National Bank PLC. Income Statement

Financials in millions BDT. Fiscal year is January - December.

Millions BDT. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Interest Income on Loans	9,259	14,961	15,918	18,412	30,893	34,389
Interest Paid on Deposits	44,601	37,518	30,567	28,307	29,453	26,118
Net Interest Income	-35,343	-22,556	-14,648	-9,895	1,440	8,271
Net Interest Income Growth (YoY)	-	-	-	-	-82.59%	-20.64%
Gain (Loss) on Sale of Assets	9.18	9.18	-137.78	0.96	1.07	0.79
Gain (Loss) on Sale of Investments	-2,380	-2,380	-6,649	-2,259	1,500	1,738
Other Non-Interest Income	13,876	7,508	8,416	8,230	6,826	6,609
Total Non-Interest Income	11,505	5,137	1,629	5,972	8,327	8,348
Non-Interest Income Growth (YoY)	3515.27%	215.27%	-72.71%	-28.28%	-0.25%	51.59%
Revenues Before Loan Losses	-23,837	-17,419	-13,019	-3,923	9,767	16,619
Provision for Loan Losses	0.41	7.73	40.38	23,473	1,712	2,840
Revenue	-23,838	-17,427	-13,059	-27,395	8,055	13,779
Revenue Growth (YoY)	-	-	-	-	-41.54%	-1.25%
Salaries and Employee Benefits	5,324	5,511	5,283	4,694	4,037	4,244
Occupancy Expenses	1,243	1,525	1,531	1,548	1,438	1,304
Selling, General & Administrative	830.24	836.25	735.81	604.19	689.42	651.1
Other Non-Interest Expense	953.66	1,881	684.27	718.31	991.69	1,032
Total Non-Interest Expense	8,351	9,752	8,234	7,564	7,156	7,230
EBT Excluding Unusual Items	-32,188	-27,179	-21,293	-34,959	899.73	6,549
Pretax Income	-32,188	-27,179	-21,293	-34,959	899.73	6,549
Income Tax Expense	-14,005	-10,106	-6,320	-2,351	518.15	2,938
Earnings From Continuing Operations	-18,184	-17,074	-14,973	-32,609	381.58	3,611
Minority Interest in Earnings	-0	-0	-0	-0.02	-0.04	-0.01
Net Income	-18,184	-17,074	-14,973	-32,609	381.54	3,611
Net Income to Common	-18,184	-17,074	-14,973	-32,609	381.54	3,611
Net Income Growth	-	-	-	-	-89.44%	-12.41%
Basic Shares Outstanding	3,220	3,220	3,220	3,220	3,220	3,220
Diluted Shares Outstanding	3,220	3,220	3,220	3,220	3,220	3,220
EPS (Basic)	-5.65	-5.30	-4.65	-10.13	0.12	1.12
EPS (Diluted)	-5.65	-5.30	-4.65	-10.13	0.12	1.12
EPS Growth	-	-	-	-	-89.44%	-12.41%
Effective Tax Rate	-	-	-	-	57.59%	44.86%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.