Mercantile Bank PLC. (DSE:MERCANBANK)

Mercantile Bank PLC. Cash Flow Statement

Financials in millions BDT. Fiscal year is January - December.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar 31, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Net Income	-	-	646.79	2,055	2,350	3,574
Depreciation & Amortization	-	-	570.54	651.73	689.36	594.95
Other Amortization	-	-	48.28	-	-	-
Change in Trading Asset Securities	-35,302	-39,152	-10,197	-17,776	2,287	-11,351
Accrued Interest Receivable	-773.17	-1,502	-161.93	-274.41	221.1	1,145
Change in Other Net Operating Assets	-27,155	-5,885	-16,612	-1,770	-19,948	-18,216
Other Operating Activities	23,156	16,554	15,008	10,419	9,698	5,024
Operating Cash Flow	-40,074	-29,986	-10,696	-6,695	-4,703	-19,229
Capital Expenditures	-224.32	-254.35	-189.84	-251.22	-374.06	-1,047
Investment in Securities	11,059	396.68	333.23	-897.69	-449.82	-2,093
Other Investing Activities	0	-	-	-	-	0
Investing Cash Flow	10,835	142.33	143.39	-1,149	-823.88	-3,139
Long-Term Debt Repaid	-	-600	-600	-600	-600	-1,200
Net Debt Issued (Repaid)	-600	-600	-600	-600	-600	-1,200
Common Dividends Paid	-	-	-1,107	-1,085	-1,292	-984.02
Net Increase (Decrease) in Deposit Accounts	27,619	36,566	30,398	12,002	9,830	22,508
Other Financing Activities	-31.24	-36.53	-67.33	-88.81	-106.48	-159.83
Financing Cash Flow	26,988	35,930	28,624	10,228	7,832	20,164
Foreign Exchange Rate Adjustments	42.3	39.03	90.23	60.15	1,218	18.31
Net Cash Flow	-2,209	6,126	18,162	2,445	3,523	-2,186
Free Cash Flow	-40,299	-30,240	-10,886	-6,946	-5,077	-20,276
Free Cash Flow Margin	-439.29%	-289.37%	-108.24%	-60.40%	-41.98%	-161.50%
Free Cash Flow Per Share	-36.13	-	-9.84	-6.28	-4.59	-18.32
Cash Interest Paid	-	-	10,586	7,159	6,746	9,626
Cash Income Tax Paid	-	-	972.78	1,619	1,323	864.77

Source: S&P Global Market Intelligence. Banks template. Financial Sources.