Prime Islami Insurance PLC (DSE:PRIMEINSUR)

Bangladesh · Delayed Price · Currency is BDT

42.60

-1.60 (-3.62%)

At close: Nov 3, 2026

Prime Islami Insurance Financials Overview

Financials in millions BDT. Fiscal year is January - December.

Millions BDT. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Revenue	426.04	772.88	927.02	824.89	731.25	499.01
Revenue Growth	-65.66%	-16.63%	12.38%	12.80%	46.54%	42.39%
Operating Income	119.12	112.84	140.53	136.67	153.82	95.47
Net Income	76.86	80.99	83.99	99.22	97.17	82.12
Earnings Per Share	1.88	1.98	2.05	2.43	2.38	2.01
EPS Growth	-5.89%	-3.56%	-15.36%	2.11%	18.33%	53.46%

Revenue by Segment

Fiscal Year	FY 2025
Period Ending	Dec '25 Dec 31, 2025
Marine	266.63
Motor	66.93
Marine Hull	0.58
Miscellaneous	71.77
Fire	203.42
Total	609.33

Cash & Debt

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Investments	309.41	357.11	540.72	675.49	616.09	475.81
Total Debt	-	-	-	21.79	30.37	18.19
Net Cash (Debt)	309.41	357.11	540.72	653.7	585.73	457.62
Net Cash Growth	-15.01%	-33.96%	-17.28%	11.60%	27.99%	-4.80%
Net Cash Per Share	7.56	8.74	13.23	15.99	14.33	11.20

Cash Flow & CapEx

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Operating Cash Flow	-54.05	-121.64	-52.5	50.04	235.84	168.49
Capital Expenditures	-6.11	-17.56	-74.73	-19.53	-59.77	-85.36
Free Cash Flow	-60.16	-139.2	-127.23	30.51	176.07	83.13
Free Cash Flow Growth	-	-	-	-82.67%	111.80%	-51.20%

Margins

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Operating Margin	27.96%	14.60%	15.16%	16.57%	21.04%	19.13%
Pretax Margin	26.94%	14.04%	14.61%	16.12%	20.58%	18.53%
Profit Margin	18.04%	10.48%	9.06%	12.03%	13.29%	16.46%
FCF Margin	-14.12%	-18.01%	-13.73%	3.70%	24.08%	16.66%

Dividends

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Nov '26 Nov 4, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Dividend Per Share	1.000	1.000	1.000	1.200	1.000	1.500
Dividend Per Share Growth	0%	0%	-16.67%	20.00%	-33.33%	50.00%
Dividend Yield	2.35%	3.34%	2.81%	1.45%	1.21%	1.84%

Valuation

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Nov '26 Nov 4, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
PE Ratio	22.70	15.09	17.33	34.11	34.83	40.52
P/FCF Ratio	-	-	-	110.93	19.22	40.03
PS Ratio	4.09	1.58	1.57	4.10	4.63	6.67