Trust Bank PLC. (DSE:TRUSTBANK)

Trust Bank PLC. Cash Flow Statement

Financials in millions BDT. Fiscal year is January - December.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar 31, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Net Income	3,339	3,363	3,526	4,270	2,921	2,740
Depreciation & Amortization	521.06	521.06	439.19	623.94	535.05	501.18
Other Amortization	15.62	15.62	14.26	-	-	-
Provision for Credit Losses	9,645	10,229	5,278	5,513	4,319	5,405
Change in Trading Asset Securities	-3,674	-3,188	-892.98	636.46	-4,314	-10,155
Change in Other Net Operating Assets	-32,665	-31,798	-41,910	-40,556	-39,888	-41,240
Other Operating Activities	-2,262	-2,098	4,488	-1,429	834.86	967.06
Operating Cash Flow	-25,081	-22,955	-29,058	-30,942	-35,592	-41,781
Capital Expenditures	-971.76	-766.21	-248.43	-241.45	-277.49	-300.61
Sale of Property, Plant and Equipment	163.39	11.99	14.02	2.97	12.41	31.58
Cash Acquisitions	-0.01	-	-215.09	-	-	-
Investment in Securities	-59,478	-44,904	-38,639	-9,596	7,494	35,106
Purchase / Sale of Intangibles	-65.81	-59.78	-11.2	-29.45	-16.86	-6.49
Net Decrease (Increase) in Loans Originated / Sold - Investing	-44.52	-44.52	-	-	-	-
Investing Cash Flow	-60,397	-45,763	-39,100	-9,864	7,212	34,831
Long-Term Debt Issued	-	3,191	-	-	1,814	11,247
Long-Term Debt Repaid	-	-	-5,925	-6,325	-	-
Net Debt Issued (Repaid)	544.42	3,191	-5,925	-6,325	1,814	11,247
Common Dividends Paid	-693.54	-693.54	-1,027	-778.39	-884.53	-643.3
Net Increase (Decrease) in Deposit Accounts	70,240	61,027	80,317	40,055	40,024	-1,496
Financing Cash Flow	70,091	63,524	73,364	32,952	40,953	9,108
Foreign Exchange Rate Adjustments	-162.32	90.65	627.39	100.66	218.24	4.97
Net Cash Flow	-15,549	-5,103	5,834	-7,753	12,791	2,163
Free Cash Flow	-26,053	-23,721	-29,307	-31,183	-35,870	-42,081
Free Cash Flow Margin	-193.24%	-178.45%	-186.19%	-245.33%	-274.49%	-351.94%
Free Cash Flow Per Share	-26.08	-23.86	-29.48	-31.37	-36.08	-42.33
Cash Interest Paid	33,403	33,403	24,074	17,021	12,127	12,226
Cash Income Tax Paid	4,450	4,450	2,068	3,647	3,093	2,762

Source: S&P Global Market Intelligence. Banks template. Financial Sources.