Sonar Bangla Insurance Limited (DSE:SONARBAINS)

Sonar Bangla Insurance Statistics

Total Valuation

DSE:SONARBAINS has a market cap or net worth of BDT 912.34 million. The enterprise value is 523.39 million.

Market Cap	912.34M
Enterprise Value	523.39M

Important Dates

The next estimated earnings date is Tuesday, June 24, 2025.

Earnings Date	Jun 24, 2025
Ex-Dividend Date	n/a

Share Statistics

DSE:SONARBAINS has 42.04 million shares outstanding.

Current Share Class	42.04M
Shares Outstanding	42.04M
Shares Change (YoY)	n/a
Shares Change (QoQ)	n/a
Owned by Insiders (%)	31.49%
Owned by Institutions (%)	n/a
Float	25.43M

Valuation Ratios

The trailing PE ratio is 17.14.

PE Ratio	17.14
Forward PE	n/a
PS Ratio	1.96
PB Ratio	0.90
P/TBV Ratio	0.99
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

The stock's EV/EBITDA ratio is 10.43, with an EV/FCF ratio of -9.38.

EV / Earnings	9.83
EV / Sales	1.13
EV / EBITDA	10.43
EV / EBIT	15.41
EV / FCF	-9.38

Financial Position

The company has a current ratio of 8.05, with a Debt / Equity ratio of 0.01.

Current Ratio	8.05
Quick Ratio	8.05
Debt / Equity	0.01
Debt / EBITDA	0.27
Debt / FCF	-0.24
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is -3.29% and return on invested capital (ROIC) is 2.02%.

Return on Equity (ROE)	-3.29%
Return on Assets (ROA)	1.59%
Return on Invested Capital (ROIC)	2.02%
Return on Capital Employed (ROCE)	2.83%
Revenue Per Employee	973,819
Profits Per Employee	111,614
Employee Count	477
Asset Turnover	0.35
Inventory Turnover	n/a

Taxes

In the past 12 months, DSE:SONARBAINS has paid 25.30 million in taxes.

Income Tax	25.30M
Effective Tax Rate	n/a

Stock Price Statistics

The stock price has decreased by -26.37% in the last 52 weeks. The beta is 0.63, so DSE:SONARBAINS's price volatility has been lower than the market average.

Beta (5Y)	0.63
52-Week Price Change	-26.37%
50-Day Moving Average	22.32
200-Day Moving Average	24.81
Relative Strength Index (RSI)	53.96
Average Volume (20 Days)	30,620

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, DSE:SONARBAINS had revenue of BDT 464.51 million and earned 53.24 million in profits. Earnings per share was 1.27.

Revenue	464.51M
Gross Profit	225.53M
Operating Income	33.97M
Pretax Income	-8.66M
Net Income	53.24M
EBITDA	41.46M
EBIT	33.97M
Earnings Per Share (EPS)	1.27

Balance Sheet

The company has 491.85 million in cash and 13.32 million in debt, giving a net cash position of 478.53 million or 11.38 per share.

Cash & Cash Equivalents	491.85M
Total Debt	13.32M
Net Cash	478.53M
Net Cash Per Share	11.38
Equity (Book Value)	1.01B
Book Value Per Share	21.93
Working Capital	947.15M

Cash Flow

In the last 12 months, operating cash flow was -56.70 million and capital expenditures 899,160, giving a free cash flow of -55.81 million.

Operating Cash Flow	-56.70M
Capital Expenditures	899,160
Free Cash Flow	-55.81M
FCF Per Share	-1.33

Margins

Gross margin is 48.55%, with operating and profit margins of 7.31% and -10.90%.

Gross Margin	48.55%
Operating Margin	7.31%
Pretax Margin	-1.86%
Profit Margin	-10.90%
EBITDA Margin	8.92%
EBIT Margin	7.31%
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of 1.00, which amounts to a dividend yield of 4.78%.

Dividend Per Share	1.00
Dividend Yield	4.78%
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	n/a
Buyback Yield	n/a
Shareholder Yield	4.98%
Earnings Yield	5.84%
FCF Yield	-6.12%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on July 23, 2023. It was a forward split with a ratio of 1.05.

Last Split Date	Jul 23, 2023
Split Type	Forward
Split Ratio	1.05

Scores

Altman Z-Score	n/a
Piotroski F-Score	2