Rupali Bank PLC. (DSE:RUPALIBANK)

Rupali Bank PLC. Income Statement

Financials in millions BDT. Fiscal year is January - December.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar 31, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Interest Income on Loans	29,808	31,814	34,007	29,090	24,329	22,430
Interest Paid on Deposits	49,191	47,520	40,611	31,849	27,313	25,705
Net Interest Income	-19,384	-15,706	-6,603	-2,758	-2,984	-3,275
Gain (Loss) on Sale of Investments	-126.7	-132.2	-2,035	-4.18	-66.66	-83.28
Other Non-Interest Income	27,860	28,078	21,419	19,242	18,155	16,896
Total Non-Interest Income	27,733	27,946	19,384	19,238	18,088	16,812
Non-Interest Income Growth (YoY)	33.50%	44.17%	0.76%	6.36%	7.59%	16.52%
Revenues Before Loan Losses	8,349	12,240	12,780	16,479	15,104	13,537
Provision for Loan Losses	19.61	13.5	262	3,109	155	215.79
Revenue	8,330	12,227	12,518	13,370	14,949	13,321
Revenue Growth (YoY)	-32.47%	-2.33%	-6.37%	-10.56%	12.22%	21.61%
Salaries and Employee Benefits	7,323	7,223	7,877	6,602	6,599	5,982
Occupancy Expenses	1,292	1,062	1,071	960.17	865.32	798.25
Selling, General & Administrative	878.06	856.12	845.72	736.45	717.67	494.31
Other Non-Interest Expense	2,341	2,572	2,328	3,628	6,018	5,118
Total Non-Interest Expense	11,834	11,713	12,121	11,927	14,200	12,392
EBT Excluding Unusual Items	-3,505	513.3	397.12	1,443	749.04	929.16
Other Unusual Items	-	-	-	-	-0.03	-6.94
Pretax Income	-3,505	513.3	397.12	1,443	749.01	922.21
Income Tax Expense	456.3	445.11	283.2	816.44	464.34	422.09
Net Income	-3,961	68.19	113.92	626.68	284.67	500.12
Net Income to Common	-3,961	68.19	113.92	626.68	284.67	500.12
Net Income Growth	-	-40.15%	-81.82%	120.14%	-43.08%	146.44%
Basic Shares Outstanding	488	-	488	488	488	488
Diluted Shares Outstanding	488	-	1,168	1,168	1,202	1,202
Shares Change (YoY)	-	-	-	-2.83%	-	2.57%
EPS (Basic)	-8.12	-	0.23	1.28	0.58	1.02
EPS (Diluted)	-8.12	-	0.10	0.54	0.24	0.42
EPS Growth	-	-	-81.94%	126.79%	-43.17%	149.26%
Dividend Per Share	-	-	-	-	-	0.187
Effective Tax Rate	-	86.72%	71.31%	56.57%	61.99%	45.77%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.