Mercantile Bank PLC. (DSE:MERCANBANK)

Mercantile Bank PLC. Cash Flow Statement

Financials in millions BDT. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Net Income	646.79	646.79	2,055	2,350	3,574	2,228
Depreciation & Amortization	570.54	570.54	651.73	689.36	594.95	815.08
Other Amortization	48.28	48.28	-	-	-	-
Change in Trading Asset Securities	-18,832	-10,197	-17,776	2,287	-11,351	809.42
Accrued Interest Receivable	-1,141	-161.93	-274.41	221.1	1,145	-1,927
Change in Other Net Operating Assets	-6,780	-16,612	-1,770	-19,948	-18,216	-14,115
Other Operating Activities	18,367	15,008	10,419	9,698	5,024	1,094
Operating Cash Flow	-7,120	-10,696	-6,695	-4,703	-19,229	-11,095
Capital Expenditures	-250.95	-189.84	-251.22	-374.06	-1,047	-251.57
Investment in Securities	-15,416	333.23	-897.69	-449.82	-2,093	-7.15
Other Investing Activities	-0	-	-	-	0	-
Investing Cash Flow	-15,667	143.39	-1,149	-823.88	-3,139	-258.72
Long-Term Debt Repaid	-	-600	-600	-600	-1,200	-600
Net Debt Issued (Repaid)	-600	-600	-600	-600	-1,200	-600
Common Dividends Paid	-	-1,107	-1,085	-1,292	-984.02	-1,031
Net Increase (Decrease) in Deposit Accounts	20,665	30,398	12,002	9,830	22,508	15,191
Other Financing Activities	-36.53	-67.33	-88.81	-106.48	-159.83	-291.53
Financing Cash Flow	20,029	28,624	10,228	7,832	20,164	13,268
Foreign Exchange Rate Adjustments	103.31	90.23	60.15	1,218	18.31	3.93
Net Cash Flow	-2,655	18,162	2,445	3,523	-2,186	1,918
Free Cash Flow	-7,371	-10,886	-6,946	-5,077	-20,276	-11,347
Free Cash Flow Margin	-81.85%	-108.24%	-60.40%	-41.98%	-161.50%	-112.06%
Free Cash Flow Per Share	-6.65	-9.84	-6.28	-4.59	-18.32	-10.25
Cash Interest Paid	10,586	10,586	7,159	6,746	9,626	13,545
Cash Income Tax Paid	972.78	972.78	1,619	1,323	864.77	1,158

Source: S&P Global Market Intelligence. Banks template. Financial Sources.