Sonar Bangla Insurance Limited (DSE:SONARBAINS)

Bangladesh · Delayed Price · Currency is BDT

36.20

-0.40 (-1.09%)

At close: Sep 8, 2026

Sonar Bangla Insurance Financials Overview

Financials in millions BDT. Fiscal year is January - December.

Millions BDT. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Revenue	510.14	510.14	516.1	423.31	439.37	572.37
Revenue Growth	9.82%	-1.15%	21.92%	-3.66%	-23.24%	39.26%
Operating Income	57.1	57.1	38.75	47.78	143.15	131.64
Net Income	-68.31	-68.31	-47.34	62.08	73.59	82.25
Earnings Per Share	-1.55	-1.55	-1.07	1.41	1.67	1.86
EPS Growth	-	-	-	-15.64%	-10.54%	-1.56%

Cash & Debt

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Investments	456.99	456.99	453.57	449.33	528.66	492.75
Total Debt	64.49	64.49	61.26	45.42	63.31	56.92
Net Cash (Debt)	392.5	392.5	392.31	403.91	465.35	435.83
Net Cash Growth	-17.98%	0.05%	-2.87%	-13.20%	6.77%	8.43%
Net Cash Per Share	8.89	8.89	8.89	9.15	10.54	9.87

Cash Flow & CapEx

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Operating Cash Flow	51.2	51.2	49.22	-14.76	119.1	111.11
Capital Expenditures	-1.27	-1.27	-1.65	-3.23	-13.59	-17.29
Free Cash Flow	49.93	49.93	47.57	-17.99	105.5	93.82
Free Cash Flow Growth	-	4.96%	-	-	12.45%	-35.56%

Margins

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Operating Margin	11.19%	11.19%	7.51%	11.29%	32.58%	23.00%
Pretax Margin	-9.61%	-9.61%	-5.15%	1.22%	29.33%	22.90%
Profit Margin	-13.39%	-13.39%	-9.17%	14.67%	16.75%	14.37%
FCF Margin	9.79%	9.79%	9.22%	-4.25%	24.01%	16.39%

Dividends

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 9, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Dividend Per Share	0.476	0.476	0.952	0.952	0.907	1.361
Dividend Per Share Growth	-47.50%	-50.00%	0%	5.01%	-33.34%	0.01%
Dividend Yield	1.24%	1.97%	3.95%	2.43%	2.33%	2.31%

Valuation

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 9, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
PE Ratio	-	-	-	30.34	25.90	36.07
P/FCF Ratio	32.00	21.64	23.51	-	18.07	31.63
PS Ratio	3.13	2.12	2.17	4.45	4.34	5.18