Sonar Bangla Insurance Limited (DSE:SONARBAINS)

Sonar Bangla Insurance Cash Flow Statement

Financials in millions BDT. Fiscal year is January - December.

Operating Activities

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Net Income	33.82	34.31	-43.21	93.55	99.87
Depreciation & Amortization	15.16	15.15	15.85	6.56	6.51
Other Amortization	0.15	-	-	-	-
Gain (Loss) on Sale of Assets	-4.42	0.03	-	-0.76	0.03
Gain (Loss) on Sale of Investments	0.46	4.24	-0.81	0.32	-5.45
Change in Insurance Reserves / Liabilities	-2.54	-7.46	2.31	0.86	5.93
Change in Other Net Operating Assets	3.65	-35.81	-41.34	6.89	42.78
Other Operating Activities	4.71	39.04	52.44	10.08	-38.02
Operating Cash Flow	51.2	49.22	-14.76	119.1	111.11
Operating Cash Flow Growth	4.03%	-	-	7.20%	-24.15%

Investing Activities

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Capital Expenditures	-1.27	-1.65	-3.23	-13.59	-17.29
Sale of Property, Plant & Equipment	6.44	0.01	-	0.78	0.02
Investment in Securities	-12.08	-20	-26.28	-4.83	-5.43
Other Investing Activities	-	-	-	-	-10
Investing Cash Flow	-6.9	-21.63	-29.51	-17.65	-32.7

Financing Activities

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Long-Term Debt Issued	0.16	18.7	-	-	-
Total Debt Repaid	-	-	-1.12	-5.47	-11
Net Debt Issued (Repaid)	0.16	18.7	-1.12	-5.47	-11
Issuance of Common Stock	-	-	-	-	24.46
Common Dividends Paid	-41.05	-42.04	-33.94	-60.06	-61.25
Financing Cash Flow	-40.88	-23.34	-35.06	-65.53	-47.79

Net Cash Flow

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Net Cash Flow	3.42	4.24	-79.33	35.91	30.62

Free Cash Flow

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Free Cash Flow	49.93	47.57	-17.99	105.5	93.82
Free Cash Flow Growth	4.96%	-	-	12.45%	-35.56%
Free Cash Flow Margin	9.77%	9.07%	-4.25%	24.01%	16.39%
Free Cash Flow Per Share	1.13	1.08	-0.41	2.39	2.13
Levered Free Cash Flow	96.83	-38.99	-5.82	146.32	-2.64
Unlevered Free Cash Flow	96.83	-38.99	-5.82	146.32	-2.64

Additional Metrics

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Cash Income Tax Paid	26.15	27.34	206.26	22.33	48.34
Change in Working Capital	1.32	-43.55	-39.04	9.35	48.17

Data Source: S&P Global Market Intelligence Last updated: Dec 31, 2025

Financial data is provided by S&P Global Market Intelligence and updates within hours after each earnings release, which is every three months for this company.

Update frequency:

Quarterly

Last checked:

Aug 14, 2026

Data Sources Report a data error