Rupali Bank PLC. (DSE:RUPALIBANK)

Rupali Bank PLC. Income Statement

Financials in millions BDT. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Interest Income on Loans	31,451	34,007	29,090	24,329	22,430	19,534
Interest Paid on Deposits	47,369	40,611	31,849	27,313	25,705	22,995
Net Interest Income	-15,919	-6,603	-2,758	-2,984	-3,275	-3,461
Gain (Loss) on Sale of Investments	-1,535	-2,035	-4.18	-66.66	-83.28	-64.12
Other Non-Interest Income	25,086	21,419	19,242	18,155	16,896	14,493
Total Non-Interest Income	23,551	19,384	19,238	18,088	16,812	14,429
Non-Interest Income Growth (YoY)	12.68%	0.76%	6.36%	7.59%	16.52%	27.31%
Revenues Before Loan Losses	7,633	12,780	16,479	15,104	13,537	10,968
Provision for Loan Losses	-2,292	262	3,109	155	215.79	13.9
Revenue	9,925	12,518	13,370	14,949	13,321	10,954
Revenue Growth (YoY)	-27.95%	-6.37%	-10.56%	12.22%	21.61%	3.67%
Salaries and Employee Benefits	7,849	7,877	6,602	6,599	5,982	4,994
Occupancy Expenses	1,187	1,071	960.17	865.32	798.25	853.72
Selling, General & Administrative	884.74	845.72	736.45	717.67	494.31	528.03
Other Non-Interest Expense	2,488	2,328	3,628	6,018	5,118	3,144
Total Non-Interest Expense	12,409	12,121	11,927	14,200	12,392	9,520
EBT Excluding Unusual Items	-2,484	397.12	1,443	749.04	929.16	1,434
Other Unusual Items	-	-	-	-0.03	-6.94	-918
Pretax Income	-2,484	397.12	1,443	749.01	922.21	515.72
Income Tax Expense	-520.11	283.2	816.44	464.34	422.09	312.78
Net Income	-1,964	113.92	626.68	284.67	500.12	202.94
Net Income to Common	-1,964	113.92	626.68	284.67	500.12	202.94
Net Income Growth	-	-81.82%	120.14%	-43.08%	146.44%	-64.37%
Basic Shares Outstanding	488	488	488	488	488	488
Diluted Shares Outstanding	488	1,168	1,168	1,202	1,202	1,172
Shares Change (YoY)	-58.22%	-	-2.83%	-	2.57%	140.17%
EPS (Basic)	-4.03	0.23	1.28	0.58	1.02	0.42
EPS (Diluted)	-4.03	0.10	0.54	0.24	0.42	0.17
EPS Growth	-	-81.48%	126.79%	-43.17%	149.26%	-85.60%
Dividend Per Share	-	-	-	-	0.187	-
Effective Tax Rate	-	71.31%	56.57%	61.99%	45.77%	60.65%

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.