Sikder Insurance Company Limited (DSE:SICL)

Bangladesh · Delayed Price · Currency is BDT

37.60

-0.20 (-0.53%)

At close: Aug 13, 2026

Sikder Insurance Company Financials Overview

Financials in millions BDT. Fiscal year is January - December.

Millions BDT. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal Year	TTM	FY 2025	FY 2024	FY 2022	FY 2021	FY 2020
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Revenue	365.72	358.45	330.09	263.43	152.01	220.06
Revenue Growth	3.95%	8.59%	25.31%	73.29%	-30.92%	34.06%
Operating Income	72.11	74.93	67.24	39.32	46.11	69.62
Net Income	80.35	54.33	49.92	29.21	28.63	50.08
Earnings Per Share	2.01	1.36	1.28	1.22	1.19	2.09
EPS Growth	67.70%	6.08%	5.19%	2.29%	-42.97%	185.82%

Revenue by Segment

Fiscal Year	TTM	FY 2022	FY 2021	FY 2020
Period Ending	Dec '22 Dec 31, 2022	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Fire	65.05	65.05	32.36	66.53
Marine Cargo	140.32	140.32	62.59	31.17
Marine Hull	0.17	0.17	0.11	-
Motor	12.98	12.98	8.59	12.1
Miscellaneous	32	32	34.01	22.02
Total	250.52	250.52	137.67	131.82

Cash & Debt

Fiscal Year	Current	FY 2025	FY 2024	FY 2022	FY 2021	FY 2020
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Cash & Investments	304.78	303.83	297.62	190.45	196.63	220.73
Total Debt	417.99	417.93	654.78	727.45	760.48	862.66
Net Cash (Debt)	-113.21	-114.1	-357.16	-537.01	-563.84	-641.93
Net Cash Growth	-	-	-	-	-	-
Net Cash Per Share	-2.83	-2.85	-9.16	-22.38	-23.49	-26.75

Cash Flow & CapEx

Fiscal Year	TTM	FY 2025	FY 2024	FY 2022	FY 2021	FY 2020
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Operating Cash Flow	247.8	251.35	48.97	54.43	64.99	87.42
Capital Expenditures	-3.28	-4.3	-14.38	-1.82	-0.72	-13.31
Free Cash Flow	244.52	247.06	34.6	52.62	64.26	74.11
Free Cash Flow Growth	1250.89%	614.12%	-34.25%	-18.13%	-13.28%	514.17%

Margins

Fiscal Year	TTM	FY 2025	FY 2024	FY 2022	FY 2021	FY 2020
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Operating Margin	19.72%	20.90%	20.37%	14.92%	30.33%	31.64%
Pretax Margin	26.89%	20.51%	18.66%	14.77%	30.11%	31.23%
Profit Margin	21.97%	15.16%	15.12%	11.09%	18.83%	22.75%
FCF Margin	66.86%	68.92%	10.48%	19.97%	42.28%	33.68%

Valuation

Fiscal Year	Current	FY 2025	FY 2024	FY 2022	FY 2021	FY 2020
Period Ending	Aug '26 Aug 16, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
PE Ratio	18.72	13.62	16.91	-	-	-
P/FCF Ratio	6.15	3.00	24.40	-	-	-
PS Ratio	4.11	2.06	2.56	-	-	-