Sonar Bangla Insurance Limited (DSE:SONARBAINS)

Sonar Bangla Insurance Statistics

Total Valuation

DSE:SONARBAINS has a market cap or net worth of BDT 1.08 billion. The enterprise value is 727.31 million.

Market Cap	1.08B
Enterprise Value	727.31M

Important Dates

The last earnings date was Tuesday, October 28, 2025.

Earnings Date	Oct 28, 2025
Ex-Dividend Date	Jul 22, 2025

Share Statistics

DSE:SONARBAINS has 42.04 million shares outstanding.

Current Share Class	42.04M
Shares Outstanding	42.04M
Shares Change (YoY)	n/a
Shares Change (QoQ)	n/a
Owned by Insiders (%)	31.49%
Owned by Institutions (%)	n/a
Float	25.43M

Valuation Ratios

The trailing PE ratio is 33.02.

PE Ratio	33.02
Forward PE	n/a
PS Ratio	2.02
PB Ratio	1.18
P/TBV Ratio	1.28
P/FCF Ratio	35.88
P/OCF Ratio	34.66
PEG Ratio	n/a

Enterprise Valuation

The stock's EV/EBITDA ratio is 42.03, with an EV/FCF ratio of 24.06.

EV / Earnings	22.14
EV / Sales	1.36
EV / EBITDA	42.03
EV / EBIT	226.98
EV / FCF	24.06

Financial Position

The company has a current ratio of 6.86, with a Debt / Equity ratio of 0.01.

Current Ratio	6.86
Quick Ratio	6.86
Debt / Equity	0.01
Debt / EBITDA	0.52
Debt / FCF	0.30
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is -7.35% and return on invested capital (ROIC) is 0.21%.

Return on Equity (ROE)	-7.35%
Return on Assets (ROA)	0.15%
Return on Invested Capital (ROIC)	0.21%
Return on Capital Employed (ROCE)	0.29%
Revenue Per Employee	1.12M
Profits Per Employee	68,868
Employee Count	477
Asset Turnover	0.41
Inventory Turnover	n/a

Taxes

In the past 12 months, DSE:SONARBAINS has paid 36.23 million in taxes.

Income Tax	36.23M
Effective Tax Rate	n/a

Stock Price Statistics

The stock price has decreased by -0.77% in the last 52 weeks. The beta is 0.40, so DSE:SONARBAINS's price volatility has been lower than the market average.

Beta (5Y)	0.40
52-Week Price Change	-0.77%
50-Day Moving Average	28.77
200-Day Moving Average	24.96
Relative Strength Index (RSI)	32.59
Average Volume (20 Days)	80,292

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, DSE:SONARBAINS had revenue of BDT 536.41 million and earned 32.85 million in profits. Earnings per share was 0.78.

Revenue	536.41M
Gross Profit	229.70M
Operating Income	3.20M
Pretax Income	-34.74M
Net Income	32.85M
EBITDA	8.36M
EBIT	3.20M
Earnings Per Share (EPS)	0.78

Balance Sheet

The company has 437.32 million in cash and 9.00 million in debt, giving a net cash position of 428.32 million or 10.19 per share.

Cash & Cash Equivalents	437.32M
Total Debt	9.00M
Net Cash	428.32M
Net Cash Per Share	10.19
Equity (Book Value)	919.39M
Book Value Per Share	20.18
Working Capital	922.96M

Cash Flow

In the last 12 months, operating cash flow was 31.30 million and capital expenditures -1.07 million, giving a free cash flow of 30.23 million.

Operating Cash Flow	31.30M
Capital Expenditures	-1.07M
Free Cash Flow	30.23M
FCF Per Share	0.72

Margins

Gross margin is 42.82%, with operating and profit margins of 0.60% and -18.02%.

Gross Margin	42.82%
Operating Margin	0.60%
Pretax Margin	-6.48%
Profit Margin	-18.02%
EBITDA Margin	1.56%
EBIT Margin	0.60%
FCF Margin	5.64%

Dividends & Yields

This stock pays an annual dividend of 1.00, which amounts to a dividend yield of 3.89%.

Dividend Per Share	1.00
Dividend Yield	3.89%
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	n/a
Buyback Yield	n/a
Shareholder Yield	3.77%
Earnings Yield	3.03%
FCF Yield	2.79%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on July 23, 2023. It was a forward split with a ratio of 1.05.

Last Split Date	Jul 23, 2023
Split Type	Forward
Split Ratio	1.05

Scores

Altman Z-Score	n/a
Piotroski F-Score	3