Mercantile Bank PLC. (DSE:MERCANBANK)

Mercantile Bank PLC. Cash Flow Statement

Financials in millions BDT. Fiscal year is January - December.

Fiscal Year	TTM	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019
Period Ending	Sep 30, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019
Net Income	3,089	2,055	2,350	3,574	2,228	2,222
Depreciation & Amortization	554.9	601.68	689.36	594.95	815.08	804.48
Other Amortization	50.05	50.05	-	-	-	-
Change in Trading Asset Securities	6,323	-17,776	2,287	-11,351	809.42	-11,151
Accrued Interest Receivable	-278.36	-274.41	221.1	1,145	-1,927	86.82
Change in Other Net Operating Assets	-19,490	-1,770	-19,948	-18,216	-14,115	-16,620
Other Operating Activities	13,233	10,419	9,698	5,024	1,094	8,571
Operating Cash Flow	3,482	-6,695	-4,703	-19,229	-11,095	-16,086
Capital Expenditures	-154.68	-251.22	-374.06	-1,047	-251.57	-242.87
Investment in Securities	-496.68	-897.69	-449.82	-2,093	-7.15	-713.42
Other Investing Activities	-	-	-	0	-	-
Investing Cash Flow	-651.35	-1,149	-823.88	-3,139	-258.72	-956.29
Long-Term Debt Repaid	-	-600	-600	-1,200	-600	-600
Net Debt Issued (Repaid)	-600	-600	-600	-1,200	-600	-600
Common Dividends Paid	-1,107	-1,085	-1,292	-984.02	-1,031	-
Net Increase (Decrease) in Deposit Accounts	8,449	12,002	9,830	22,508	15,191	18,166
Other Financing Activities	-67.33	-88.81	-106.48	-159.83	-291.53	-372.89
Financing Cash Flow	6,675	10,228	7,832	20,164	13,268	17,193
Foreign Exchange Rate Adjustments	11.25	60.15	1,218	18.31	3.93	20.96
Net Cash Flow	9,517	2,445	3,523	-2,186	1,918	171.87
Free Cash Flow	3,327	-6,946	-5,077	-20,276	-11,347	-16,329
Free Cash Flow Margin	25.77%	-60.40%	-41.98%	-161.50%	-112.06%	-166.95%
Free Cash Flow Per Share	3.01	-6.28	-4.59	-18.32	-10.25	-14.76
Cash Interest Paid	8,684	7,159	6,746	9,626	13,545	13,357
Cash Income Tax Paid	915.5	1,619	1,323	864.77	1,158	1,490

Source: S&P Global Market Intelligence. Banks template. Financial Sources.