Takaful Islami Insurance PLC (DSE:TAKAFULINS)

Takaful Islami Insurance Statistics

Total Valuation

DSE:TAKAFULINS has a market cap or net worth of BDT 1.45 billion. The enterprise value is 701.90 million.

Market Cap	1.45B
Enterprise Value	701.90M

Important Dates

The last earnings date was Thursday, October 30, 2025.

Earnings Date	Oct 30, 2025
Ex-Dividend Date	Jul 17, 2025

Share Statistics

DSE:TAKAFULINS has 42.59 million shares outstanding. The number of shares has increased by 0.71% in one year.

Current Share Class	42.59M
Shares Outstanding	42.59M
Shares Change (YoY)	+0.71%
Shares Change (QoQ)	n/a
Owned by Insiders (%)	59.45%
Owned by Institutions (%)	1.00%
Float	17.27M

Valuation Ratios

The trailing PE ratio is 23.02.

PE Ratio	23.02
Forward PE	n/a
PS Ratio	2.40
PB Ratio	1.78
P/TBV Ratio	1.78
P/FCF Ratio	8.22
P/OCF Ratio	7.48
PEG Ratio	n/a

Enterprise Valuation

The stock's EV/EBITDA ratio is 6.54, with an EV/FCF ratio of 3.97.

EV / Earnings	11.10
EV / Sales	1.16
EV / EBITDA	6.54
EV / EBIT	6.92
EV / FCF	3.97

Financial Position

The company has a current ratio of 3.73

Current Ratio	3.73
Quick Ratio	3.72
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	n/a
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 7.82% and return on invested capital (ROIC) is 7.84%.

Return on Equity (ROE)	7.82%
Return on Assets (ROA)	4.82%
Return on Invested Capital (ROIC)	7.84%
Return on Capital Employed (ROCE)	10.12%
Revenue Per Employee	616,670
Profits Per Employee	64,466
Employee Count	981
Asset Turnover	0.46
Inventory Turnover	n/a

Taxes

In the past 12 months, DSE:TAKAFULINS has paid 39.07 million in taxes.

Income Tax	39.07M
Effective Tax Rate	38.19%

Stock Price Statistics

The stock price has decreased by -6.74% in the last 52 weeks. The beta is 0.49, so DSE:TAKAFULINS's price volatility has been lower than the market average.

Beta (5Y)	0.49
52-Week Price Change	-6.74%
50-Day Moving Average	35.45
200-Day Moving Average	34.01
Relative Strength Index (RSI)	44.06
Average Volume (20 Days)	16,744

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, DSE:TAKAFULINS had revenue of BDT 604.95 million and earned 63.24 million in profits. Earnings per share was 1.48.

Revenue	604.95M
Gross Profit	510.07M
Operating Income	101.49M
Pretax Income	102.31M
Net Income	63.24M
EBITDA	107.28M
EBIT	101.49M
Earnings Per Share (EPS)	1.48

Balance Sheet

The company has 883.88 million in cash and n/a in debt, giving a net cash position of 750.32 million or 17.62 per share.

Cash & Cash Equivalents	883.88M
Total Debt	n/a
Net Cash	750.32M
Net Cash Per Share	17.62
Equity (Book Value)	817.32M
Book Value Per Share	19.19
Working Capital	848.77M

Cash Flow

In the last 12 months, operating cash flow was 194.27 million and capital expenditures -17.68 million, giving a free cash flow of 176.59 million.

Operating Cash Flow	194.27M
Capital Expenditures	-17.68M
Free Cash Flow	176.59M
FCF Per Share	4.15

Margins

Gross margin is 84.32%, with operating and profit margins of 16.78% and 10.45%.

Gross Margin	84.32%
Operating Margin	16.78%
Pretax Margin	16.91%
Profit Margin	10.45%
EBITDA Margin	17.73%
EBIT Margin	16.78%
FCF Margin	29.19%

Dividends & Yields

This stock pays an annual dividend of 1.00, which amounts to a dividend yield of 2.93%.

Dividend Per Share	1.00
Dividend Yield	2.93%
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	67.34%
Buyback Yield	-0.71%
Shareholder Yield	2.17%
Earnings Yield	4.35%
FCF Yield	12.16%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on May 19, 2019. It was a forward split with a ratio of 1.06.

Last Split Date	May 19, 2019
Split Type	Forward
Split Ratio	1.06

Scores

Altman Z-Score	n/a
Piotroski F-Score	5