Karnaphuli Insurance PLC (DSE:KARNAPHULI)

Karnaphuli Insurance Statistics

Total Valuation

DSE:KARNAPHULI has a market cap or net worth of BDT 1.22 billion. The enterprise value is 410.29 million.

Market Cap	1.22B
Enterprise Value	410.29M

Important Dates

The next estimated earnings date is Thursday, April 23, 2026.

Earnings Date	Apr 23, 2026
Ex-Dividend Date	May 29, 2025

Share Statistics

DSE:KARNAPHULI has 44.88 million shares outstanding.

Current Share Class	44.88M
Shares Outstanding	44.88M
Shares Change (YoY)	n/a
Shares Change (QoQ)	+0.41%
Owned by Insiders (%)	30.41%
Owned by Institutions (%)	n/a
Float	31.23M

Valuation Ratios

The trailing PE ratio is 12.35.

PE Ratio	12.35
Forward PE	n/a
PS Ratio	2.04
PB Ratio	1.16
P/TBV Ratio	1.16
P/FCF Ratio	15.83
P/OCF Ratio	13.72
PEG Ratio	n/a

Enterprise Valuation

The stock's EV/EBITDA ratio is 3.03, with an EV/FCF ratio of 5.32.

EV / Earnings	4.15
EV / Sales	0.68
EV / EBITDA	3.03
EV / EBIT	3.31
EV / FCF	5.32

Financial Position

The company has a current ratio of 2.73

Current Ratio	2.73
Quick Ratio	2.72
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	n/a
Interest Coverage	207.03

Financial Efficiency

Return on equity (ROE) is 9.63% and return on invested capital (ROIC) is 7.54%.

Return on Equity (ROE)	9.63%
Return on Assets (ROA)	4.00%
Return on Invested Capital (ROIC)	7.54%
Return on Capital Employed (ROCE)	9.14%
Revenue Per Employee	1.79M
Profits Per Employee	295,906
Employee Count	334
Asset Turnover	0.31
Inventory Turnover	n/a

Taxes

In the past 12 months, DSE:KARNAPHULI has paid 25.95 million in taxes.

Income Tax	25.95M
Effective Tax Rate	20.79%

Stock Price Statistics

The stock price has decreased by -12.78% in the last 52 weeks. The beta is 0.38, so DSE:KARNAPHULI's price volatility has been lower than the market average.

Beta (5Y)	0.38
52-Week Price Change	-12.78%
50-Day Moving Average	29.40
200-Day Moving Average	28.51
Relative Strength Index (RSI)	42.08
Average Volume (20 Days)	242,229

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, DSE:KARNAPHULI had revenue of BDT 599.21 million and earned 98.83 million in profits. Earnings per share was 2.20.

Revenue	599.21M
Gross Profit	234.25M
Operating Income	123.87M
Pretax Income	124.78M
Net Income	98.83M
EBITDA	132.55M
EBIT	123.87M
Earnings Per Share (EPS)	2.20

Balance Sheet

The company has 1.19 billion in cash and n/a in debt, giving a net cash position of 810.34 million or 18.06 per share.

Cash & Cash Equivalents	1.19B
Total Debt	n/a
Net Cash	810.34M
Net Cash Per Share	18.06
Equity (Book Value)	1.05B
Book Value Per Share	23.47
Working Capital	1.11B

Cash Flow

In the last 12 months, operating cash flow was 88.97 million and capital expenditures -11.89 million, giving a free cash flow of 77.08 million.

Operating Cash Flow	88.97M
Capital Expenditures	-11.89M
Free Cash Flow	77.08M
FCF Per Share	1.72

Margins

Gross margin is 39.09%, with operating and profit margins of 20.67% and 16.49%.

Gross Margin	39.09%
Operating Margin	20.67%
Pretax Margin	20.82%
Profit Margin	16.49%
EBITDA Margin	22.12%
EBIT Margin	20.67%
FCF Margin	12.86%

Dividends & Yields

This stock pays an annual dividend of 1.00, which amounts to a dividend yield of 3.68%.

Dividend Per Share	1.00
Dividend Yield	3.68%
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	45.41%
Buyback Yield	n/a
Shareholder Yield	3.68%
Earnings Yield	8.10%
FCF Yield	6.32%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on May 21, 2019. It was a forward split with a ratio of 1.05.

Last Split Date	May 21, 2019
Split Type	Forward
Split Ratio	1.05

Scores

Altman Z-Score	n/a
Piotroski F-Score	4