Karnaphuli Insurance Statistics

Total Valuation

DSE:KARNAPHULI has a market cap or net worth of BDT 1.06 billion. The enterprise value is 211.37 million.

Market Cap	1.06B
Enterprise Value	211.37M

Important Dates

The next estimated earnings date is Sunday, July 27, 2025.

Earnings Date	Jul 27, 2025
Ex-Dividend Date	May 29, 2025

Share Statistics

DSE:KARNAPHULI has 44.88 million shares outstanding.

Current Share Class	44.88M
Shares Outstanding	44.88M
Shares Change (YoY)	n/a
Shares Change (QoQ)	+0.77%
Owned by Insiders (%)	28.52%
Owned by Institutions (%)	n/a
Float	32.08M

Valuation Ratios

The trailing PE ratio is 11.07.

PE Ratio	11.07
Forward PE	n/a
PS Ratio	2.01
PB Ratio	1.06
P/TBV Ratio	1.06
P/FCF Ratio	9.39
P/OCF Ratio	7.99
PEG Ratio	n/a

Financial Ratio History

Enterprise Valuation

The stock's EV/EBITDA ratio is 1.67, with an EV/FCF ratio of 1.87.

EV / Earnings	2.21
EV / Sales	0.40
EV / EBITDA	1.67
EV / EBIT	1.78
EV / FCF	1.87

Financial Position

The company has a current ratio of 2.75

Current Ratio	2.75
Quick Ratio	2.75
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	n/a
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 9.82% and return on invested capital (ROIC) is 7.63%.

Return on Equity (ROE)	9.82%
Return on Assets (ROA)	4.10%
Return on Invested Capital (ROIC)	7.63%
Return on Capital Employed (ROCE)	9.33%
Revenue Per Employee	1.75M
Profits Per Employee	316,853
Employee Count	302
Asset Turnover	0.29
Inventory Turnover	n/a

Taxes

In the past 12 months, DSE:KARNAPHULI has paid 23.27 million in taxes.

Income Tax	23.27M
Effective Tax Rate	19.56%

Stock Price Statistics

The stock price has decreased by -22.62% in the last 52 weeks. The beta is 0.30, so DSE:KARNAPHULI's price volatility has been lower than the market average.

Beta (5Y)	0.30
52-Week Price Change	-22.62%
50-Day Moving Average	26.47
200-Day Moving Average	28.79
Relative Strength Index (RSI)	35.57
Average Volume (20 Days)	186,382

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, DSE:KARNAPHULI had revenue of BDT 527.76 million and earned 95.69 million in profits. Earnings per share was 2.13.

Revenue	527.76M
Gross Profit	198.45M
Operating Income	118.96M
Pretax Income	118.96M
Net Income	95.69M
EBITDA	126.24M
EBIT	118.96M
Earnings Per Share (EPS)	2.13

Full Income Statement

Balance Sheet

The company has 1.17 billion in cash and n/a in debt, giving a net cash position of 807.58 million or 18.00 per share.

Cash & Cash Equivalents	1.17B
Total Debt	n/a
Net Cash	807.58M
Net Cash Per Share	18.00
Equity (Book Value)	999.83M
Book Value Per Share	22.28
Working Capital	1.04B

Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was 132.59 million and capital expenditures -19.85 million, giving a free cash flow of 112.74 million.

Operating Cash Flow	132.59M
Capital Expenditures	-19.85M
Free Cash Flow	112.74M
FCF Per Share	2.51

Full Cash Flow Statement

Margins

Gross margin is 37.60%, with operating and profit margins of 22.54% and 18.13%.

Gross Margin	37.60%
Operating Margin	22.54%
Pretax Margin	22.54%
Profit Margin	18.13%
EBITDA Margin	23.92%
EBIT Margin	22.54%
FCF Margin	21.36%

Dividends & Yields

This stock pays an annual dividend of 1.00, which amounts to a dividend yield of 4.24%.

Dividend Per Share	1.00
Dividend Yield	4.24%
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	46.90%
Buyback Yield	n/a
Shareholder Yield	4.24%
Earnings Yield	9.04%
FCF Yield	10.65%

Dividend Details

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on May 21, 2019. It was a forward split with a ratio of 1.05.

Last Split Date	May 21, 2019
Split Type	Forward
Split Ratio	1.05

Scores

Altman Z-Score	n/a
Piotroski F-Score	5