National Bank PLC. Cash Flow Statement

Financials in millions BDT. Fiscal year is January - December.

Millions BDT. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Income	-24,318	-17,074	-14,973	-32,609	381.54
Depreciation & Amortization	604.39	471.09	471.09	485.7	474.83
Gain (Loss) on Sale of Assets	-	-	-	-0.96	-0.11
Gain (Loss) on Sale of Investments	-	-	-	-2,592	-1,501
Provision for Credit Losses	-	-	-	23,473	264.02
Change in Trading Asset Securities	-231.68	154.11	-156.63	-33.46	-33.9
Accrued Interest Receivable	-	-	-	1,518	2,343
Change in Other Net Operating Assets	8,929	16,901	6,134	1,671	-36,053
Other Operating Activities	2,726	-7,681	-66.91	2,094	-864.73
Operating Cash Flow	-12,290	-7,228	-8,591	-6,016	-35,708
Capital Expenditures	-543.98	-884.47	-387.37	-467.17	-262.88
Sale of Property, Plant and Equipment	6.48	5.39	1.06	0.94	0.19
Investment in Securities	8,666	-2,056	3,350	57,919	-9,394
Investing Cash Flow	8,129	-2,935	2,964	57,453	-9,656
Long-Term Debt Issued	1,060	65,030	49,951	-	4,169
Total Debt Issued	1,060	65,030	49,951	-	4,169
Long-Term Debt Repaid	-29,753	-800	-800	-1,044	-800
Total Debt Repaid	-29,753	-800	-800	-1,044	-800
Net Debt Issued (Repaid)	-28,693	64,230	49,151	-1,044	3,369
Net Increase (Decrease) in Deposit Accounts	-31,248	-56,121	2,659	-49,383	42,502
Financing Cash Flow	-59,941	8,109	51,810	-50,428	45,870
Foreign Exchange Rate Adjustments	34.1	140.86	144.63	141.64	9.13
Net Cash Flow	-64,068	-1,913	46,327	1,151	515.52
Free Cash Flow	-12,834	-8,112	-8,978	-6,483	-35,970
Free Cash Flow Margin	-	-	-	-	-446.54%
Free Cash Flow Per Share	-3.99	-2.52	-2.79	-2.01	-11.17
Cash Interest Paid	29,487	38,939	30,876	28,330	30,171
Cash Income Tax Paid	409.64	361.28	-	534.1	2,883