NRB Bank PLC. Cash Flow Statement

Financials in millions BDT. Fiscal year is January - December.

Millions BDT. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Net Income	-1,504	76.94	794.37	553.09	638.72	680.57
Depreciation & Amortization	118.09	109.13	105.17	104.68	87.08	86.76
Other Amortization	6.1	6.1	11.01	16.81	21.42	22.09
Change in Other Net Operating Assets	-4,781	-5,840	-10,473	-8,840	-1,252	246.77
Other Operating Activities	2,778	1,661	484.02	323.49	-149.55	-701.43
Operating Cash Flow	-3,383	-3,987	-9,079	-7,842	-654.65	334.75
Capital Expenditures	-109.95	-147.67	-70.82	-147.36	-147.02	-31.92
Cash Acquisitions	-	-	-	-	-500	-
Investment in Securities	-2,194	-2,906	-1,837	-2,679	-2,295	885.53
Other Investing Activities	0	-	-0	-	-	-
Investing Cash Flow	-2,303	-3,054	-1,908	-2,826	-2,942	853.61
Long-Term Debt Issued	-	-	-	1,597	735.66	-
Total Debt Issued	-1,211	-	-	1,597	735.66	-
Long-Term Debt Repaid	-	-77.19	-837.27	-	-	-90.9
Net Debt Issued (Repaid)	-1,288	-77.19	-837.27	1,597	735.66	-90.9
Issuance of Common Stock	-	1,000	-	-	777.6	-
Common Dividends Paid	-	-484.65	-413.41	-295.29	-	-
Net Increase (Decrease) in Deposit Accounts	4,909	8,438	12,052	10,123	2,924	21.13
Other Financing Activities	0	0	-	-	-	-
Financing Cash Flow	3,621	8,876	10,801	11,425	4,437	-69.77
Net Cash Flow	-2,066	1,834	-185.21	756.03	840.97	1,119
Free Cash Flow	-3,493	-4,135	-9,149	-7,990	-801.67	302.84
Free Cash Flow Margin	-2225.50%	-175.36%	-296.73%	-355.18%	-38.74%	11.99%
Free Cash Flow Per Share	-5.17	-6.12	-15.49	-13.53	-1.36	0.51
Cash Interest Paid	7,211	5,395	3,689	2,785	2,445	3,345
Cash Income Tax Paid	532.13	663	300.98	344.45	165.58	342.94