.88M
Shares Change (YoY)	n/a
Shares Change (QoQ)	+0.23%
Owned by Insiders (%)	35.41%
Owned by Institutions (%)	n/a
Float	28.99M

Valuation Ratios

The trailing PE ratio is 15.30.

PE Ratio	15.30
Forward PE	n/a
PS Ratio	2.52
PB Ratio	1.37
P/TBV Ratio	1.37
P/FCF Ratio	20.13
P/OCF Ratio	17.70
PEG Ratio	n/a

Enterprise Valuation

The stock's EV/EBITDA ratio is 4.79, with an EV/FCF ratio of 8.74.

EV / Earnings	6.64
EV / Sales	1.10
EV / EBITDA	4.79
EV / EBIT	5.25
EV / FCF	8.74

Financial Position

The company has a current ratio of 2.76

Current Ratio	2.76
Quick Ratio	2.76
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	n/a
Interest Coverage	203.56

Financial Efficiency

Return on equity (ROE) is 9.21% and return on invested capital (ROIC) is 7.28%.

Return on Equity (ROE)	9.21%
Return on Assets (ROA)	3.92%
Return on Invested Capital (ROIC)	7.28%
Return on Capital Employed (ROCE)	8.92%
Revenue Per Employee	1.75M
Profits Per Employee	288,092
Employee Count	334
Asset Turnover	0.30
Inventory Turnover	n/a

Taxes

In the past 12 months, DSE:KARNAPHULI has paid 26.48 million in taxes.

Income Tax	26.48M
Effective Tax Rate	21.58%

Stock Price Statistics

The stock price has decreased by -3.83% in the last 52 weeks. The beta is 0.32, so DSE:KARNAPHULI's price volatility has been lower than the market average.

Beta (5Y)	0.32
52-Week Price Change	-3.83%
50-Day Moving Average	26.13
200-Day Moving Average	27.90
Relative Strength Index (RSI)	76.57
Average Volume (20 Days)	987,344

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, DSE:KARNAPHULI had revenue of BDT 583.02 million and earned 96.22 million in profits. Earnings per share was 2.14.

Revenue	583.02M
Gross Profit	320.55M
Operating Income	121.79M
Pretax Income	122.70M
Net Income	96.22M
EBITDA	130.33M
EBIT	121.79M
Earnings Per Share (EPS)	2.14

Balance Sheet

The company has 1.21 billion in cash and n/a in debt, giving a net cash position of 832.76 million or 18.56 per share.

Cash & Cash Equivalents	1.21B
Total Debt	n/a
Net Cash	832.76M
Net Cash Per Share	18.56
Equity (Book Value)	1.07B
Book Value Per Share	23.86
Working Capital	1.13B

Cash Flow

In the last 12 months, operating cash flow was 83.14 million and capital expenditures -10.02 million, giving a free cash flow of 73.12 million.

Operating Cash Flow	83.14M
Capital Expenditures	-10.02M
Free Cash Flow	73.12M
FCF Per Share	1.63

Margins

Gross margin is 54.98%, with operating and profit margins of 20.89% and 16.50%.

Gross Margin	54.98%
Operating Margin	20.89%
Pretax Margin	21.05%
Profit Margin	16.50%
EBITDA Margin	22.35%
EBIT Margin	20.89%
FCF Margin	12.54%

Dividends & Yields

This stock pays an annual dividend of 1.00, which amounts to a dividend yield of 3.05%.

Dividend Per Share	1.00
Dividend Yield	3.05%
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	46.64%
Buyback Yield	n/a
Shareholder Yield	3.05%
Earnings Yield	6.54%
FCF Yield	4.97%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on May 21, 2019. It was a forward split with a ratio of 1.05.

Last Split Date	May 21, 2019
Split Type	Forward
Split Ratio	1.05

Scores

Altman Z-Score	n/a
Piotroski F-Score	4