Rupali Life Insurance PLC (DSE:RUPALILIFE)

Bangladesh · Delayed Price · Currency is BDT

73.40

+1.60 (2.23%)

At close: Nov 5, 2026

Rupali Life Insurance Financials Overview

Financials in millions BDT. Fiscal year is January - December.

Millions BDT. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Revenue	2,264	2,296	2,423	2,565	2,392	2,814
Revenue Growth	-2.92%	-5.23%	-5.56%	7.25%	-14.99%	3.27%
Operating Income	121.64	160.55	30.28	28.41	-110.91	350.37
Net Income	41.76	80.66	-56.77	-56.91	-216.56	233.43
Earnings Per Share	1.39	2.69	-1.89	-1.90	-	7.78
EPS Growth	-85.55%	-	-	-	-	-18.58%

Cash & Debt

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Investments	1,321	1,562	1,513	1,669	1,658	1,775
Total Debt	2.14	2.32	2.99	4.2	0.87	1.1
Net Cash (Debt)	1,319	1,559	1,510	1,665	1,657	1,774
Net Cash Growth	-3.34%	3.25%	-9.28%	0.47%	-6.58%	1.58%
Net Cash Per Share	43.94	51.96	50.32	55.47	-	59.10

Cash Flow & CapEx

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Operating Cash Flow	-196.52	-80.13	-358.9	-164.12	-349.56	-154.97
Capital Expenditures	9.14	-4.68	-94.98	-15.33	-12.44	-20.79
Free Cash Flow	-187.38	-84.81	-453.88	-179.45	-362	-175.76
Free Cash Flow Growth	-	-	-	-	-	-

Margins

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Operating Margin	5.37%	6.99%	1.25%	1.11%	-4.64%	12.45%
Pretax Margin	3.60%	5.25%	-0.85%	-0.79%	-7.52%	10.59%
Profit Margin	1.84%	3.51%	-2.34%	-2.22%	-9.05%	8.30%
FCF Margin	-8.28%	-3.69%	-18.73%	-7.00%	-15.14%	-6.25%

Dividends

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Nov '26 Nov 5, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Dividend Per Share	1.000	-	1.000	1.200	-	1.800
Dividend Per Share Growth	20.00%	-	-16.67%	-	-	41.23%
Dividend Yield	1.36%	-	0.92%	1.01%	-	2.97%

Valuation

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Nov '26 Nov 5, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
PE Ratio	52.76	29.06	-	-	-	7.78
PS Ratio	0.97	1.02	1.35	1.39	1.00	0.65