Phoenix Insurance PLC. (DSE:PHENIXINS)

Bangladesh · Delayed Price · Currency is BDT

44.00

+0.50 (1.15%)

At close: Jul 23, 2026

Phoenix Insurance PLC. Financials Overview

Financials in millions BDT. Fiscal year is January - December.

Millions BDT. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Revenue	582.57	571.59	523.47	383.35	464.02	483.8
Revenue Growth	13.88%	9.19%	36.55%	-17.39%	-4.09%	2.91%
Operating Income	112.36	95.82	70.11	83.42	104.6	114.25
Net Income	92.42	81.57	60.88	64.19	81.49	88.79
Earnings Per Share	2.28	2.02	1.51	1.59	2.02	2.20
EPS Growth	61.08%	33.97%	-5.15%	-21.23%	-8.22%	-5.53%

Cash & Debt

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Investments	466.53	402.47	421.17	479.8	511.52	528.07
Total Debt	47.22	48.78	9.66	18.76	34.34	0.03
Net Cash (Debt)	419.31	353.69	411.51	461.05	477.17	528.04
Net Cash Growth	0.69%	-14.05%	-10.74%	-3.38%	-9.63%	21.46%
Net Cash Per Share	10.36	8.77	10.20	11.43	11.83	13.09

Cash Flow & CapEx

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Operating Cash Flow	35.56	22.48	8.91	30.19	55.38	162.53
Capital Expenditures	-9.38	-7.45	-20.26	-2.93	-15.9	-13.96
Free Cash Flow	26.18	15.03	-11.35	27.26	39.49	148.57
Free Cash Flow Growth	-	-	-	-30.97%	-73.42%	102.61%

Margins

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Operating Margin	19.29%	16.76%	13.39%	21.76%	22.54%	23.61%
Pretax Margin	19.20%	16.67%	13.28%	21.35%	22.62%	24.17%
Profit Margin	15.86%	14.27%	11.63%	16.74%	17.56%	18.35%
FCF Margin	4.49%	2.63%	-2.17%	7.11%	8.51%	30.71%

Dividends

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jul '26 Jul 27, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Dividend Per Share	1.200	1.200	1.000	1.200	1.500	1.500
Dividend Per Share Growth	20.00%	20.00%	-16.67%	-20.00%	0%	0%
Dividend Yield	2.73%	4.53%	4.04%	3.65%	4.62%	3.03%

Valuation

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jul '26 Jul 27, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
PE Ratio	19.35	13.45	17.56	23.07	18.76	27.22
P/FCF Ratio	68.11	73.00	-	54.31	38.72	16.27
PS Ratio	3.06	1.92	2.04	3.86	3.30	5.00