NRB Bank PLC. Income Statement

Financials in millions BDT. Fiscal year is January - December.

Millions BDT. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Interest Income on Loans	7,284	7,051	5,378	3,836	3,544	4,065
Interest Paid on Deposits	7,380	5,853	3,895	2,878	2,445	3,070
Net Interest Income	-96.23	1,198	1,482	957.64	1,100	994.69
Net Interest Income Growth (YoY)	-	-19.15%	54.78%	-12.91%	10.55%	-34.32%
Gain (Loss) on Sale of Assets	-	-	0.02	-	-	4.57
Gain (Loss) on Sale of Investments	902.91	755.56	143.74	-75.47	27.77	92.26
Other Non-Interest Income	3,089	2,090	1,631	1,244	1,308	1,399
Total Non-Interest Income	3,991	2,846	1,775	1,169	1,336	1,496
Non-Interest Income Growth (YoY)	162.11%	60.33%	51.84%	-12.50%	-10.68%	83.96%
Revenues Before Loan Losses	3,895	4,044	3,257	2,127	2,435	2,490
Provision for Loan Losses	3,738	1,686	173.71	-122.92	365.98	-35.83
Revenue	156.97	2,358	3,083	2,249	2,069	2,526
Revenue Growth (YoY)	-95.46%	-23.53%	37.07%	8.70%	-18.08%	75.63%
Salaries and Employee Benefits	1,399	1,208	1,037	844.64	797.48	798.76
Occupancy Expenses	453.23	420.41	395.1	423.98	401.25	450.95
Selling, General & Administrative	199.25	170.19	151.84	76.79	81.21	86.12
Other Non-Interest Expense	460.13	484.71	133.46	222.78	165.18	246.6
Total Non-Interest Expense	2,512	2,283	1,717	1,568	1,445	1,582
EBT Excluding Unusual Items	-2,355	74.8	1,366	681.24	624.27	943.59
Other Unusual Items	6.7	6.7	20.8	-	5	14.98
Pretax Income	-2,348	81.5	1,387	681.24	629.27	958.57
Income Tax Expense	-843.84	4.56	592.76	128.15	-9.45	278
Net Income	-1,504	76.94	794.37	553.09	638.72	680.57
Net Income to Common	-1,504	76.94	794.37	553.09	638.72	680.57
Net Income Growth	-	-90.31%	43.62%	-13.41%	-6.15%	-
Basic Shares Outstanding	675	675	591	591	591	591
Diluted Shares Outstanding	675	675	591	591	591	591
Shares Change (YoY)	13.05%	14.33%	-	-	-	16.67%
EPS (Basic)	-2.23	0.11	1.35	0.94	1.08	1.15
EPS (Diluted)	-2.23	0.11	1.35	0.94	1.08	1.15
EPS Growth	-	-91.53%	43.62%	-13.41%	-6.15%	-
Dividend Per Share	-	-	1.000	0.700	0.500	-
Dividend Growth	-	-	42.86%	40.00%	-	-
Effective Tax Rate	-	5.59%	42.73%	18.81%	-	29.00%

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.