Republic Insurance PLC (DSE:REPUBLIC)
44.40
+1.60 (3.74%)
At close: Aug 13, 2026
Republic Insurance Income Statement
Financials in millions BDT. Fiscal year is January - December.
Millions BDT. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Premiums & Annuity Revenue | 406.74 | 510.41 | 533.38 | 624.8 | 503.23 | 411.49 |
Total Interest & Dividend Income | 59.64 | 64.01 | 53.96 | 44.08 | 36.28 | 34.12 |
Gain (Loss) on Sale of Investments | -0.66 | -0.66 | -2.73 | 0.12 | - | - |
Other Revenue | 56.35 | 54 | 55.47 | 67.88 | 57.97 | 74.22 |
| 522.07 | 627.77 | 640.08 | 736.88 | 597.48 | 519.84 | |
Revenue Growth | -14.56% | -1.92% | -13.14% | 23.33% | 14.94% | -14.40% |
Policy Benefits | 22.23 | 58 | 123.05 | 37.68 | -28.48 | 69.64 |
Policy Acquisition & Underwriting Costs | 60.11 | 109.55 | 100.07 | 116.75 | 105.06 | 53 |
Depreciation & Amortization | 8.25 | 8.25 | 9.53 | 9.85 | 8.55 | 8.7 |
Selling, General & Administrative | 266.57 | 302.01 | 312.62 | 339.95 | 296.14 | 257.3 |
Total Operating Expenses | 369.47 | 489.4 | 554.75 | 514.73 | 392.05 | 399.42 |
Operating Income | 152.6 | 138.37 | 85.33 | 222.15 | 205.43 | 120.42 |
Currency Exchange Gain (Loss) | - | - | - | 0.01 | 0.08 | 0 |
Other Non Operating Income (Expenses) | -0.21 | -0.21 | -2.43 | -2.37 | -2.93 | -0.97 |
EBT Excluding Unusual Items | 152.39 | 138.15 | 82.9 | 219.79 | 202.58 | 119.45 |
Gain (Loss) on Sale of Investments | - | - | - | - | -0.1 | 3.73 |
Gain (Loss) on Sale of Assets | 0.59 | 0.59 | 0.87 | 0.3 | 1.64 | - |
Other Unusual Items | -1.6 | -1.6 | -1.6 | -1.6 | - | - |
Pretax Income | 151.38 | 137.14 | 82.17 | 218.49 | 204.12 | 123.18 |
Income Tax Expense | 48.39 | 35.21 | 22.84 | 35.07 | 65.91 | 47.33 |
Net Income | 102.99 | 101.94 | 59.33 | 183.42 | 138.21 | 75.85 |
Net Income to Common | 102.99 | 101.94 | 59.33 | 183.42 | 138.21 | 75.85 |
Net Income Growth | 84.34% | 71.81% | -67.65% | 32.71% | 82.20% | -47.14% |
Shares Outstanding (Basic) | 55 | 55 | 55 | 55 | 55 | 55 |
Shares Outstanding (Diluted) | 55 | 55 | 55 | 55 | 55 | 55 |
Shares Change | - | - | - | - | - | - |
EPS (Basic) | 1.88 | 1.86 | 1.08 | 3.35 | 2.53 | 1.39 |
EPS (Diluted) | 1.88 | 1.86 | 1.08 | 3.35 | 2.53 | 1.39 |
EPS Growth | 84.34% | 71.81% | -67.65% | 32.71% | 82.20% | -47.14% |
Additional Metrics
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Free Cash Flow | -50.64 | -23.44 | 53.23 | 50.79 | 72.15 | 83.13 |
Free Cash Flow Per Share | -0.93 | -0.43 | 0.97 | 0.93 | 1.32 | 1.52 |
Dividend Per Share | - | 1.025 | 0.571 | 1.048 | 1.000 | 0.907 |
Dividend Growth | - | 79.38% | -45.46% | 4.76% | 10.25% | 52.85% |
Operating Margin | 29.23% | 22.04% | 13.33% | 30.15% | 34.38% | 23.16% |
Profit Margin | 19.73% | 16.24% | 9.27% | 24.89% | 23.13% | 14.59% |
Free Cash Flow Margin | -9.70% | -3.73% | 8.32% | 6.89% | 12.08% | 15.99% |
EBITDA | 159.96 | 146.33 | 94.51 | 231.62 | 213.71 | 128.83 |
EBITDA Margin | 30.64% | 23.31% | 14.77% | 31.43% | 35.77% | 24.78% |
D&A For EBITDA | 7.36 | 7.96 | 9.18 | 9.47 | 8.28 | 8.41 |
EBIT | 152.6 | 138.37 | 85.33 | 222.15 | 205.43 | 120.42 |
EBIT Margin | 29.23% | 22.04% | 13.33% | 30.15% | 34.38% | 23.16% |
Effective Tax Rate | 31.96% | 25.67% | 27.79% | 16.05% | 32.29% | 38.42% |