National Bank PLC. Cash Flow Statement

Financials in millions BDT. Fiscal year is January - December.

Millions BDT. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020	2016 - 2020
Period Ending	Jun '25 Jun 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020	2016 - 2020
Net Income	-	-17,074	-14,973	-32,609	381.54	3,611	Upgrade
Depreciation & Amortization	-	569.75	471.09	485.7	474.83	369.21	Upgrade
Gain (Loss) on Sale of Assets	-	-	-	-0.96	-0.11	-0.79	Upgrade
Gain (Loss) on Sale of Investments	-	-	-	-2,592	-1,501	-1,738	Upgrade
Provision for Credit Losses	-	-	-	23,473	264.02	-	Upgrade
Change in Trading Asset Securities	-	154.11	-156.63	-33.46	-33.9	-401.3	Upgrade
Accrued Interest Receivable	-	-	-	1,518	2,343	-3,802	Upgrade
Change in Other Net Operating Assets	-	16,901	6,134	1,671	-36,053	-53,922	Upgrade
Other Operating Activities	-	-7,779	-66.91	2,094	-864.73	3,022	Upgrade
Operating Cash Flow	-	-7,228	-8,591	-6,016	-35,708	-53,524	Upgrade
Capital Expenditures	-	-884.47	-387.37	-467.17	-262.88	-1,396	Upgrade
Sale of Property, Plant and Equipment	-	5.39	1.06	0.94	0.19	90	Upgrade
Investment in Securities	-	-2,056	3,350	57,919	-9,394	-8,421	Upgrade
Other Investing Activities	-	0	-	-	-	-	Upgrade
Investing Cash Flow	-	-2,935	2,964	57,453	-9,656	-9,727	Upgrade
Long-Term Debt Issued	-	65,030	49,951	-	4,169	81.43	Upgrade
Total Debt Issued	-	65,030	49,951	-	4,169	81.43	Upgrade
Long-Term Debt Repaid	-	-800	-800	-1,044	-800	-550	Upgrade
Total Debt Repaid	-	-800	-800	-1,044	-800	-550	Upgrade
Net Debt Issued (Repaid)	-	64,230	49,151	-1,044	3,369	-468.57	Upgrade
Common Dividends Paid	-	-	-	-	-	-1,460	Upgrade
Net Increase (Decrease) in Deposit Accounts	-	-56,121	2,659	-49,383	42,502	64,252	Upgrade
Financing Cash Flow	-	8,109	51,810	-50,428	45,870	62,324	Upgrade
Foreign Exchange Rate Adjustments	-	140.86	144.63	141.64	9.13	-0.34	Upgrade
Net Cash Flow	-	-1,913	46,327	1,151	515.52	-928.1	Upgrade
Free Cash Flow	-	-8,112	-8,978	-6,483	-35,970	-54,920	Upgrade
Free Cash Flow Margin	-	-	-	-	-446.54%	-398.57%	Upgrade
Free Cash Flow Per Share	-	-2.52	-2.79	-2.01	-11.17	-17.06	Upgrade
Cash Interest Paid	-	38,939	30,876	28,330	30,171	26,781	Upgrade
Cash Income Tax Paid	-	-	-	534.1	2,883	2,757	Upgrade

Updated Nov 10, 2024. Source: S&P Global Market Intelligence. Banks template. Financial Sources.