Sandhani Life Insurance Company Limited (DSE:SANDHANINS)
Bangladesh · Delayed Price · Currency is BDT 28.30
-0.10 (-0.35%)
At close: Aug 13, 2026
DSE:SANDHANINS Income Statement
Financials in millions BDT. Fiscal year is January - December.
Millions BDT. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Premiums & Annuity Revenue | 2,473 | 2,450 | 2,420 | 2,403 | 2,376 | 2,150 |
Total Interest & Dividend Income | 578 | 507.75 | 625.14 | 501.29 | 530.44 | 641.47 |
Gain (Loss) on Sale of Investments | -6.48 | -6.48 | 4.3 | 12.77 | 32.58 | 91.55 |
Other Revenue | 38.33 | 44.78 | 12 | 22.53 | 9.96 | 54.59 |
| 3,083 | 2,996 | 3,062 | 2,939 | 2,949 | 2,938 | |
Revenue Growth | 1.35% | -2.13% | 4.16% | -0.33% | 0.38% | 7.87% |
Policy Benefits | 1,753 | 1,918 | 2,251 | 2,198 | 2,224 | 2,396 |
Policy Acquisition & Underwriting Costs | 278.29 | 286.51 | 294.08 | 328.96 | 380.98 | 398.12 |
Depreciation & Amortization | 42.51 | 42.51 | 40.4 | 44.16 | 46.65 | 39.85 |
Selling, General & Administrative | 145.55 | 144.28 | 152.72 | 152.73 | 156.78 | 105.12 |
Provision for Bad Debts | - | - | 5.05 | - | 3.1 | 5.86 |
Other Operating Expenses | 0.94 | 2.27 | 2.13 | 0 | -1.65 | 260.16 |
Total Operating Expenses | 2,466 | 2,639 | 3,005 | 2,994 | 3,121 | 3,384 |
Operating Income | 616.81 | 357.31 | 56.26 | -54.54 | -171.47 | -446.01 |
Interest Expense | -1.43 | -1.43 | -1.37 | -1.32 | -1.08 | -5.65 |
Other Non Operating Income (Expenses) | -7.35 | -7.35 | -118.67 | -5.8 | -79.86 | -12.03 |
EBT Excluding Unusual Items | 608.03 | 348.53 | -63.78 | -61.66 | -252.41 | -463.69 |
Gain (Loss) on Sale of Assets | 4.24 | 4.24 | 1.26 | 7.52 | 4.73 | 1.84 |
Other Unusual Items | -112.59 | - | - | - | - | - |
Pretax Income | 499.68 | 352.77 | -62.52 | -54.13 | -247.67 | -461.85 |
Income Tax Expense | 157.75 | 161.23 | 173.12 | 43.33 | 52.42 | 53.32 |
Earnings From Continuing Ops. | 341.93 | 191.53 | -235.64 | -97.47 | -300.09 | -515.17 |
Minority Interest in Earnings | -0 | -0 | -0 | -0 | -0 | -0 |
Net Income | 341.93 | 191.53 | -235.64 | -97.47 | -300.09 | -515.17 |
Net Income to Common | 341.93 | 191.53 | -235.64 | -97.47 | -300.09 | -515.17 |
Net Income Growth | - | - | - | - | - | - |
Shares Outstanding (Basic) | 110 | 110 | 110 | 110 | 110 | 110 |
Shares Outstanding (Diluted) | 110 | 110 | 110 | 110 | 110 | 110 |
Shares Change | - | - | - | - | - | - |
EPS (Basic) | 3.12 | 1.75 | -2.15 | -0.89 | -2.74 | -4.70 |
EPS (Diluted) | 3.12 | 1.75 | -2.15 | -0.89 | -2.74 | -4.70 |
EPS Growth | - | - | - | - | - | - |
Additional Metrics
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Free Cash Flow | 544.07 | 293.3 | 16.67 | -58.37 | -190.53 | 117.09 |
Free Cash Flow Per Share | 4.96 | 2.67 | 0.15 | -0.53 | -1.74 | 1.07 |
Dividend Per Share | 1.200 | 1.200 | 1.200 | 1.200 | 1.200 | 1.200 |
Dividend Growth | 0% | 0% | 0% | 0% | 0% | 0% |
Operating Margin | 20.01% | 11.92% | 1.84% | -1.85% | -5.81% | -15.18% |
Profit Margin | 11.09% | 6.39% | -7.70% | -3.32% | -10.18% | -17.54% |
Free Cash Flow Margin | 17.65% | 9.79% | 0.55% | -1.99% | -6.46% | 3.99% |
EBITDA | 641.7 | 389.56 | 87.61 | -19.53 | -132.56 | -407.4 |
EBITDA Margin | 20.82% | 13.00% | 2.86% | -0.66% | -4.50% | -13.87% |
D&A For EBITDA | 24.89 | 32.25 | 31.36 | 35.01 | 38.91 | 38.61 |
EBIT | 616.81 | 357.31 | 56.26 | -54.54 | -171.47 | -446.01 |
EBIT Margin | 20.01% | 11.92% | 1.84% | -1.85% | -5.81% | -15.18% |
Effective Tax Rate | 31.57% | 45.70% | - | - | - | - |