Nitol Insurance PLC. Cash Flow Statement

Financials in millions BDT. Fiscal year is January - December.

Millions BDT. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Income	78.95	81.52	79.02	59.4	85.67	117.72
Depreciation & Amortization	20.76	20.76	19.1	20.25	18.26	18.2
Gain (Loss) on Sale of Investments	-0.11	-0.11	-0.34	-0.03	0.34	-0.12
Change in Insurance Reserves / Liabilities	9.04	9.04	0.65	6.91	-29.2	9.05
Change in Other Net Operating Assets	-131.92	-131.92	-119.39	-108.54	-106.86	-171.19
Other Operating Activities	32.82	31.46	30.55	28.39	26.06	42.13
Operating Cash Flow	10.58	11.77	8.84	6.32	-4.65	14.79
Operating Cash Flow Growth	-3.58%	33.19%	39.98%	-	-	-69.60%
Capital Expenditures	-3.26	-4.79	-2.23	-298.75	-19.29	-3.04
Investment in Securities	38.94	80.48	134.5	283.5	88	-18.56
Other Investing Activities	-5.57	-56.68	-95.91	35.51	-10.46	49.03
Investing Cash Flow	30.11	19.01	36.36	20.25	58.24	27.43
Common Dividends Paid	-19.89	-19.89	-41.55	-44.83	-48.8	-44.47
Financing Cash Flow	-38.27	-19.89	-41.55	-44.83	-48.8	-44.47
Miscellaneous Cash Flow Adjustments	0	0	-	-	-	-0
Net Cash Flow	2.41	10.89	3.65	-18.26	4.79	-2.25
Free Cash Flow	7.32	6.99	6.61	-292.44	-23.95	11.75
Free Cash Flow Growth	-5.44%	5.70%	-	-	-	-71.24%
Free Cash Flow Margin	1.47%	1.35%	1.31%	-59.06%	-5.09%	2.47%
Free Cash Flow Per Share	0.17	0.17	0.16	-6.93	-0.57	0.28
Cash Income Tax Paid	20.27	23.16	20.85	25.09	40.99	31.16
Levered Free Cash Flow	345.53	320.96	24.4	6.97	40.64	184.4
Unlevered Free Cash Flow	345.53	320.96	24.4	6.97	40.64	184.4
Change in Working Capital	-121.85	-121.85	-119.5	-101.69	-134.98	-163.14