Sonar Bangla Insurance Limited (DSE:SONARBAINS)

Total Valuation

DSE:SONARBAINS has a market cap or net worth of BDT 1.32 billion. The enterprise value is 952.84 million.

Market Cap	1.32B
Enterprise Value	952.84M

Important Dates

The next estimated earnings date is Tuesday, September 23, 2025.

Earnings Date	Sep 23, 2025
Ex-Dividend Date	Jul 22, 2025

Share Statistics

DSE:SONARBAINS has 42.04 million shares outstanding.

Current Share Class	42.04M
Shares Outstanding	42.04M
Shares Change (YoY)	n/a
Shares Change (QoQ)	n/a
Owned by Insiders (%)	31.49%
Owned by Institutions (%)	n/a
Float	25.43M

Valuation Ratios

The trailing PE ratio is 23.00.

PE Ratio	23.00
Forward PE	n/a
PS Ratio	2.40
PB Ratio	1.41
P/TBV Ratio	1.52
P/FCF Ratio	28.35
P/OCF Ratio	27.42
PEG Ratio	n/a

Enterprise Valuation

The stock's EV/EBITDA ratio is 24.22, with an EV/FCF ratio of 20.46.

EV / Earnings	16.60
EV / Sales	1.73
EV / EBITDA	24.22
EV / EBIT	38.60
EV / FCF	20.46

Financial Position

The company has a current ratio of 7.80, with a Debt / Equity ratio of 0.01.

Current Ratio	7.80
Quick Ratio	7.80
Debt / Equity	0.01
Debt / EBITDA	0.30
Debt / FCF	0.25
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is -3.82% and return on invested capital (ROIC) is 1.55%.

Return on Equity (ROE)	-3.82%
Return on Assets (ROA)	1.17%
Return on Invested Capital (ROIC)	1.55%
Return on Capital Employed (ROCE)	2.15%
Revenue Per Employee	1.16M
Profits Per Employee	120,323
Employee Count	477
Asset Turnover	0.42
Inventory Turnover	n/a

Taxes

In the past 12 months, DSE:SONARBAINS has paid 24.31 million in taxes.

Income Tax	24.31M
Effective Tax Rate	n/a

Stock Price Statistics

The stock price has increased by +3.97% in the last 52 weeks. The beta is 0.44, so DSE:SONARBAINS's price volatility has been lower than the market average.

Beta (5Y)	0.44
52-Week Price Change	+3.97%
50-Day Moving Average	25.87
200-Day Moving Average	24.64
Relative Strength Index (RSI)	73.68
Average Volume (20 Days)	375,481

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, DSE:SONARBAINS had revenue of BDT 550.95 million and earned 57.39 million in profits. Earnings per share was 1.37.

Revenue	550.95M
Gross Profit	237.35M
Operating Income	24.69M
Pretax Income	-13.26M
Net Income	57.39M
EBITDA	30.40M
EBIT	24.69M
Earnings Per Share (EPS)	1.37

Balance Sheet

The company has 449.15 million in cash and 11.78 million in debt, giving a net cash position of 437.36 million or 10.40 per share.

Cash & Cash Equivalents	449.15M
Total Debt	11.78M
Net Cash	437.36M
Net Cash Per Share	10.40
Equity (Book Value)	939.45M
Book Value Per Share	20.68
Working Capital	955.58M

Cash Flow

In the last 12 months, operating cash flow was 48.15 million and capital expenditures -1.58 million, giving a free cash flow of 46.57 million.

Operating Cash Flow	48.15M
Capital Expenditures	-1.58M
Free Cash Flow	46.57M
FCF Per Share	1.11

Margins

Gross margin is 43.08%, with operating and profit margins of 4.48% and -11.48%.

Gross Margin	43.08%
Operating Margin	4.48%
Pretax Margin	-2.41%
Profit Margin	-11.48%
EBITDA Margin	5.52%
EBIT Margin	4.48%
FCF Margin	8.45%

Dividends & Yields

This stock pays an annual dividend of 1.00, which amounts to a dividend yield of 3.18%.

Dividend Per Share	1.00
Dividend Yield	3.18%
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	n/a
Buyback Yield	n/a
Shareholder Yield	3.18%
Earnings Yield	4.35%
FCF Yield	3.53%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on July 23, 2023. It was a forward split with a ratio of 1.05.

Last Split Date	Jul 23, 2023
Split Type	Forward
Split Ratio	1.05

Scores

Altman Z-Score	n/a
Piotroski F-Score	4