Rupali Life Insurance Company Limited (DSE:RUPALILIFE)
89.10
-1.00 (-1.11%)
At close: Aug 13, 2026
DSE:RUPALILIFE Income Statement
Financials in millions BDT. Fiscal year is January - December.
Millions BDT. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Premiums & Annuity Revenue | 2,052 | 2,047 | 2,184 | 2,322 | 2,127 | 2,505 |
Total Interest & Dividend Income | 249.86 | 245.91 | 232.96 | 239 | 251.54 | 270.1 |
Gain (Loss) on Sale of Investments | 0.47 | 0.47 | 2.92 | 1.35 | 10.19 | 35.59 |
Other Revenue | 2.38 | 2.29 | 2.82 | 3.08 | 3.28 | 2.76 |
| 2,305 | 2,296 | 2,423 | 2,565 | 2,392 | 2,814 | |
Revenue Growth | 0.14% | -5.23% | -5.56% | 7.25% | -14.99% | 3.27% |
Policy Benefits | 1,410 | 1,414 | 1,646 | 1,728 | 1,692 | 1,538 |
Policy Acquisition & Underwriting Costs | 398.1 | 391.58 | 410.01 | 451.22 | 457.96 | 610.23 |
Amortization of Goodwill & Intangibles | 0.23 | 0.23 | 0.23 | 0.29 | 0.36 | - |
Depreciation & Amortization | 25.76 | 25.76 | 23.72 | 25.36 | 29.64 | 31.22 |
Selling, General & Administrative | 117.81 | 110.49 | 121.9 | 146.83 | 147.28 | 148.15 |
Other Operating Expenses | 8.97 | 7.34 | 4.67 | 6.91 | 6.51 | 6.85 |
Total Operating Expenses | 2,147 | 2,135 | 2,392 | 2,537 | 2,503 | 2,463 |
Operating Income | 157.78 | 160.55 | 30.28 | 28.41 | -110.91 | 350.37 |
Interest Expense | -0.08 | -0.08 | -0.16 | -0.29 | -0.07 | -0.04 |
Other Non Operating Income (Expenses) | -35.08 | -35.08 | -41.82 | -38.19 | -59.91 | -49.43 |
EBT Excluding Unusual Items | 122.62 | 125.38 | -11.71 | -10.07 | -170.89 | 300.9 |
Gain (Loss) on Sale of Investments | - | - | - | -8.89 | - | - |
Gain (Loss) on Sale of Assets | 2.89 | 2.89 | 0.58 | - | 0.36 | 1.53 |
Asset Writedown | -7.81 | -7.81 | -9.46 | -1.37 | -9.45 | -4.44 |
Pretax Income | 117.7 | 120.47 | -20.59 | -20.33 | -179.98 | 297.99 |
Income Tax Expense | 39.8 | 39.8 | 36.18 | 36.58 | 36.58 | 64.55 |
Net Income | 77.89 | 80.66 | -56.77 | -56.91 | -216.56 | 233.43 |
Net Income to Common | 77.89 | 80.66 | -56.77 | -56.91 | -216.56 | 233.43 |
Net Income Growth | 96.28% | - | - | - | - | -18.58% |
Shares Outstanding (Basic) | 30 | 30 | 30 | 30 | - | 30 |
Shares Outstanding (Diluted) | 30 | 30 | 30 | 30 | - | 30 |
Shares Change | - | - | - | - | - | - |
EPS (Basic) | 2.60 | 2.69 | -1.89 | -1.90 | - | 7.78 |
EPS (Diluted) | 2.60 | 2.69 | -1.89 | -1.90 | - | 7.78 |
EPS Growth | 96.28% | - | - | - | - | -18.58% |
Additional Metrics
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Free Cash Flow | -158.59 | -84.81 | -453.88 | -179.45 | -362 | -175.76 |
Free Cash Flow Per Share | -5.28 | -2.83 | -15.12 | -5.98 | - | -5.86 |
Dividend Per Share | - | - | 1.000 | 1.200 | - | 1.800 |
Dividend Growth | - | - | -16.67% | - | - | 41.23% |
Operating Margin | 6.85% | 6.99% | 1.25% | 1.11% | -4.64% | 12.45% |
Profit Margin | 3.38% | 3.51% | -2.34% | -2.22% | -9.05% | 8.30% |
Free Cash Flow Margin | -6.88% | -3.69% | -18.73% | -7.00% | -15.14% | -6.25% |
EBITDA | 184.12 | 185.61 | 52.78 | 52.59 | -81.52 | 381.01 |
EBITDA Margin | 7.99% | 8.08% | 2.18% | 2.05% | -3.41% | 13.54% |
D&A For EBITDA | 26.34 | 25.06 | 22.5 | 24.18 | 29.39 | 30.64 |
EBIT | 157.78 | 160.55 | 30.28 | 28.41 | -110.91 | 350.37 |
EBIT Margin | 6.85% | 6.99% | 1.25% | 1.11% | -4.64% | 12.45% |
Effective Tax Rate | 33.82% | 33.04% | - | - | - | 21.66% |