Takaful Islami Insurance PLC (DSE:TAKAFULINS)

Bangladesh · Delayed Price · Currency is BDT

48.10

+0.50 (1.05%)

At close: Jul 26, 2026

Takaful Islami Insurance Financials Overview

Financials in millions BDT. Fiscal year is January - December.

Millions BDT. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Revenue	687.27	696.26	606.82	612.35	480.99	482.45
Revenue Growth	14.33%	14.74%	-0.90%	27.31%	-0.30%	1.05%
Operating Income	-80.86	-99.13	92.3	84.51	89.65	127.1
Net Income	60.21	51.73	62.19	62.72	63.35	95.59
Earnings Per Share	1.41	1.21	1.46	1.47	1.49	2.24
EPS Growth	-4.45%	-16.83%	-0.85%	-0.99%	-33.73%	35.92%

Cash & Debt

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Investments	777.03	819.55	833.46	772.57	757.1	789.25
Total Debt	-	116.71	116.71	119.86	11.43	47.24
Net Cash (Debt)	777.03	702.84	716.75	652.7	745.67	742.01
Net Cash Growth	2.20%	-1.94%	9.81%	-12.47%	0.49%	7.53%
Net Cash Per Share	18.26	16.50	16.83	15.33	17.51	17.42

Cash Flow & CapEx

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Operating Cash Flow	52.9	58.24	90.73	-25.82	95.08	113.47
Capital Expenditures	-14.5	-14.5	-4.3	-2.7	-21.13	-3.05
Free Cash Flow	38.4	43.74	86.43	-28.52	73.95	110.43
Free Cash Flow Growth	-63.85%	-49.39%	-	-	-33.04%	80.76%

Margins

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Operating Margin	-11.77%	-14.24%	15.21%	13.80%	18.64%	26.34%
Pretax Margin	-11.24%	-13.72%	15.35%	13.80%	18.64%	25.65%
Profit Margin	8.76%	7.43%	10.25%	10.24%	13.17%	19.81%
FCF Margin	5.59%	6.28%	14.24%	-4.66%	15.37%	22.89%

Dividends

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jul '26 Jul 27, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Dividend Per Share	1.000	1.000	1.000	1.000	1.200	1.100
Dividend Per Share Growth	0%	0%	0%	-16.67%	9.09%	10.00%
Dividend Yield	2.10%	3.09%	3.05%	2.59%	2.96%	2.25%

Valuation

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jul '26 Jul 27, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
PE Ratio	34.00	27.42	23.83	28.58	30.52	24.90
P/FCF Ratio	53.35	32.42	17.15	-	26.15	21.56
PS Ratio	2.98	2.04	2.44	2.93	4.02	4.93