Paramount Insurance PLC. (DSE:PARAMOUNT)

Paramount Insurance PLC. Income Statement

Financials in millions BDT. Fiscal year is January - December.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar 31, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Premiums & Annuity Revenue	333.45	346.31	335.9	293.24	280.04	297.05
Total Interest & Dividend Income	63.82	68.89	49.04	30.55	26.84	25.33
Gain (Loss) on Sale of Investments	-3.36	-3.36	18.28	-2.17	-0.9	24.78
Other Revenue	29.35	27.77	39.75	28.31	35.3	35.4
Total Revenue	423.36	439.71	443.77	349.94	341.29	382.56
Revenue Growth (YoY)	0.38%	-0.91%	26.82%	2.54%	-10.79%	-4.02%
Policy Benefits	112.63	134.42	160.83	107.24	111.05	62.35
Policy Acquisition & Underwriting Costs	-	-	4.72	3.88	-	9.16
Depreciation & Amortization	16.35	16.35	5.99	5.15	5.62	4.98
Selling, General & Administrative	172.83	169.12	154.32	137.15	122.39	128.68
Other Operating Expenses	0.43	0.43	0.5	0.62	0.28	0.31
Reinsurance Income or Expense	-	-	-0.02	-0.01	-0.03	-0.05
Total Operating Expenses	302.24	320.32	328.39	255.04	240.37	206.53
Operating Income	121.12	119.39	115.38	94.9	100.92	176.02
Other Non Operating Income (Expenses)	-0.54	-0.54	-0.48	-0.51	-0.56	-0.54
EBT Excluding Unusual Items	120.58	118.85	114.9	94.39	100.35	175.48
Gain (Loss) on Sale of Assets	-	-	-	-	0.22	-
Pretax Income	120.58	118.85	114.9	94.39	100.58	175.48
Income Tax Expense	30.09	29.65	24.32	23.9	24.54	52.41
Net Income	90.49	89.2	90.57	70.49	76.03	123.07
Net Income to Common	90.49	89.2	90.57	70.49	76.03	123.07
Net Income Growth	-2.56%	-1.52%	28.49%	-7.28%	-38.22%	-32.48%
Shares Outstanding (Basic)	41	41	41	41	41	41
Shares Outstanding (Diluted)	41	41	41	41	41	41
Shares Change (YoY)	-0.01%	-	-	-	-	-
EPS (Basic)	2.22	2.19	2.23	1.73	1.87	3.03
EPS (Diluted)	2.22	2.19	2.23	1.73	1.87	3.03
EPS Growth	-2.55%	-1.52%	28.49%	-7.28%	-38.22%	-32.48%
Free Cash Flow	53.4	27.87	77.67	59.84	-26.83	-148.95
Free Cash Flow Per Share	1.31	0.69	1.91	1.47	-0.66	-3.66
Dividend Per Share	1.000	1.000	1.000	1.000	1.000	1.000
Operating Margin	28.61%	27.15%	26.00%	27.12%	29.57%	46.01%
Profit Margin	21.37%	20.29%	20.41%	20.14%	22.28%	32.17%
Free Cash Flow Margin	12.61%	6.34%	17.50%	17.10%	-7.86%	-38.94%
EBITDA	127.5	124.8	121.37	100.05	106.54	181
EBITDA Margin	30.12%	28.38%	27.35%	28.59%	31.22%	47.32%
D&A For EBITDA	6.38	5.41	5.99	5.15	5.62	4.98
EBIT	121.12	119.39	115.38	94.9	100.92	176.02
EBIT Margin	28.61%	27.15%	26.00%	27.12%	29.57%	46.01%
Effective Tax Rate	24.96%	24.95%	21.17%	25.32%	24.40%	29.87%

Source: S&P Global Market Intelligence. Insurance template. Financial Sources.