Reliance Insurance PLC. (DSE:RELIANCINS)
Bangladesh flag Bangladesh · Delayed Price · Currency is BDT
106.30
-0.90 (-0.84%)
At close: Jul 23, 2026

Reliance Insurance PLC. Financials Overview

Millions BDT. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
2,8332,8322,4832,0841,9101,741
Revenue Growth
9.90%14.05%19.14%9.12%9.68%2.70%
Operating Income
1,4411,3381,3751,012884.62842.66
Net Income
949.35885.25958.84690.18615.93587.81
Earnings Per Share
9.038.429.126.565.865.59
EPS Growth
-4.22%-7.67%38.93%12.05%4.78%7.23%

Revenue by Segment

Fiscal YearFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingDec '25 Dec '24 Dec '23 Dec '22 Dec '21
Fire
832.87454.83356.41450.26543.2
Marine - Cargo
762.5622.28614.24461.54495.04
Marine - Hull
76.557.3736.8371.0172.73
Motor
120.11128.82138.23135.24148.68
Misc.
273.9190.01192.93156.19162.65
Unallocated Investment Income
766.86---318.96
Total
2,8331,4531,3391,2741,741

Cash & Debt

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Net Cash (Debt)
3,5773,5973,6164,1263,9333,483
Net Cash Growth
-18.60%-0.51%-12.36%4.91%12.90%11.77%
Net Cash Per Share
34.0234.2134.3839.2337.4033.12
Cash & Investments
3,5773,5973,6164,1263,9333,483

Cash Flow & CapEx

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
-67.97719.53174.32509.4694.31837.39
Capital Expenditures
-117.67-102.33-106.76-61.55-155.35-191.58
Free Cash Flow
-185.65617.267.56447.84538.96645.8
Free Cash Flow Growth
-813.55%-84.91%-16.91%-16.55%12.82%

Margins

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Margin
50.86%47.24%55.39%48.58%46.32%48.40%
Pretax Margin
50.61%46.99%55.14%48.30%46.22%48.06%
Profit Margin
33.51%31.26%38.62%33.12%32.25%33.76%
FCF Margin
-6.55%21.80%2.72%21.49%28.22%37.09%

Dividends

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJul '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Dividend Per Share
3.0003.0003.0002.5002.5002.500
Dividend Per Share Growth
0%0%20.00%0%0%0%
Dividend Yield
2.82%4.81%5.79%4.18%5.11%3.53%

Valuation

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJul '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
12.677.756.2710.449.9715.65
P/FCF Ratio
-11.1189.0416.0911.4014.25
PS Ratio
4.252.422.423.463.225.29