Phoenix Insurance Company Limited (DSE:PHENIXINS)

Phoenix Insurance Company Statistics

Total Valuation

DSE:PHENIXINS has a market cap or net worth of BDT 1.03 billion. The enterprise value is 700.45 million.

Market Cap	1.03B
Enterprise Value	700.45M

Important Dates

The last earnings date was Wednesday, July 30, 2025.

Earnings Date	Jul 30, 2025
Ex-Dividend Date	Jun 4, 2025

Share Statistics

DSE:PHENIXINS has 40.34 million shares outstanding. The number of shares has decreased by -0.35% in one year.

Current Share Class	40.34M
Shares Outstanding	40.34M
Shares Change (YoY)	-0.35%
Shares Change (QoQ)	+2.12%
Owned by Insiders (%)	39.55%
Owned by Institutions (%)	n/a
Float	24.39M

Valuation Ratios

The trailing PE ratio is 16.40.

PE Ratio	16.40
Forward PE	n/a
PS Ratio	2.07
PB Ratio	0.77
P/TBV Ratio	0.77
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

The stock's EV/EBITDA ratio is 6.46, with an EV/FCF ratio of -17.50.

EV / Earnings	11.15
EV / Sales	1.40
EV / EBITDA	6.46
EV / EBIT	9.82
EV / FCF	-17.50

Financial Position

The company has a current ratio of 1.73, with a Debt / Equity ratio of 0.03.

Current Ratio	1.73
Quick Ratio	1.73
Debt / Equity	0.03
Debt / EBITDA	0.41
Debt / FCF	-1.12
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 4.65% and return on invested capital (ROIC) is 3.22%.

Return on Equity (ROE)	4.65%
Return on Assets (ROA)	2.13%
Return on Invested Capital (ROIC)	3.22%
Return on Capital Employed (ROCE)	5.34%
Revenue Per Employee	1.82M
Profits Per Employee	229,361
Employee Count	274
Asset Turnover	0.24
Inventory Turnover	195.11

Taxes

In the past 12 months, DSE:PHENIXINS has paid 7.90 million in taxes.

Income Tax	7.90M
Effective Tax Rate	11.17%

Stock Price Statistics

The stock price has decreased by -16.41% in the last 52 weeks. The beta is 0.12, so DSE:PHENIXINS's price volatility has been lower than the market average.

Beta (5Y)	0.12
52-Week Price Change	-16.41%
50-Day Moving Average	24.59
200-Day Moving Average	25.03
Relative Strength Index (RSI)	48.50
Average Volume (20 Days)	96,548

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, DSE:PHENIXINS had revenue of BDT 499.56 million and earned 62.84 million in profits. Earnings per share was 1.56.

Revenue	499.56M
Gross Profit	347.65M
Operating Income	71.36M
Pretax Income	70.74M
Net Income	62.84M
EBITDA	83.53M
EBIT	71.36M
Earnings Per Share (EPS)	1.56

Balance Sheet

The company has 377.14 million in cash and 44.84 million in debt, giving a net cash position of 332.30 million or 8.24 per share.

Cash & Cash Equivalents	377.14M
Total Debt	44.84M
Net Cash	332.30M
Net Cash Per Share	8.24
Equity (Book Value)	1.34B
Book Value Per Share	33.13
Working Capital	612.82M

Cash Flow

In the last 12 months, operating cash flow was -34.65 million and capital expenditures -5.37 million, giving a free cash flow of -40.02 million.

Operating Cash Flow	-34.65M
Capital Expenditures	-5.37M
Free Cash Flow	-40.02M
FCF Per Share	-0.99

Margins

Gross margin is 69.59%, with operating and profit margins of 14.28% and 12.58%.

Gross Margin	69.59%
Operating Margin	14.28%
Pretax Margin	14.16%
Profit Margin	12.58%
EBITDA Margin	16.72%
EBIT Margin	14.28%
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of 1.00, which amounts to a dividend yield of 3.91%.

Dividend Per Share	1.00
Dividend Yield	3.91%
Dividend Growth (YoY)	-16.67%
Years of Dividend Growth	n/a
Payout Ratio	75.24%
Buyback Yield	0.35%
Shareholder Yield	4.09%
Earnings Yield	6.09%
FCF Yield	-3.87%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on May 8, 2013. It was a forward split with a ratio of 1.25.

Last Split Date	May 8, 2013
Split Type	Forward
Split Ratio	1.25

Scores

Altman Z-Score	n/a
Piotroski F-Score	3