Phoenix Insurance PLC (DSE:PHENIXINS)
Bangladesh flag Bangladesh · Delayed Price · Currency is BDT
54.30
+2.70 (5.23%)
At close: Aug 13, 2026

Phoenix Insurance Financials Overview

Millions BDT. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
607.95571.59523.47383.35464.02483.8
Revenue Growth
21.70%9.19%36.55%-17.39%-4.09%2.91%
Operating Income
144.8695.8270.1183.42104.6114.25
Net Income
112.5581.5760.8864.1981.4988.79
Earnings Per Share
2.792.021.511.592.022.20
EPS Growth
79.06%33.97%-5.15%-21.23%-8.22%-5.53%

Cash & Debt

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
416.01402.47421.17479.8511.52528.07
Total Debt
39.0748.789.6618.7634.340.03
Net Cash (Debt)
376.94353.69411.51461.05477.17528.04
Net Cash Growth
13.44%-14.05%-10.74%-3.38%-9.63%21.46%
Net Cash Per Share
9.358.7710.2011.4311.8313.09

Cash Flow & CapEx

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
97.5222.488.9130.1955.38162.53
Capital Expenditures
-4.84-7.45-20.26-2.93-15.9-13.96
Free Cash Flow
92.6815.03-11.3527.2639.49148.57
Free Cash Flow Growth
----30.97%-73.42%102.61%

Margins

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Margin
23.83%16.76%13.39%21.76%22.54%23.61%
Pretax Margin
23.74%16.67%13.28%21.35%22.62%24.17%
Profit Margin
18.51%14.27%11.63%16.74%17.56%18.35%
FCF Margin
15.24%2.63%-2.17%7.11%8.51%30.71%

Dividends

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingAug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Dividend Per Share
1.2001.2001.0001.2001.5001.500
Dividend Per Share Growth
20.00%20.00%-16.67%-20.00%0%0%
Dividend Yield
2.21%4.53%4.04%3.65%4.62%3.03%

Valuation

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingAug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
19.4413.4517.5623.0718.7627.22
P/FCF Ratio
23.6473.00-54.3138.7216.27
PS Ratio
3.601.922.043.863.305.00