National Bank Limited (DSE: NBL)

National Bank Balance Sheet

Financials in millions BDT. Fiscal year is January - December.

Fiscal Year	TTM	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019
Period Ending	Sep 30, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019
Cash & Equivalents	2,676	51,318	5,417	5,515	7,233	5,757
Investment Securities	10,500	12,666	23,049	81,110	70,922	59,952
Total Investments	10,500	12,666	23,049	81,110	70,922	59,952
Gross Loans	429,967	432,698	427,767	448,832	411,310	364,072
Net Loans	429,967	432,698	427,767	448,832	411,310	364,072
Property, Plant & Equipment	3,333	3,448	3,461	3,475	3,706	2,770
Other Intangible Assets	-	20,531	23,464	-	-	-
Accrued Interest Receivable	-	1,312	1,455	3,056	5,395	1,573
Other Receivables	1,607	102.47	130.13	356.78	2,204	150.55
Restricted Cash	867.55	24,941	24,514	23,265	21,032	23,436
Other Current Assets	-	7,781	6,659	6,116	2,575	2,307
Long-Term Deferred Tax Assets	-	9,505	3,007	111.81	88.14	128.5
Other Long-Term Assets	41,871	3,021	3,152	3,828	4,849	3,567
Total Assets	490,822	567,324	522,075	575,665	529,313	463,712
Accrued Expenses	-	17.65	17.65	22.07	157.94	293.52
Interest Bearing Deposits	341,154	403,749	402,232	448,337	405,838	347,367
Non-Interest Bearing Deposits	30,619	17,155	17,903	21,319	20,209	15,375
Total Deposits	371,773	420,904	420,135	469,656	426,047	362,742
Short-Term Borrowings	-	-	-	1,340	2,570	650
Current Portion of Long-Term Debt	27,629	62,545	12,344	11,248	5,849	7,688
Current Income Taxes Payable	-	1,187	1,423	1,412	3,754	3,614
Other Current Liabilities	11,500	5,380	3,463	3,242	4,500	3,394
Long-Term Debt	800	800	1,850	2,650	3,450	4,000
Long-Term Leases	-	117.3	138.54	117.59	256.74	221.68
Pension & Post-Retirement Benefits	-	25	125	-	-	50
Other Long-Term Liabilities	73,125	52,843	40,711	34,054	30,878	32,355
Total Liabilities	484,828	543,819	480,206	523,742	477,462	415,007
Common Stock	32,197	32,197	32,197	32,197	30,664	29,204
Retained Earnings	-26,614	-9,103	8,876	18,037	19,191	18,534
Comprehensive Income & Other	410.66	409.99	795.25	1,688	1,997	965.98
Total Common Equity	5,994	23,505	41,869	51,923	51,851	48,704
Minority Interest	0.2	0.19	0.19	0.17	0.14	0.13
Shareholders' Equity	5,995	23,505	41,869	51,923	51,852	48,705
Total Liabilities & Equity	490,822	567,324	522,075	575,665	529,313	463,712
Total Debt	28,429	63,462	14,332	15,355	12,126	12,559
Net Cash (Debt)	-25,753	-12,144	-8,915	-9,840	-4,893	-6,803
Net Cash Per Share	-8.00	-3.77	-2.77	-3.06	-1.52	-2.11
Filing Date Shares Outstanding	3,220	3,220	3,220	3,220	3,220	3,220
Total Common Shares Outstanding	3,220	3,220	3,220	3,220	3,220	3,220
Book Value Per Share	1.86	7.30	13.00	16.13	16.10	15.13
Tangible Book Value	5,994	2,974	18,405	51,923	51,851	48,704
Tangible Book Value Per Share	1.86	0.92	5.72	16.13	16.10	15.13

Source: S&P Capital IQ. Banks template. Financial Sources.