Takaful Islami Insurance Cash Flow Statement

Financials in millions BDT. Fiscal year is January - December.

Millions BDT. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Net Income	63.24	62.19	62.72	63.35	123.74	70.33
Depreciation & Amortization	6.3	6.3	6.98	6.51	6.19	5.07
Other Amortization	0.1	0.1	-	-	-	-
Gain (Loss) on Sale of Assets	-	-	-	-	-	-0.01
Change in Unearned Revenue	-	-	-	-	-	6
Change in Insurance Reserves / Liabilities	-	-	-	-	-	8.63
Change in Other Net Operating Assets	-	-	-	-	-	32.19
Other Operating Activities	124.63	22.13	-95.52	25.22	-16.45	2.49
Operating Cash Flow	194.27	90.73	-25.82	95.08	113.47	125.25
Operating Cash Flow Growth	663.20%	-	-	-16.21%	-9.40%	65.38%
Capital Expenditures	-17.68	-4.3	-2.7	-21.13	-3.05	-64.16
Sale of Property, Plant & Equipment	-	0.84	0.01	-	-	0.01
Investment in Securities	10.71	19.36	-13.36	-23.44	-5.88	47.33
Other Investing Activities	-	-	-	-	-60	-
Investing Cash Flow	-26.97	15.9	-16.05	-44.57	-68.93	-16.82
Long-Term Debt Issued	-	-	108.44	-	-	-
Total Debt Repaid	-8.55	-3.15	-	-35.82	-15.15	-
Net Debt Issued (Repaid)	-74.5	-3.15	108.44	-35.82	-15.15	-
Common Dividends Paid	-42.59	-42.59	-51.1	-46.85	-42.59	-42.59
Other Financing Activities	-	-	-	-	50	-
Financing Cash Flow	-117.09	-45.74	57.33	-82.67	-7.74	-42.59
Net Cash Flow	50.21	60.89	15.47	-32.16	36.81	65.84
Free Cash Flow	176.59	86.43	-28.52	73.95	110.43	61.09
Free Cash Flow Growth	639.20%	-	-	-33.04%	80.76%	-14.16%
Free Cash Flow Margin	29.19%	14.24%	-4.66%	15.37%	22.89%	12.80%
Free Cash Flow Per Share	4.14	2.03	-0.67	1.74	2.59	1.44
Cash Income Tax Paid	21.39	5.4	42.18	15.87	29.57	27.59
Levered Free Cash Flow	57.92	61.22	-91.69	70.22	146.12	47.88
Unlevered Free Cash Flow	57.92	61.22	-91.69	70.22	146.12	47.88
Change in Working Capital	-	-	-	-	-	47.36