Republic Insurance PLC (DSE:REPUBLIC)

Republic Insurance Financials Overview

Financials in millions BDT. Fiscal year is January - December.

Revenue & Profits

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Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec 31, 2025	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Revenue Revenue Growth	627.77	627.77	640.08	736.88	597.48	519.84
Revenue Growth	-1.92%	-1.92%	-13.14%	23.33%	14.94%	-14.40%
Operating Income Operating Income Growth	138.37	138.37	85.33	222.15	205.43	120.42
Net Income Net Income Growth	101.94	101.94	59.33	183.42	138.21	75.85
Earnings Per Share EPS Growth	1.86	1.86	1.08	3.35	2.53	1.39
EPS Growth	71.81%	71.81%	-67.65%	32.71%	82.20%	-47.14%

Revenue by Segment

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Fiscal Year	TTM	FY 2025	FY 2024
Period Ending	Dec 31, 2025	Dec 31, 2025	Dec 31, 2024
Fire Fire Growth	189.81	189.81	196.92
Marine Cargo Marine Cargo Growth	249.04	249.04	284.29
Marine Hull Marine Hull Growth	29.01	29.01	14.3
Motor Motor Growth	45.81	45.81	41.83
Miscellaneous Miscellaneous Growth	50.75	50.75	51.51
Total Total Growth	564.41	564.41	588.85

Cash & Debt

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Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec 31, 2025	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Cash & Investments Cash & Investments Growth	85.29	85.29	38.28	79.12	76.65	86.58
Total Debt Total Debt Growth	12.68	12.68	12.47	12.2	15.31	11.13
Net Cash (Debt) Net Cash Growth	72.61	72.61	25.81	66.92	61.34	75.45
Net Cash Growth	181.32%	181.32%	-61.43%	9.10%	-18.70%	-26.76%
Net Cash Per Share Net Cash Per Share Growth	1.33	1.33	0.47	1.22	1.12	1.38

Cash Flow & CapEx

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Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec 31, 2025	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Operating Cash Flow Operating Cash Flow Growth	-14.41	-14.41	58.47	59.66	88.28	88.52
Capital Expenditures CapEx Growth	-9.03	-9.03	-5.24	-8.87	-16.13	-5.39
Free Cash Flow Free Cash Flow Growth	-23.44	-23.44	53.23	50.79	72.15	83.13
Free Cash Flow Growth	-	-	4.80%	-29.61%	-13.21%	-35.62%

Margins

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Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec 31, 2025	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Operating Margin	22.04%	22.04%	13.33%	30.15%	34.38%	23.16%
Pretax Margin	21.85%	21.85%	12.84%	29.65%	34.16%	23.70%
Profit Margin	16.24%	16.24%	9.27%	24.89%	23.13%	14.59%
FCF Margin	-3.73%	-3.73%	8.32%	6.89%	12.08%	15.99%

Dividends

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Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jul 27, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Dividend Per Share Dividend Per Share Growth	1.025	1.025	0.571	1.048	1.000	0.907
Dividend Per Share Growth	70.83%	79.38%	-45.46%	4.76%	10.25%	52.85%
Dividend Yield	2.95%	3.89%	2.15%	2.98%	3.53%	2.17%

Valuation

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Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jul 27, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
PE Ratio	19.00	14.60	25.82	11.42	12.59	34.67
P/FCF Ratio	-	-	28.78	41.24	24.12	31.63
PS Ratio	3.08	2.37	2.39	2.84	2.91	5.06

Data Source: S&P Global Market Intelligence Last updated: Dec 31, 2025

Financial data is provided by S&P Global Market Intelligence and updates within hours after each earnings release, which is every three months for this company.

Update frequency:

Quarterly

Last checked:

Jul 26, 2026

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