Phoenix Insurance PLC. Ratios and Metrics

Market cap in millions BDT. Fiscal year is January - December.

Millions BDT. Fiscal year is Jan - Dec.

Fiscal Year	Current	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jun '26 Jun 12, 2026	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Market Capitalization	1,747	1,069	1,481	1,529	2,416	1,803
Market Cap Growth	71.83%	-27.79%	-3.17%	-36.73%	34.00%	66.17%
Enterprise Value	1,327	629	1,025	1,023	1,973	1,410
PE Ratio	22.99	17.56	23.07	18.76	27.22	19.19
PS Ratio	3.11	2.04	3.86	3.30	5.00	3.84
PB Ratio	1.28	0.82	0.99	1.02	1.50	1.14
P/FCF Ratio	147.93	-	54.31	38.72	16.27	24.59
P/OCF Ratio	91.49	119.98	49.04	27.61	14.87	21.63
EV/Sales Ratio	2.36	1.20	2.67	2.20	4.08	3.00
EV/EBITDA Ratio	10.05	7.63	10.79	8.66	15.63	10.51
EV/EBIT Ratio	13.95	8.98	12.29	9.78	17.27	11.43
EV/FCF Ratio	112.42	-	37.60	25.91	13.28	19.22
Debt / Equity Ratio	0.03	0.01	0.01	0.02	0	0.02
Debt / EBITDA Ratio	0.34	0.09	0.20	0.29	0.00	0.22
Debt / FCF Ratio	3.85	-	0.69	0.87	0	0.41
Net Debt / Equity Ratio	-0.26	-0.31	-0.31	-0.32	-0.33	-0.28
Net Debt / EBITDA Ratio	-3.36	-4.99	-4.86	-4.04	-4.18	-3.24
Net Debt / FCF Ratio	-30.50	36.26	-16.91	-12.08	-3.55	-5.93
Quick Ratio	1.66	1.23	1.30	1.41	1.36	1.17
Current Ratio	1.66	2.53	2.52	2.67	2.55	2.54
Asset Turnover	0.26	0.24	0.17	0.20	0.21	0.21
Return on Equity (ROE)	5.59%	4.33%	4.28%	5.25%	5.57%	6.30%
Return on Assets (ROA)	2.71%	1.98%	2.30%	2.80%	3.02%	3.43%
Return on Invested Capital (ROIC)	5.51%	4.33%	4.29%	5.17%	5.39%	6.23%
Earnings Yield	4.38%	5.70%	4.34%	5.33%	3.67%	5.21%
FCF Yield	0.68%	-1.06%	1.84%	2.58%	6.15%	4.07%
Dividend Yield	2.27%	4.04%	3.65%	4.62%	3.03%	4.17%
Payout Ratio	51.55%	77.66%	91.66%	70.65%	66.96%	51.51%
Total Shareholder Return	1.22%	4.04%	3.65%	4.62%	3.03%	4.17%