Rupali Life Insurance Company Limited (DSE:RUPALILIFE)

Bangladesh · Delayed Price · Currency is BDT

87.20

-1.10 (-1.25%)

At close: Jul 23, 2026

DSE:RUPALILIFE Financials Overview

Financials in millions BDT. Fiscal year is January - December.

Millions BDT. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Revenue	2,332	2,423	2,565	2,392	2,814	2,725
Revenue Growth	1.27%	-5.56%	7.25%	-14.99%	3.27%	3.88%
Operating Income	376.03	30.28	28.41	-110.91	350.37	376.35
Net Income	288.98	-56.77	-56.91	-216.56	233.43	286.7
Earnings Per Share	9.63	-1.89	-1.90	-	7.78	9.55
EPS Growth	-	-	-	-	-18.58%	10.11%

Cash & Debt

Fiscal Year	Current	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Cash & Investments	1,368	1,513	1,669	1,658	1,775	1,746
Total Debt	3.15	2.99	4.2	0.87	1.1	-
Net Cash (Debt)	1,365	1,510	1,665	1,657	1,774	1,746
Net Cash Growth	15.03%	-9.28%	0.47%	-6.58%	1.58%	-17.72%
Net Cash Per Share	45.46	50.32	55.47	-	59.10	58.18

Cash Flow & CapEx

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Operating Cash Flow	61.93	-358.9	-164.12	-349.56	-154.97	3.68
Capital Expenditures	-114.53	-94.98	-15.33	-12.44	-20.79	-9.55
Free Cash Flow	-52.59	-453.88	-179.45	-362	-175.76	-5.87
Free Cash Flow Growth	-	-	-	-	-	-

Margins

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Operating Margin	16.12%	1.25%	1.11%	-4.64%	12.45%	13.81%
Pretax Margin	13.94%	-0.85%	-0.79%	-7.52%	10.59%	12.10%
Profit Margin	12.39%	-2.34%	-2.22%	-9.05%	8.30%	10.52%
FCF Margin	-2.25%	-18.73%	-7.00%	-15.14%	-6.25%	-0.21%

Dividends

Fiscal Year	Current	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jul '26 Jul 27, 2026	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Dividend Per Share	1.000	1.000	1.200	-	1.800	1.274
Dividend Per Share Growth	20.00%	-16.67%	-	-	41.23%	-
Dividend Yield	1.15%	0.93%	1.03%	-	3.16%	2.43%

Valuation

Fiscal Year	Current	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jul '26 Jul 27, 2026	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
PE Ratio	9.06	-	-	-	7.78	5.92
PS Ratio	1.12	1.35	1.39	1.00	0.65	0.62