Standard Insurance PLC. (DSE:STANDARINS)
52.40
+0.10 (0.19%)
At close: Jul 6, 2026
Standard Insurance PLC. Income Statement
Financials in millions BDT. Fiscal year is January - December.
Millions BDT. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Premiums & Annuity Revenue | 241.15 | 248.85 | 323.74 | 266.83 | 325.6 | 333.29 |
Total Interest & Dividend Income | 114.41 | 117.65 | 107.69 | 66.8 | 72.77 | 61.12 |
Gain (Loss) on Sale of Investments | - | - | 0.7 | 1.78 | 6.94 | 38.81 |
Other Revenue | 45.23 | 49.6 | 40.46 | 60.97 | 69.4 | 59.16 |
| 400.79 | 416.1 | 472.6 | 396.38 | 474.7 | 492.37 | |
Revenue Growth (YoY) | -9.11% | -11.96% | 19.23% | -16.50% | -3.59% | 16.84% |
Policy Benefits | 73.58 | 61.63 | 67.38 | 72.63 | 38.94 | 109.05 |
Policy Acquisition & Underwriting Costs | 37.8 | 53.69 | 58.93 | 61.53 | 75.23 | 34.75 |
Depreciation & Amortization | 15.39 | 15.39 | 15.24 | 15.92 | 16.01 | 15.51 |
Selling, General & Administrative | 151.4 | 162.99 | 152.44 | 166.92 | 203.46 | 188.23 |
Other Operating Expenses | -0.34 | -0.34 | -0.2 | -0.18 | - | - |
Total Operating Expenses | 277.83 | 293.36 | 293.79 | 316.83 | 333.63 | 347.54 |
Operating Income | 122.96 | 122.73 | 178.81 | 79.56 | 141.08 | 144.83 |
Interest Expense | -3.75 | -3.75 | -4.34 | -1.99 | -2.5 | -2.99 |
EBT Excluding Unusual Items | 119.22 | 118.99 | 174.46 | 77.57 | 138.58 | 141.84 |
Gain (Loss) on Sale of Assets | 0.25 | 0.25 | 0.68 | 0 | 0.01 | - |
Pretax Income | 119.46 | 119.24 | 175.14 | 77.57 | 138.59 | 141.84 |
Income Tax Expense | 51.43 | 51.97 | 46.65 | 15.49 | 40.71 | 21.57 |
Net Income | 68.03 | 67.27 | 128.49 | 62.09 | 97.88 | 120.27 |
Preferred Dividends & Other Adjustments | -37.44 | -37.44 | 28.46 | -29.38 | -3.84 | 21.01 |
Net Income to Common | 105.48 | 104.71 | 100.03 | 91.47 | 101.73 | 99.26 |
Net Income Growth | 8.54% | -47.64% | 106.95% | -36.57% | -18.62% | 29.93% |
Shares Outstanding (Basic) | 43 | 43 | 43 | 43 | 43 | 43 |
Shares Outstanding (Diluted) | 43 | 43 | 43 | 43 | 43 | 43 |
Shares Change (YoY) | 0.23% | - | - | - | - | - |
EPS (Basic) | 2.44 | 2.42 | 2.31 | 2.11 | 2.35 | 2.29 |
EPS (Diluted) | 2.44 | 2.42 | 2.31 | 2.11 | 2.35 | 2.29 |
EPS Growth | 14.31% | 4.68% | 9.36% | -10.08% | 2.48% | 10.74% |
Free Cash Flow | 76.84 | 69.24 | 60.59 | 39.98 | 93.26 | 172.89 |
Free Cash Flow Per Share | 1.77 | 1.60 | 1.40 | 0.92 | 2.15 | 3.99 |
Dividend Per Share | 1.200 | 1.200 | 1.000 | 1.000 | 1.300 | 1.300 |
Dividend Growth | - | 20.00% | - | -23.08% | - | 4.00% |
Operating Margin | 30.68% | 29.50% | 37.84% | 20.07% | 29.72% | 29.42% |
Profit Margin | 26.32% | 25.17% | 21.17% | 23.08% | 21.43% | 20.16% |
Free Cash Flow Margin | 19.17% | 16.64% | 12.82% | 10.08% | 19.65% | 35.11% |
EBITDA | 125.15 | 125.11 | 181.73 | 83.02 | 144.99 | 149.03 |
EBITDA Margin | 31.23% | 30.07% | 38.45% | 20.94% | 30.54% | 30.27% |
D&A For EBITDA | 2.19 | 2.37 | 2.93 | 3.46 | 3.91 | 4.2 |
EBIT | 122.96 | 122.73 | 178.81 | 79.56 | 141.08 | 144.83 |
EBIT Margin | 30.68% | 29.50% | 37.84% | 20.07% | 29.72% | 29.42% |
Effective Tax Rate | 43.05% | 43.58% | 26.64% | 19.96% | 29.37% | 15.21% |