Rupali Bank PLC. (DSE: RUPALIBANK)

Rupali Bank PLC. Balance Sheet

Financials in millions BDT. Fiscal year is January - December.

Fiscal Year	TTM	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019
Period Ending	Sep 30, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019
Cash & Equivalents	37,252	41,274	30,710	38,401	44,597	25,266
Investment Securities	177,062	144,086	126,574	133,082	123,519	91,851
Trading Asset Securities	-	65,682	34,057	51,242	36,077	13,405
Total Investments	177,062	209,768	160,630	184,324	159,596	105,256
Gross Loans	502,425	536,807	506,107	429,484	364,530	336,582
Allowance for Loan Losses	-	-57,971	-69,400	-47,470	-26,617	-27,130
Net Loans	502,425	478,836	436,707	382,014	337,912	309,452
Property, Plant & Equipment	14,672	14,535	14,524	14,462	14,475	14,197
Other Intangible Assets	-	-	-	-	-	145.01
Accrued Interest Receivable	8,256	8,507	7,561	7,894	9,953	5,927
Other Receivables	1,872	839.32	684.19	252.21	492.06	295.58
Restricted Cash	27,959	27,287	23,349	24,183	31,361	22,779
Other Current Assets	9,832	8,430	7,913	7,685	6,870	6,328
Long-Term Deferred Tax Assets	594.27	551.7	397.14	541.05	617.25	657.15
Other Long-Term Assets	4,096	4,651	5,534	6,692	25,436	7,588
Total Assets	784,021	794,681	688,010	666,450	631,313	497,894
Accrued Expenses	156.31	1,858	1,475	1,284	1,117	1,104
Interest Bearing Deposits	612,261	621,033	548,966	543,099	509,640	383,159
Non-Interest Bearing Deposits	20,291	24,000	26,940	22,476	21,013	18,820
Total Deposits	632,552	645,033	575,905	565,575	530,653	401,978
Short-Term Borrowings	8,851	22,374	11,167	173.71	1,190	5,253
Current Portion of Long-Term Debt	-	-	-	3,449	3,648	814.59
Current Portion of Leases	23.95	47.9	47.9	44.75	-	-
Current Income Taxes Payable	2,798	1,736	1,324	2,498	2,762	2,571
Accrued Interest Payable	12,464	8,400	6,661	5,902	5,849	4,506
Other Current Liabilities	3,432	3,842	3,999	4,854	5,160	7,238
Long-Term Debt	7,641	5,825	4,250	3,583	3,583	6,000
Long-Term Leases	120.21	119.27	126.55	135.04	222.59	-
Pension & Post-Retirement Benefits	1,585	542.61	1,059	4,644	4,458	4,521
Long-Term Deferred Tax Liabilities	628.71	622.58	636.86	602.64	556.09	512.62
Other Long-Term Liabilities	96,278	87,136	64,582	56,448	53,851	46,358
Total Liabilities	766,531	777,536	671,234	649,194	613,050	480,855
Common Stock	4,879	4,647	4,647	4,556	4,142	4,142
Retained Earnings	5,096	4,831	4,367	4,197	4,211	4,003
Comprehensive Income & Other	7,514	7,668	7,762	8,503	9,910	8,895
Shareholders' Equity	17,489	17,145	16,776	17,256	18,263	17,039
Total Liabilities & Equity	784,021	794,681	688,010	666,450	631,313	497,894
Total Debt	16,637	28,366	15,591	7,386	8,644	12,067
Net Cash (Debt)	20,615	78,591	49,176	82,258	72,030	26,603
Net Cash Growth	-	59.82%	-40.22%	14.20%	170.76%	-69.81%
Net Cash Per Share	17.15	65.39	40.91	68.44	61.47	54.52
Filing Date Shares Outstanding	487.93	487.93	487.93	487.93	487.93	487.93
Total Common Shares Outstanding	487.93	487.93	487.93	487.93	487.93	487.93
Book Value Per Share	35.84	35.14	34.38	35.37	37.43	34.92
Tangible Book Value	17,489	17,145	16,776	17,256	18,263	16,894
Tangible Book Value Per Share	35.84	35.14	34.38	35.37	37.43	34.62

Source: S&P Capital IQ. Banks template. Financial Sources.