Rupali Bank PLC. (DSE:RUPALIBANK)

Rupali Bank PLC. Cash Flow Statement

Financials in millions BDT. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Net Income	-1,964	113.92	626.68	284.67	500.12	202.94
Depreciation & Amortization	444.96	423.58	403.11	327.71	307.56	346.82
Other Amortization	-61.27	19.42	18.1	12.14	14.45	11.33
Change in Other Net Operating Assets	9,765	-26,382	-33,900	-29,346	-37,146	-30,887
Other Operating Activities	-623.83	3,311	5,474	4,165	1,047	-1,797
Operating Cash Flow	7,561	-22,514	-27,378	-24,556	-35,277	-32,124
Capital Expenditures	-402.34	-459.19	-433.44	-383.89	-330.79	-230.81
Sale of Property, Plant and Equipment	-	0	0.09	0.33	0	0
Investment in Securities	-67,729	13,304	-50,545	-5,227	-22,059	-54,360
Other Investing Activities	-	-	19.97	-	-	-
Investing Cash Flow	-68,131	12,844	-50,958	-5,611	-22,390	-54,591
Long-Term Debt Issued	-	-	12,801	8,230	212.74	-
Long-Term Debt Repaid	-	-14,361	-	-	-1,216	-3,644
Net Debt Issued (Repaid)	-11,324	-14,361	12,801	8,230	-1,003	-3,644
Net Increase (Decrease) in Deposit Accounts	72,191	18,580	78,642	12,245	44,131	117,676
Financing Cash Flow	60,867	4,219	91,443	20,476	43,128	114,031
Foreign Exchange Rate Adjustments	2,074	1,141	1,414	1,136	1,165	535.52
Net Cash Flow	2,371	-4,310	14,520	-8,556	-13,375	27,852
Free Cash Flow	7,158	-22,974	-27,812	-24,940	-35,608	-32,354
Free Cash Flow Margin	72.13%	-183.52%	-208.01%	-166.83%	-267.30%	-295.36%
Free Cash Flow Per Share	14.67	-19.67	-23.81	-20.75	-29.63	-27.61
Cash Interest Paid	43,817	38,941	30,107	26,428	25,654	21,651
Cash Income Tax Paid	2,155	2,211	364.87	1,441	518.41	18.89

Source: S&P Global Market Intelligence. Banks template. Financial Sources.