Standard Insurance PLC. (DSE:STANDARINS)

Bangladesh · Delayed Price · Currency is BDT

46.80

-0.90 (-1.89%)

At close: Jul 23, 2026

Standard Insurance PLC. Financials Overview

Financials in millions BDT. Fiscal year is January - December.

Millions BDT. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Revenue	400.79	416.1	472.6	396.38	474.7	492.37
Revenue Growth	-9.11%	-11.96%	19.23%	-16.50%	-3.59%	16.84%
Operating Income	122.96	122.73	178.81	79.56	141.08	144.83
Net Income	105.48	104.71	100.03	91.47	101.73	99.26
Earnings Per Share	2.44	2.42	2.31	2.11	2.35	2.29
EPS Growth	14.31%	4.68%	9.36%	-10.08%	2.48%	10.74%

Cash & Debt

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Investments	1,082	1,058	1,038	1,103	1,176	1,166
Total Debt	30.05	31.21	38.85	9.56	17.48	25.63
Net Cash (Debt)	1,052	1,027	998.95	1,094	1,158	1,141
Net Cash Growth	7.20%	2.79%	-8.66%	-5.56%	1.54%	11.77%
Net Cash Per Share	24.31	23.72	23.07	25.26	26.75	26.34

Cash Flow & CapEx

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Operating Cash Flow	76.88	69.29	60.73	40.35	94.85	178.56
Capital Expenditures	-0.03	-0.05	-0.14	-0.37	-1.59	-5.67
Free Cash Flow	76.84	69.24	60.59	39.98	93.26	172.89
Free Cash Flow Growth	11.74%	14.28%	51.55%	-57.13%	-46.06%	44.62%

Margins

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Operating Margin	30.68%	29.50%	37.84%	20.07%	29.72%	29.42%
Pretax Margin	29.81%	28.66%	37.06%	19.57%	29.19%	28.81%
Profit Margin	26.32%	25.17%	21.17%	23.08%	21.43%	20.16%
FCF Margin	19.17%	16.64%	12.82%	10.08%	19.65%	35.11%

Dividends

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jul '26 Jul 27, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Dividend Per Share	1.200	1.200	1.000	1.000	1.300	1.300
Dividend Per Share Growth	20.00%	20.00%	0%	-23.08%	0%	4.00%
Dividend Yield	2.56%	3.11%	3.28%	1.96%	3.02%	1.95%

Valuation

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jul '26 Jul 27, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
PE Ratio	19.91	16.37	13.94	26.22	20.43	33.24
P/FCF Ratio	27.33	24.76	23.01	60.00	22.29	19.08
PS Ratio	5.24	4.12	2.95	6.05	4.38	6.70