Nitol Insurance PLC. (DSE:NITOLINS)

Bangladesh · Delayed Price · Currency is BDT

34.00

-0.30 (-0.87%)

At close: Jul 23, 2026

Nitol Insurance PLC. Financials Overview

Financials in millions BDT. Fiscal year is January - December.

Millions BDT. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Revenue	498.06	518.05	504.36	495.19	470.25	475.23
Revenue Growth	-2.18%	2.71%	1.85%	5.30%	-1.05%	-20.73%
Operating Income	109.23	111.66	109.57	87.79	111.72	159.76
Net Income	78.88	81.52	79.02	59.4	85.67	117.72
Earnings Per Share	1.87	1.93	1.87	1.41	2.03	2.79
EPS Growth	1.39%	3.16%	33.04%	-30.66%	-27.23%	2.96%

Cash & Debt

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Investments	21.45	37.01	26.12	22.47	40.73	35.94
Total Debt	-	-	-	-	-	-
Net Cash (Debt)	21.45	37.01	26.12	22.47	40.73	35.94
Net Cash Growth	3223.24%	41.71%	16.25%	-44.84%	13.32%	-5.89%
Net Cash Per Share	0.51	0.88	0.62	0.53	0.96	0.85

Cash Flow & CapEx

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Operating Cash Flow	10.58	11.77	8.84	6.32	-4.65	14.79
Capital Expenditures	-3.26	-4.79	-2.23	-298.75	-19.29	-3.04
Free Cash Flow	7.32	6.99	6.61	-292.44	-23.95	11.75
Free Cash Flow Growth	-5.44%	5.70%	-	-	-	-71.24%

Margins

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Operating Margin	21.93%	21.55%	21.73%	17.73%	23.76%	33.62%
Pretax Margin	22.19%	21.81%	21.73%	17.73%	23.76%	33.64%
Profit Margin	15.84%	15.73%	15.67%	12.00%	18.22%	24.77%
FCF Margin	1.47%	1.35%	1.31%	-59.06%	-5.09%	2.47%

Dividends

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jul '26 Jul 27, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Dividend Per Share	0.476	-	0.476	1.000	1.048	1.190
Dividend Per Share Growth	100.00%	-	-52.38%	-4.54%	-12.00%	25.00%
Dividend Yield	1.40%	-	2.11%	3.04%	2.97%	2.35%

Valuation

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jul '26 Jul 27, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
PE Ratio	18.57	14.24	12.72	25.52	19.57	20.94
P/FCF Ratio	200.15	166.17	152.07	-	-	209.70
PS Ratio	2.94	2.24	1.99	3.06	3.57	5.19