Mercantile Bank PLC. Balance Sheet

Financials in millions BDT. Fiscal year is January - December.

Millions BDT. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	13,434	26,900	29,082	11,804	8,539	7,223
Investment Securities	133,478	86,641	65,587	65,912	57,184	56,422
Trading Asset Securities	-	41,204	23,518	10,727	5,132	7,613
Total Investments	133,478	127,844	89,105	76,638	62,316	64,035
Gross Loans	292,943	290,128	304,054	288,612	300,502	282,726
Allowance for Loan Losses	-	-	-	-	-16,023	-12,530
Net Loans	292,943	290,128	304,054	288,612	284,479	270,197
Property, Plant & Equipment	3,189	3,408	3,703	4,103	4,454	4,718
Other Intangible Assets	-	30.94	46.22	75.02	124.52	168.08
Accrued Interest Receivable	-	3,748	2,241	2,084	1,817	2,049
Other Receivables	-	78.43	83.4	83.29	85.72	75.19
Restricted Cash	17,806	21,534	13,226	12,343	13,163	10,956
Other Current Assets	-	333.8	333	391.87	427.23	329.57
Other Real Estate Owned & Foreclosed	1,010	1,010	45.08	45.08	36.77	36.03
Other Long-Term Assets	10,240	5,961	5,665	8,673	9,037	1,522
Total Assets	472,100	480,977	447,584	404,852	384,478	361,309
Accounts Payable	-	0.58	1.15	0.71	-	0.27
Accrued Expenses	-	315.35	333.32	599.96	543	480.45
Interest Bearing Deposits	257,150	268,954	218,777	196,072	191,254	187,647
Non-Interest Bearing Deposits	109,059	107,682	120,318	107,233	87,863	79,138
Total Deposits	366,209	376,636	339,096	303,306	279,117	266,785
Short-Term Borrowings	-	3,913	1,560	2,645	6,963	9,227
Current Income Taxes Payable	-	-3,986	-3,641	-3,354	-2,484	-1,969
Accrued Interest Payable	-	14,600	12,142	10,279	7,459	3,875
Other Current Liabilities	26,290	3,204	3,639	3,650	2,688	3,671
Long-Term Debt	3,630	14,684	18,175	23,066	31,988	28,718
Long-Term Leases	-	260.29	443.31	646.26	864.8	1,098
Long-Term Deferred Tax Liabilities	-	-286.67	-243.31	-208.9	-159.73	-150.83
Other Long-Term Liabilities	34,277	44,688	49,797	37,766	31,778	24,867
Total Liabilities	444,735	454,028	421,303	378,395	358,757	336,603
Common Stock	11,066	11,066	11,066	11,066	10,849	10,332
Retained Earnings	14,608	14,378	13,544	14,396	13,997	13,578
Comprehensive Income & Other	1,578	1,395	1,564	890.56	774.85	694.79
Total Common Equity	27,252	26,838	26,173	26,352	25,621	24,605
Minority Interest	112.68	110.8	107.11	104.52	100.88	100.61
Shareholders' Equity	27,365	26,949	26,280	26,457	25,722	24,706
Total Liabilities & Equity	472,100	480,977	447,584	404,852	384,478	361,309
Total Debt	17,958	18,857	20,179	26,358	39,815	39,044
Net Cash (Debt)	-4,524	49,247	32,422	-3,827	-26,144	-24,208
Net Cash Growth	-	51.89%	-	-	-	-
Net Cash Per Share	-4.09	44.50	29.30	-3.46	-23.63	-21.88
Filing Date Shares Outstanding	1,107	1,107	1,107	1,107	1,107	1,107
Total Common Shares Outstanding	1,107	1,107	1,107	1,107	1,107	1,107
Book Value Per Share	24.63	24.25	23.65	23.81	23.15	22.24
Tangible Book Value	27,252	26,807	26,127	26,277	25,496	24,437
Tangible Book Value Per Share	24.63	24.23	23.61	23.75	23.04	22.08