Sonar Bangla Insurance Limited (DSE:SONARBAINS)

Bangladesh · Delayed Price · Currency is BDT

38.70

+0.50 (1.31%)

At close: Jul 23, 2026

Sonar Bangla Insurance Financials Overview

Financials in millions BDT. Fiscal year is January - December.

Millions BDT. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Revenue	536.41	516.1	423.31	439.37	572.37	411.01
Revenue Growth	20.51%	21.92%	-3.66%	-23.24%	39.26%	-22.04%
Operating Income	3.2	38.75	47.78	143.15	131.64	148.07
Net Income	32.85	65.7	62.08	73.59	82.25	83.55
Earnings Per Share	0.74	1.49	1.41	1.67	1.86	1.89
EPS Growth	-43.88%	5.83%	-15.64%	-10.54%	-1.56%	21.89%

Cash & Debt

Fiscal Year	Current	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Cash & Investments	437.32	453.57	449.33	528.66	492.75	462.13
Total Debt	9	61.26	45.42	63.31	56.92	60.16
Net Cash (Debt)	428.32	392.31	403.91	465.35	435.83	401.96
Net Cash Growth	15.86%	-2.87%	-13.20%	6.77%	8.43%	29.00%
Net Cash Per Share	9.70	8.89	9.15	10.54	9.87	9.11

Cash Flow & CapEx

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Operating Cash Flow	31.3	49.22	-14.76	119.1	111.11	146.48
Capital Expenditures	-1.07	-1.65	-3.23	-13.59	-17.29	-0.88
Free Cash Flow	30.23	47.57	-17.99	105.5	93.82	145.6
Free Cash Flow Growth	-	-	-	12.45%	-35.56%	200.29%

Margins

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Operating Margin	0.60%	7.51%	11.29%	32.58%	23.00%	36.03%
Pretax Margin	-6.48%	0.16%	1.22%	29.33%	22.90%	34.31%
Profit Margin	6.12%	12.73%	14.67%	16.75%	14.37%	20.33%
FCF Margin	5.64%	9.22%	-4.25%	24.01%	16.39%	35.42%

Dividends

Fiscal Year	Current	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jul '26 Jul 27, 2026	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Dividend Per Share	0.952	0.952	0.952	0.907	1.361	1.361
Dividend Per Share Growth	-47.50%	0%	5.01%	-33.34%	0.01%	50.00%
Dividend Yield	2.46%	3.95%	2.43%	2.33%	2.31%	2.79%

Valuation

Fiscal Year	Current	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jul '26 Jul 27, 2026	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
PE Ratio	52.14	17.02	30.34	25.90	36.07	29.95
P/FCF Ratio	56.65	23.51	-	18.07	31.63	17.19
PS Ratio	3.19	2.17	4.45	4.34	5.18	6.09