Trust Bank PLC. (DSE:TRUSTBANK)

Trust Bank PLC. Income Statement

Financials in millions BDT. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jun 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Interest Income on Loans	37,918	34,467	25,963	20,479	17,727	17,859
Interest Paid on Deposits	31,103	25,991	17,361	12,677	11,341	13,678
Net Interest Income	6,814	8,476	8,602	7,803	6,386	4,181
Net Interest Income Growth (YoY)	-23.79%	-1.47%	10.25%	22.19%	52.75%	-33.45%
Gain (Loss) on Sale of Investments	-9.81	-56.79	-23.46	-137.88	-161.98	-0.6
Other Non-Interest Income	15,709	12,368	9,381	9,454	10,438	7,709
Total Non-Interest Income	15,699	12,312	9,357	9,316	10,276	7,709
Non-Interest Income Growth (YoY)	42.25%	31.57%	0.45%	-9.35%	33.31%	55.70%
Revenues Before Loan Losses	22,513	20,788	17,960	17,118	16,662	11,889
Provision for Loan Losses	6,697	5,047	5,249	4,050	4,705	2,933
Revenue	15,816	15,740	12,711	13,068	11,957	8,956
Revenue Growth (YoY)	15.82%	23.84%	-2.73%	9.29%	33.51%	2.16%
Salaries and Employee Benefits	4,181	4,009	3,420	3,134	2,638	2,343
Occupancy Expenses	1,341	1,261	1,143	1,001	969.13	855.31
Selling, General & Administrative	607.68	585.37	430.4	420.05	365.94	285.32
Other Non-Interest Expense	1,713	1,611	1,480	1,685	2,907	1,092
Total Non-Interest Expense	7,843	7,466	6,473	6,240	6,880	4,575
EBT Excluding Unusual Items	7,973	8,274	6,237	6,828	5,077	4,381
Pretax Income	7,973	8,274	6,237	6,828	5,077	4,381
Income Tax Expense	4,296	4,551	2,066	4,004	2,401	2,582
Earnings From Continuing Operations	3,677	3,723	4,171	2,823	2,675	1,799
Minority Interest in Earnings	-11.37	0	98.86	97.42	64.99	3.42
Net Income	3,666	3,723	4,270	2,921	2,740	1,802
Net Income to Common	3,666	3,723	4,270	2,921	2,740	1,802
Net Income Growth	-14.84%	-12.81%	46.21%	6.58%	52.07%	-11.52%
Basic Shares Outstanding	994	994	994	994	994	994
Diluted Shares Outstanding	994	994	994	994	994	994
EPS (Basic)	3.69	3.75	4.30	2.94	2.76	1.81
EPS (Diluted)	3.69	3.75	4.30	2.94	2.76	1.81
EPS Growth	-14.84%	-12.81%	46.21%	6.58%	52.07%	-11.52%
Dividend Per Share	0.698	0.698	1.034	0.783	0.890	0.647
Dividend Growth	-32.50%	-32.50%	32.01%	-12.00%	37.51%	109.96%
Effective Tax Rate	53.88%	55.00%	33.12%	58.65%	47.30%	58.94%

Updated Nov 4, 2024. Source: S&P Global Market Intelligence. Banks template. Financial Sources.