NRB Bank PLC. Balance Sheet

Financials in millions BDT. Fiscal year is January - December.

Millions BDT. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Cash & Equivalents	9,050	6,094	5,184	6,000	5,066	3,864
Investment Securities	20,782	17,807	14,901	13,064	10,385	7,665
Total Investments	20,782	17,807	14,901	13,064	10,385	7,665
Gross Loans	69,345	67,295	60,072	49,491	40,244	38,849
Net Loans	69,345	67,295	60,072	49,491	40,244	38,849
Property, Plant & Equipment	445.43	416.91	380.13	423.2	385.86	330.27
Other Intangible Assets	-	21.53	24.89	26.34	37.81	54.66
Accrued Interest Receivable	-	-	-	-	-	139.33
Other Receivables	-	-	-	-	-	82.32
Restricted Cash	-	3,745	2,821	2,190	2,082	2,444
Other Current Assets	-	-	-	-	285.4	1,603
Long-Term Deferred Tax Assets	-	-	-	-	-	330.87
Other Real Estate Owned & Foreclosed	80.2	80.2	80.2	80.2	80.2	-
Other Long-Term Assets	3,983	2,413	1,842	1,526	2,622	1.61
Total Assets	103,686	97,873	85,305	72,801	61,189	55,363
Accrued Expenses	-	175.01	145.81	113.58	114.2	93.37
Interest Bearing Deposits	65,945	61,527	51,212	42,614	34,859	32,454
Non-Interest Bearing Deposits	11,206	12,861	14,573	11,092	9,210	9,060
Total Deposits	77,151	74,389	65,785	53,706	44,069	41,514
Short-Term Borrowings	-	1,471	2,861	4,687	796.6	1,441
Current Portion of Long-Term Debt	-	3,590	2,277	1,289	3,582	2,126
Current Income Taxes Payable	-	503.72	432.55	158.84	1,404	1,202
Accrued Interest Payable	-	1,289	831.68	625.38	531.86	532.55
Other Current Liabilities	482.67	1,064	987.36	1,117	352.41	487.65
Long-Term Debt	5,362	-	-	-	-	75.63
Other Long-Term Liabilities	13,302	6,648	3,844	3,341	2,832	2,087
Total Liabilities	96,298	89,129	77,165	65,037	53,681	49,560
Common Stock	6,906	6,906	5,906	5,906	5,906	4,666
Retained Earnings	427.26	1,817	2,225	1,852	1,600	1,131
Comprehensive Income & Other	55.16	21.33	9.38	5.1	1.52	6.71
Total Common Equity	7,388	8,744	8,141	7,763	7,507	5,804
Minority Interest	0	0	0	0	0	-
Shareholders' Equity	7,388	8,744	8,141	7,763	7,507	5,804
Total Liabilities & Equity	103,686	97,873	85,305	72,801	61,189	55,363
Total Debt	5,362	5,061	5,138	5,976	4,379	3,643
Net Cash (Debt)	3,688	1,033	45.27	24.29	687.65	220.93
Net Cash Growth	-17.42%	2181.69%	86.39%	-96.47%	211.26%	-
Net Cash Per Share	5.46	1.53	0.08	0.04	1.16	0.37
Filing Date Shares Outstanding	690.59	690.59	590.59	590.59	590.59	506.22
Total Common Shares Outstanding	690.59	690.59	590.59	590.59	590.59	506.22
Book Value Per Share	10.70	12.66	13.78	13.14	12.71	11.46
Tangible Book Value	7,388	8,723	8,116	7,737	7,470	5,749
Tangible Book Value Per Share	10.70	12.63	13.74	13.10	12.65	11.36