Standard Insurance Limited (DSE:STANDARINS)

Standard Insurance Statistics

Total Valuation

DSE:STANDARINS has a market cap or net worth of BDT 1.60 billion. The enterprise value is 579.38 million.

Market Cap	1.60B
Enterprise Value	579.38M

Important Dates

The last earnings date was Thursday, October 30, 2025.

Earnings Date	Oct 30, 2025
Ex-Dividend Date	May 24, 2025

Share Statistics

DSE:STANDARINS has 43.30 million shares outstanding. The number of shares has decreased by -0.38% in one year.

Current Share Class	43.30M
Shares Outstanding	43.30M
Shares Change (YoY)	-0.38%
Shares Change (QoQ)	-0.17%
Owned by Insiders (%)	64.28%
Owned by Institutions (%)	n/a
Float	15.47M

Valuation Ratios

The trailing PE ratio is 15.84.

PE Ratio	15.84
Forward PE	n/a
PS Ratio	3.40
PB Ratio	1.69
P/TBV Ratio	1.69
P/FCF Ratio	38.85
P/OCF Ratio	38.70
PEG Ratio	n/a

Enterprise Valuation

The stock's EV/EBITDA ratio is 3.00, with an EV/FCF ratio of 14.09.

EV / Earnings	5.75
EV / Sales	1.23
EV / EBITDA	3.00
EV / EBIT	3.20
EV / FCF	14.09

Financial Position

The company has a current ratio of 1.96, with a Debt / Equity ratio of 0.04.

Current Ratio	1.96
Quick Ratio	1.77
Debt / Equity	0.04
Debt / EBITDA	0.19
Debt / FCF	0.88
Interest Coverage	41.67

Financial Efficiency

Return on equity (ROE) is 13.86% and return on invested capital (ROIC) is 11.63%.

Return on Equity (ROE)	13.86%
Return on Assets (ROA)	7.07%
Return on Invested Capital (ROIC)	11.63%
Return on Capital Employed (ROCE)	19.13%
Revenue Per Employee	1.62M
Profits Per Employee	347,725
Employee Count	290
Asset Turnover	0.29
Inventory Turnover	n/a

Taxes

In the past 12 months, DSE:STANDARINS has paid 47.95 million in taxes.

Income Tax	47.95M
Effective Tax Rate	27.05%

Stock Price Statistics

The stock price has increased by +17.90% in the last 52 weeks. The beta is -0.05, so DSE:STANDARINS's price volatility has been lower than the market average.

Beta (5Y)	-0.05
52-Week Price Change	+17.90%
50-Day Moving Average	39.96
200-Day Moving Average	36.83
Relative Strength Index (RSI)	39.74
Average Volume (20 Days)	174,444

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, DSE:STANDARINS had revenue of BDT 469.49 million and earned 100.84 million in profits. Earnings per share was 2.33.

Revenue	469.49M
Gross Profit	359.96M
Operating Income	180.91M
Pretax Income	177.24M
Net Income	100.84M
EBITDA	n/a
EBIT	180.91M
Earnings Per Share (EPS)	2.33

Balance Sheet

The company has 1.05 billion in cash and 36.29 million in debt, giving a net cash position of 1.02 billion or 23.52 per share.

Cash & Cash Equivalents	1.05B
Total Debt	36.29M
Net Cash	1.02B
Net Cash Per Share	23.52
Equity (Book Value)	945.69M
Book Value Per Share	21.84
Working Capital	633.33M

Cash Flow

In the last 12 months, operating cash flow was 41.28 million and capital expenditures -158,333, giving a free cash flow of 41.12 million.

Operating Cash Flow	41.28M
Capital Expenditures	-158,333
Free Cash Flow	41.12M
FCF Per Share	0.95

Margins

Gross margin is 76.67%, with operating and profit margins of 38.53% and 27.54%.

Gross Margin	76.67%
Operating Margin	38.53%
Pretax Margin	37.75%
Profit Margin	27.54%
EBITDA Margin	n/a
EBIT Margin	38.53%
FCF Margin	8.76%

Dividends & Yields

This stock pays an annual dividend of 1.00, which amounts to a dividend yield of 2.62%.

Dividend Per Share	1.00
Dividend Yield	2.62%
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	33.61%
Buyback Yield	0.38%
Shareholder Yield	3.00%
Earnings Yield	6.31%
FCF Yield	2.57%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on May 23, 2019. It was a forward split with a ratio of 1.1.

Last Split Date	May 23, 2019
Split Type	Forward
Split Ratio	1.1

Scores

Altman Z-Score	n/a
Piotroski F-Score	5