Paramount Insurance PLC. (DSE:PARAMOUNT)

Paramount Insurance PLC. Income Statement

Financials in millions BDT. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Premiums & Annuity Revenue	326.24	335.9	293.24	280.04	297.05	199.59
Total Interest & Dividend Income	64.36	49.04	30.55	26.84	25.33	30.78
Gain (Loss) on Sale of Investments	-6.79	18.28	-2.17	-0.9	24.78	128.76
Other Revenue	40.95	39.75	28.31	35.3	35.4	39.45
Total Revenue	424.75	442.97	349.94	341.29	382.56	398.59
Revenue Growth (YoY)	-6.69%	26.58%	2.54%	-10.79%	-4.02%	91.62%
Policy Benefits	97.62	160.83	107.24	111.05	62.35	19.63
Policy Acquisition & Underwriting Costs	-	4.72	3.88	-	9.16	30.93
Depreciation & Amortization	5.71	5.99	5.15	5.62	4.98	4.2
Selling, General & Administrative	169.38	154.32	137.15	122.39	128.68	96.6
Other Operating Expenses	0.5	0.5	0.62	0.28	0.31	0.36
Reinsurance Income or Expense	-0.02	-0.02	-0.01	-0.03	-0.05	-0.23
Total Operating Expenses	275.25	328.39	255.04	240.37	206.53	152.16
Operating Income	149.51	114.57	94.9	100.92	176.02	246.43
Other Non Operating Income (Expenses)	-0.48	-0.48	-0.51	-0.56	-0.54	-0.45
EBT Excluding Unusual Items	149.02	114.09	94.39	100.35	175.48	245.98
Gain (Loss) on Sale of Assets	0	0.81	-	0.22	-	0.27
Pretax Income	149.02	114.9	94.39	100.58	175.48	246.25
Income Tax Expense	44.25	24.32	23.9	24.54	52.41	63.96
Net Income	104.78	90.57	70.49	76.03	123.07	182.29
Net Income to Common	104.78	90.57	70.49	76.03	123.07	182.29
Net Income Growth	3.88%	28.49%	-7.28%	-38.22%	-32.48%	370.47%
Shares Outstanding (Basic)	41	41	41	41	41	41
Shares Outstanding (Diluted)	41	41	41	41	41	41
EPS (Basic)	2.58	2.23	1.73	1.87	3.03	4.48
EPS (Diluted)	2.58	2.23	1.73	1.87	3.03	4.48
EPS Growth	3.88%	28.49%	-7.28%	-38.22%	-32.48%	370.47%
Free Cash Flow	58.44	77.67	59.84	-26.83	-148.95	85.71
Free Cash Flow Per Share	1.44	1.91	1.47	-0.66	-3.66	2.11
Dividend Per Share	1.000	1.000	1.000	1.000	1.000	-
Operating Margin	35.20%	25.86%	27.12%	29.57%	46.01%	61.83%
Profit Margin	24.67%	20.45%	20.14%	22.28%	32.17%	45.73%
Free Cash Flow Margin	13.76%	17.53%	17.10%	-7.86%	-38.94%	21.50%
EBITDA	154.93	120.27	100.05	106.54	181	250.63
EBITDA Margin	36.48%	27.15%	28.59%	31.22%	47.32%	62.88%
D&A For EBITDA	5.43	5.7	5.15	5.62	4.98	4.2
EBIT	149.51	114.57	94.9	100.92	176.02	246.43
EBIT Margin	35.20%	25.86%	27.12%	29.57%	46.01%	61.83%
Effective Tax Rate	29.69%	21.17%	25.32%	24.40%	29.87%	25.97%

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Insurance template. Financial Sources.