Phoenix Insurance PLC (DSE:PHENIXINS)
Bangladesh flag Bangladesh · Delayed Price · Currency is BDT
41.90
-1.40 (-3.23%)
At close: Nov 3, 2026

Phoenix Insurance Financials Overview

Millions BDT. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
607.95571.59523.47383.35464.02483.8
Revenue Growth
21.70%9.19%36.55%-17.39%-4.09%2.91%
Operating Income
144.8695.8270.1183.42104.6114.25
Net Income
112.5581.5760.8864.1981.4988.79
Earnings Per Share
2.792.021.511.592.022.20
EPS Growth
79.06%33.97%-5.15%-21.23%-8.22%-5.53%

Cash & Debt

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
416.01402.47421.17479.8511.52528.07
Total Debt
39.0748.789.6618.7634.340.03
Net Cash (Debt)
376.94353.69411.51461.05477.17528.04
Net Cash Growth
13.44%-14.05%-10.74%-3.38%-9.63%21.46%
Net Cash Per Share
9.358.7710.2011.4311.8313.09

Cash Flow & CapEx

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
97.5222.488.9130.1955.38162.53
Capital Expenditures
-4.84-7.45-20.26-2.93-15.9-13.96
Free Cash Flow
92.6815.03-11.3527.2639.49148.57
Free Cash Flow Growth
----30.97%-73.42%102.61%

Margins

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Margin
23.83%16.76%13.39%21.76%22.54%23.61%
Pretax Margin
23.74%16.67%13.28%21.35%22.62%24.17%
Profit Margin
18.51%14.27%11.63%16.74%17.56%18.35%
FCF Margin
15.24%2.63%-2.17%7.11%8.51%30.71%

Dividends

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingNov '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Dividend Per Share
1.2001.2001.0001.2001.5001.500
Dividend Per Share Growth
20.00%20.00%-16.67%-20.00%0%0%
Dividend Yield
2.86%4.41%3.77%3.27%3.96%2.50%

Valuation

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingNov '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
15.0013.4517.5623.0718.7627.22
P/FCF Ratio
18.2473.00-54.3138.7216.27
PS Ratio
2.781.922.043.863.305.00