Nitol Insurance PLC. (DSE:NITOLINS)

Bangladesh · Delayed Price · Currency is BDT

48.80

+0.70 (1.46%)

At close: Aug 13, 2026

Nitol Insurance PLC. Financials Overview

Financials in millions BDT. Fiscal year is January - December.

Millions BDT. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Revenue	464.02	518.05	504.36	495.19	470.25	475.23
Revenue Growth	-10.20%	2.71%	1.85%	5.30%	-1.05%	-20.73%
Operating Income	125.49	111.66	109.57	87.79	111.72	159.76
Net Income	86.41	81.52	79.02	59.4	85.67	117.72
Earnings Per Share	2.05	1.93	1.87	1.41	2.03	2.79
EPS Growth	10.81%	3.16%	33.04%	-30.66%	-27.23%	2.96%

Cash & Debt

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Investments	27.32	37.01	26.12	22.47	40.73	35.94
Total Debt	-	-	-	-	-	-
Net Cash (Debt)	27.32	37.01	26.12	22.47	40.73	35.94
Net Cash Growth	527.97%	41.71%	16.25%	-44.84%	13.32%	-5.89%
Net Cash Per Share	0.65	0.88	0.62	0.53	0.96	0.85

Cash Flow & CapEx

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Operating Cash Flow	13.7	11.77	8.84	6.32	-4.65	14.79
Capital Expenditures	283.11	-4.79	-2.23	-298.75	-19.29	-3.04
Free Cash Flow	296.81	6.99	6.61	-292.44	-23.95	11.75
Free Cash Flow Growth	-	5.70%	-	-	-	-71.24%

Margins

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Operating Margin	27.05%	21.55%	21.73%	17.73%	23.76%	33.62%
Pretax Margin	27.33%	21.81%	21.73%	17.73%	23.76%	33.64%
Profit Margin	18.62%	15.73%	15.67%	12.00%	18.22%	24.77%
FCF Margin	63.97%	1.35%	1.31%	-59.06%	-5.09%	2.47%

Dividends

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Aug '26 Aug 16, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Dividend Per Share	0.476	-	0.476	1.000	1.048	1.190
Dividend Per Share Growth	100.00%	-	-52.38%	-4.54%	-12.00%	25.00%
Dividend Yield	0.98%	-	2.11%	3.04%	2.97%	2.35%

Valuation

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Aug '26 Aug 16, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
PE Ratio	23.84	14.24	12.72	25.52	19.57	20.94
P/FCF Ratio	6.94	166.17	152.07	-	-	209.70
PS Ratio	4.44	2.24	1.99	3.06	3.57	5.19