Standard Insurance PLC. Cash Flow Statement

Financials in millions BDT. Fiscal year is January - December.

Millions BDT. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Income	68.03	67.27	128.49	62.09	97.88	120.27
Depreciation & Amortization	15.11	15.29	15.24	15.92	16.01	15.51
Other Amortization	0.1	0.1	-	-	-	-
Gain (Loss) on Sale of Assets	-0.25	-0.25	-0.68	-0	-0.01	-
Gain (Loss) on Sale of Investments	-	-	-0.7	-1.78	-6.94	-38.81
Reinsurance Recoverable	-1.74	-1.74	0.05	5.08	-7.19	1.61
Change in Unearned Revenue	-8.32	3.78	-16.72	-16.44	14.87	64.99
Change in Income Taxes	14.14	14.14	-10.9	-3.95	0.26	-7.33
Change in Insurance Reserves / Liabilities	37.25	30.43	6.39	-8.78	-51.55	39.52
Change in Other Net Operating Assets	-84.54	-97.43	-24.99	-13.03	-16.73	5.9
Other Operating Activities	14.54	15.28	-10.36	1.97	-10.84	-68.93
Operating Cash Flow	76.88	69.29	60.73	40.35	94.85	178.56
Operating Cash Flow Growth	11.59%	14.10%	50.51%	-57.46%	-46.88%	43.84%
Capital Expenditures	-0.03	-0.05	-0.14	-0.37	-1.59	-5.67
Investment in Securities	-6.5	-6.5	-84	-57.42	-30.18	22.01
Other Investing Activities	1.06	1.06	1.4	1.36	1.89	4.13
Investing Cash Flow	-5.47	-5.48	-82.74	-56.43	-29.88	20.46
Common Dividends Paid	-43.54	-43.54	-43.46	-56.25	-55.53	-53.34
Financing Cash Flow	-43.54	-43.54	-43.46	-56.25	-55.53	-53.34
Net Cash Flow	27.87	20.27	-65.48	-72.33	9.45	145.68
Free Cash Flow	76.84	69.24	60.59	39.98	93.26	172.89
Free Cash Flow Growth	11.74%	14.28%	51.55%	-57.13%	-46.06%	44.62%
Free Cash Flow Margin	19.17%	16.64%	12.82%	10.08%	19.65%	35.11%
Free Cash Flow Per Share	1.77	1.60	1.40	0.92	2.15	3.99
Cash Income Tax Paid	60.91	60.76	16.11	27.67	41.51	54.65
Levered Free Cash Flow	76.6	103.28	51.86	38.88	108.02	206.19
Unlevered Free Cash Flow	78.94	105.62	54.57	40.12	109.58	208.05
Change in Working Capital	-20.65	-28.4	-71.27	-37.85	-1.25	150.51