Reliance Insurance PLC. (DSE:RELIANCINS)
Bangladesh · Delayed Price · Currency is BDT 88.40
+2.60 (3.03%)
At close: Nov 4, 2026
Reliance Insurance PLC. Cash Flow Statement
Financials in millions BDT. Fiscal year is January - December.
Millions BDT. Fiscal year is Jan - Dec.
Operating Activities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Net Income | 987.06 | 885.25 | 958.84 | 690.18 | 615.93 | 587.81 |
Depreciation & Amortization | 121.81 | 117.61 | 28 | 38.83 | 39.25 | 39.79 |
Other Amortization | 0.38 | 0.38 | - | - | - | - |
Gain (Loss) on Sale of Assets | -0.57 | -1.18 | -0.67 | -0.72 | -4.08 | -0.1 |
Gain (Loss) on Sale of Investments | - | - | - | -0.23 | -5.65 | -16.04 |
Change in Unearned Revenue | -283.52 | 109.99 | 142.61 | 205.73 | 273.81 | 240.87 |
Change in Insurance Reserves / Liabilities | 116.82 | 155.58 | -65.41 | 173.61 | -97.37 | 15.12 |
Change in Other Net Operating Assets | 176.97 | 126.59 | -359.87 | -247.73 | 131.62 | 229.35 |
Other Operating Activities | -581.86 | -672.99 | -531.24 | -347.94 | -258.93 | -260.04 |
Operating Cash Flow | 539.09 | 719.53 | 174.32 | 509.4 | 694.31 | 837.39 |
Operating Cash Flow Growth | 9.45% | 312.76% | -65.78% | -26.63% | -17.09% | 22.55% |
Investing Activities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Capital Expenditures | -135.27 | -102.33 | -106.76 | -61.55 | -155.35 | -191.58 |
Sale of Property, Plant & Equipment | 2.81 | 1.37 | 1.35 | 1.4 | 1.71 | 1.31 |
Investment in Securities | -130.64 | -1,035 | -812.29 | -306.59 | -114.98 | -261.6 |
Other Investing Activities | 704.09 | 713.74 | 496.24 | 312.76 | 287.54 | 249.35 |
Investing Cash Flow | 440.99 | -422.32 | -421.46 | -53.99 | 18.92 | -202.52 |
Financing Activities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Common Dividends Paid | -315.6 | -315.67 | -262.68 | -262.45 | -264.01 | -267.99 |
Financing Cash Flow | -315.6 | -315.67 | -262.68 | -262.45 | -264.01 | -267.99 |
Net Cash Flow
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Miscellaneous Cash Flow Adjustments | - | -0 | - | -0 | - | 0 |
Net Cash Flow | 664.48 | -18.45 | -509.83 | 192.96 | 449.22 | 366.88 |
Free Cash Flow
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Free Cash Flow | 403.82 | 617.2 | 67.56 | 447.84 | 538.96 | 645.8 |
Free Cash Flow Growth | 6.05% | 813.55% | -84.91% | -16.91% | -16.55% | 12.82% |
Free Cash Flow Margin | 14.26% | 21.80% | 2.72% | 21.49% | 28.22% | 37.09% |
Free Cash Flow Per Share | 3.84 | 5.87 | 0.64 | 4.26 | 5.13 | 6.14 |
Levered Free Cash Flow | 1,070 | 1,105 | 436.42 | 772.53 | 631.99 | 772.59 |
Unlevered Free Cash Flow | 1,070 | 1,105 | 436.42 | 772.53 | 631.99 | 772.59 |
Additional Metrics
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash Income Tax Paid | 49.37 | 355.88 | 329.14 | 253.5 | 215.72 | 209.68 |
Change in Working Capital | 12.26 | 390.46 | -280.61 | 129.28 | 307.79 | 485.97 |