Prime Islami Insurance PLC (DSE:PRIMEINSUR)

Prime Islami Insurance Statistics

Total Valuation

DSE:PRIMEINSUR has a market cap or net worth of BDT 1.36 billion. The enterprise value is 993.09 million.

Market Cap	1.36B
Enterprise Value	993.09M

Important Dates

The next estimated earnings date is Monday, April 27, 2026.

Earnings Date	Apr 27, 2026
Ex-Dividend Date	n/a

Share Statistics

DSE:PRIMEINSUR has 40.88 million shares outstanding.

Current Share Class	40.88M
Shares Outstanding	40.88M
Shares Change (YoY)	n/a
Shares Change (QoQ)	n/a
Owned by Insiders (%)	18.38%
Owned by Institutions (%)	2.01%
Float	28.58M

Valuation Ratios

The trailing PE ratio is 17.41.

PE Ratio	17.41
Forward PE	n/a
PS Ratio	1.42
PB Ratio	1.45
P/TBV Ratio	1.45
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

The stock's EV/EBITDA ratio is 5.90, with an EV/FCF ratio of -3.02.

EV / Earnings	12.74
EV / Sales	1.04
EV / EBITDA	5.90
EV / EBIT	8.28
EV / FCF	-3.02

Financial Position

The company has a current ratio of 2.24

Current Ratio	2.24
Quick Ratio	0.85
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	n/a
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 8.52% and return on invested capital (ROIC) is 8.72%.

Return on Equity (ROE)	8.52%
Return on Assets (ROA)	3.49%
Return on Invested Capital (ROIC)	8.72%
Return on Capital Employed (ROCE)	8.00%
Weighted Average Cost of Capital (WACC)	5.08%
Revenue Per Employee	1.16M
Profits Per Employee	94,819
Employee Count	822
Asset Turnover	0.45
Inventory Turnover	n/a

Taxes

In the past 12 months, DSE:PRIMEINSUR has paid 36.85 million in taxes.

Income Tax	36.85M
Effective Tax Rate	32.10%

Stock Price Statistics

The stock price has increased by +2.47% in the last 52 weeks. The beta is 0.15, so DSE:PRIMEINSUR's price volatility has been lower than the market average.

Beta (5Y)	0.15
52-Week Price Change	+2.47%
50-Day Moving Average	31.89
200-Day Moving Average	31.54
Relative Strength Index (RSI)	50.41
Average Volume (20 Days)	125,499

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, DSE:PRIMEINSUR had revenue of BDT 955.02 million and earned 77.94 million in profits. Earnings per share was 1.91.

Revenue	955.02M
Gross Profit	578.92M
Operating Income	119.89M
Pretax Income	114.79M
Net Income	77.94M
EBITDA	149.34M
EBIT	119.89M
Earnings Per Share (EPS)	1.91

Balance Sheet

The company has 364.04 million in cash and n/a in debt, with a net cash position of 364.04 million or 8.91 per share.

Cash & Cash Equivalents	364.04M
Total Debt	n/a
Net Cash	364.04M
Net Cash Per Share	8.91
Equity (Book Value)	933.49M
Book Value Per Share	22.84
Working Capital	738.08M

Cash Flow

In the last 12 months, operating cash flow was -306.81 million and capital expenditures -22.47 million, giving a free cash flow of -329.28 million.

Operating Cash Flow	-306.81M
Capital Expenditures	-22.47M
Free Cash Flow	-329.28M
FCF Per Share	-8.06

Margins

Gross margin is 60.62%, with operating and profit margins of 12.55% and 8.16%.

Gross Margin	60.62%
Operating Margin	12.55%
Pretax Margin	12.02%
Profit Margin	8.16%
EBITDA Margin	15.64%
EBIT Margin	12.55%
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of 1.00, which amounts to a dividend yield of 3.01%.

Dividend Per Share	1.00
Dividend Yield	3.01%
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	54.91%
Buyback Yield	n/a
Shareholder Yield	3.01%
Earnings Yield	5.74%
FCF Yield	-24.26%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on March 5, 2015. It was a forward split with a ratio of 1.05.

Last Split Date	Mar 5, 2015
Split Type	Forward
Split Ratio	1.05

Scores

Altman Z-Score	n/a
Piotroski F-Score	3