Rupali Bank PLC. (DSE:RUPALIBANK)

Rupali Bank PLC. Balance Sheet

Financials in millions BDT. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jun 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Cash & Equivalents	43,071	36,226	41,272	30,710	38,401	44,597
Investment Securities	239,755	146,257	164,310	126,574	133,082	123,519
Trading Asset Securities	-	47,014	45,458	34,057	51,242	36,077
Total Investments	239,755	193,271	209,768	160,630	184,324	159,596
Gross Loans	505,198	652,897	536,807	506,107	429,484	364,530
Allowance for Loan Losses	-	-138,264	-57,971	-69,400	-47,470	-26,617
Net Loans	505,198	514,633	478,836	436,707	382,014	337,912
Property, Plant & Equipment	14,553	14,606	14,535	14,524	14,462	14,475
Accrued Interest Receivable	8,224	7,201	8,507	7,561	7,894	9,953
Other Receivables	2,252	2,003	839.32	684.19	252.21	492.06
Restricted Cash	35,930	28,025	27,287	23,349	24,183	31,361
Other Current Assets	9,825	7,607	8,726	7,913	7,685	6,870
Long-Term Deferred Tax Assets	671.59	674.6	551.7	397.14	541.05	617.25
Other Long-Term Assets	4,378	3,672	4,562	5,534	6,692	25,436
Total Assets	863,857	807,918	794,887	688,010	666,450	631,313
Accrued Expenses	915.05	1,791	1,557	1,475	1,284	1,117
Interest Bearing Deposits	682,202	636,535	619,403	548,966	543,099	509,640
Non-Interest Bearing Deposits	30,586	24,595	24,000	26,940	22,476	21,013
Total Deposits	712,788	661,130	643,403	575,905	565,575	530,653
Short-Term Borrowings	0.04	7,302	22,374	11,167	173.71	1,190
Current Portion of Long-Term Debt	-	-	-	-	3,449	3,648
Current Portion of Leases	-	47.9	47.9	47.9	44.75	-
Current Income Taxes Payable	3.69	3.36	9.21	1,324	2,498	2,762
Accrued Interest Payable	12,349	10,066	8,400	6,661	5,902	5,849
Other Current Liabilities	3,962	4,674	3,842	3,999	4,854	5,160
Long-Term Debt	10,568	6,583	5,825	4,250	3,583	3,583
Long-Term Leases	148.46	119.63	119.27	126.55	135.04	222.59
Pension & Post-Retirement Benefits	1,791	1,799	1,472	1,059	4,644	4,458
Long-Term Deferred Tax Liabilities	621.8	609.34	622.58	636.86	602.64	556.09
Other Long-Term Liabilities	103,538	96,733	90,071	64,582	56,448	53,851
Total Liabilities	846,684	790,857	777,741	671,234	649,194	613,050
Common Stock	4,879	4,879	4,647	4,647	4,556	4,142
Retained Earnings	4,779	4,681	4,831	4,367	4,197	4,211
Comprehensive Income & Other	7,514	7,501	7,668	7,762	8,503	9,910
Shareholders' Equity	17,172	17,061	17,145	16,776	17,256	18,263
Total Liabilities & Equity	863,857	807,918	794,887	688,010	666,450	631,313
Total Debt	10,717	14,052	28,366	15,591	7,386	8,644
Net Cash (Debt)	32,355	69,188	58,365	49,176	82,258	72,030
Net Cash Growth	86.75%	18.54%	18.69%	-40.22%	14.20%	170.76%
Net Cash Per Share	66.31	59.24	49.97	40.91	68.44	61.47
Filing Date Shares Outstanding	487.93	487.93	487.93	487.93	487.93	487.93
Total Common Shares Outstanding	487.93	487.93	487.93	487.93	487.93	487.93
Book Value Per Share	35.19	34.97	35.14	34.38	35.37	37.43
Tangible Book Value	17,172	17,061	17,145	16,776	17,256	18,263
Tangible Book Value Per Share	35.19	34.97	35.14	34.38	35.37	37.43

Updated Oct 27, 2024. Source: S&P Global Market Intelligence. Banks template. Financial Sources.