Reliance Insurance PLC. (DSE:RELIANCINS)
111.20
+3.40 (3.15%)
At close: Jun 16, 2026
Reliance Insurance PLC. Income Statement
Financials in millions BDT. Fiscal year is January - December.
Millions BDT. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Premiums & Annuity Revenue | 1,562 | 1,597 | 1,453 | 1,339 | 1,274 | 1,149 |
Total Interest & Dividend Income | 827.37 | 762.5 | 612.31 | 410.86 | 309.96 | 299.41 |
Gain (Loss) on Sale of Investments | - | - | - | 0.23 | 5.65 | 16.04 |
Other Revenue | 444.02 | 471.89 | 417.08 | 334.15 | 319.9 | 276.85 |
| 2,833 | 2,832 | 2,483 | 2,084 | 1,910 | 1,741 | |
Revenue Growth (YoY) | 9.90% | 14.05% | 19.14% | 9.12% | 9.68% | 2.70% |
Policy Benefits | 295.12 | 402.14 | 357.89 | 328.26 | 268.49 | 281.28 |
Policy Acquisition & Underwriting Costs | 541.76 | 541.76 | 289.56 | 281.1 | 304.87 | 186.11 |
Depreciation & Amortization | 118 | 118 | 28 | 38.83 | 39.25 | 39.79 |
Selling, General & Administrative | 437.27 | 432 | 431.93 | 423.17 | 412.45 | 358.62 |
Total Operating Expenses | 1,392 | 1,494 | 1,108 | 1,072 | 1,025 | 898.51 |
Operating Income | 1,441 | 1,338 | 1,375 | 1,012 | 884.62 | 842.66 |
Other Non Operating Income (Expenses) | -8.19 | -8.19 | -6.7 | -6.4 | -6.01 | -5.9 |
EBT Excluding Unusual Items | 1,433 | 1,329 | 1,368 | 1,006 | 878.6 | 836.76 |
Gain (Loss) on Sale of Assets | 1.18 | 1.18 | 0.67 | 0.72 | 4.08 | 0.1 |
Pretax Income | 1,434 | 1,331 | 1,369 | 1,007 | 882.68 | 836.86 |
Income Tax Expense | 484.69 | 445.38 | 410.2 | 316.43 | 266.75 | 249.05 |
Net Income | 949.35 | 885.25 | 958.84 | 690.18 | 615.93 | 587.81 |
Net Income to Common | 949.35 | 885.25 | 958.84 | 690.18 | 615.93 | 587.81 |
Net Income Growth | -4.22% | -7.67% | 38.93% | 12.05% | 4.78% | 7.23% |
Shares Outstanding (Basic) | 105 | 105 | 105 | 105 | 105 | 105 |
Shares Outstanding (Diluted) | 105 | 105 | 105 | 105 | 105 | 105 |
Shares Change (YoY) | -0.03% | - | - | - | - | - |
EPS (Basic) | 9.03 | 8.42 | 9.12 | 6.56 | 5.86 | 5.59 |
EPS (Diluted) | 9.03 | 8.42 | 9.12 | 6.56 | 5.86 | 5.59 |
EPS Growth | -4.20% | -7.67% | 38.93% | 12.05% | 4.78% | 7.23% |
Free Cash Flow | -185.65 | 617.2 | 67.56 | 447.84 | 538.96 | 645.8 |
Free Cash Flow Per Share | -1.77 | 5.87 | 0.64 | 4.26 | 5.13 | 6.14 |
Dividend Per Share | 3.000 | 3.000 | 3.000 | 2.500 | 2.500 | 2.500 |
Dividend Growth | - | - | 20.00% | - | - | - |
Operating Margin | 50.86% | 47.24% | 55.39% | 48.58% | 46.32% | 48.40% |
Profit Margin | 33.51% | 31.26% | 38.62% | 33.12% | 32.25% | 33.76% |
Free Cash Flow Margin | -6.55% | 21.80% | 2.72% | 21.49% | 28.22% | 37.09% |
EBITDA | 1,560 | 1,455 | 1,403 | 1,051 | 923.86 | 882.45 |
EBITDA Margin | 55.06% | 51.39% | 56.51% | 50.44% | 48.38% | 50.68% |
D&A For EBITDA | 118.81 | 117.61 | 28 | 38.83 | 39.25 | 39.79 |
EBIT | 1,441 | 1,338 | 1,375 | 1,012 | 884.62 | 842.66 |
EBIT Margin | 50.86% | 47.24% | 55.39% | 48.58% | 46.32% | 48.40% |
Effective Tax Rate | 33.80% | 33.47% | 29.96% | 31.44% | 30.22% | 29.76% |