Republic Insurance PLC (DSE:REPUBLIC)
Bangladesh flag Bangladesh · Delayed Price · Currency is BDT
34.20
-1.00 (-2.84%)
At close: Oct 26, 2026

Republic Insurance Financials Overview

Millions BDT. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
522.07627.77640.08736.88597.48519.84
Revenue Growth
-14.56%-1.92%-13.14%23.33%14.94%-14.40%
Operating Income
152.6138.3785.33222.15205.43120.42
Net Income
102.99101.9459.33183.42138.2175.85
Earnings Per Share
1.881.861.083.352.531.39
EPS Growth
84.34%71.81%-67.65%32.71%82.20%-47.14%

Revenue by Segment

Fiscal Year
FY 2025FY 2024
Period EndingDec '25 Dec '24
Fire
189.81196.92
Marine Cargo
249.04284.29
Marine Hull
29.0114.3
Motor
45.8141.83
Miscellaneous
50.7551.51
Total
564.41588.85

Cash & Debt

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
68.6985.2938.2879.1276.6586.58
Total Debt
31.2812.6812.4712.215.3111.13
Net Cash (Debt)
37.4172.6125.8166.9261.3475.45
Net Cash Growth
-15.70%181.32%-61.43%9.10%-18.70%-26.76%
Net Cash Per Share
0.681.330.471.221.121.38

Cash Flow & CapEx

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
-33.28-14.4158.4759.6688.2888.52
Capital Expenditures
-17.36-9.03-5.24-8.87-16.13-5.39
Free Cash Flow
-50.64-23.4453.2350.7972.1583.13
Free Cash Flow Growth
--4.80%-29.61%-13.21%-35.62%

Margins

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Margin
29.23%22.04%13.33%30.15%34.38%23.16%
Pretax Margin
29.00%21.85%12.84%29.65%34.16%23.70%
Profit Margin
19.73%16.24%9.27%24.89%23.13%14.59%
FCF Margin
-9.70%-3.73%8.32%6.89%12.08%15.99%

Dividends

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingOct '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Dividend Per Share
1.0251.0250.5711.0481.0000.907
Dividend Per Share Growth
70.83%79.38%-45.46%4.76%10.25%52.85%
Dividend Yield
3.00%3.77%2.04%2.74%3.14%1.89%

Valuation

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingOct '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
18.1714.6025.8211.4212.5934.67
P/FCF Ratio
--28.7841.2424.1231.63
PS Ratio
3.582.372.392.842.915.06