Trust Bank PLC. (DSE:TRUSTBANK)

Trust Bank PLC. Income Statement

Financials in millions BDT. Fiscal year is January - December.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar 31, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Interest Income on Loans	39,050	39,107	34,467	25,963	20,479	17,727
Interest Paid on Deposits	36,445	34,970	25,991	17,361	12,677	11,341
Net Interest Income	2,605	4,138	8,476	8,602	7,803	6,386
Net Interest Income Growth (YoY)	-63.60%	-51.18%	-1.47%	10.25%	22.19%	52.75%
Gain (Loss) on Sale of Investments	-572.07	-572.07	-56.79	-23.46	-137.88	-161.98
Other Non-Interest Income	20,100	18,953	12,368	9,381	9,454	10,438
Total Non-Interest Income	19,528	18,381	12,312	9,357	9,316	10,276
Non-Interest Income Growth (YoY)	38.97%	49.30%	31.57%	0.45%	-9.35%	33.31%
Revenues Before Loan Losses	22,133	22,518	20,788	17,960	17,118	16,662
Provision for Loan Losses	8,651	9,226	5,047	5,249	4,050	4,705
Revenue	13,482	13,293	15,740	12,711	13,068	11,957
Revenue Growth (YoY)	-17.41%	-15.55%	23.84%	-2.73%	9.29%	33.51%
Salaries and Employee Benefits	4,213	4,152	4,009	3,420	3,134	2,638
Occupancy Expenses	1,538	1,484	1,261	1,143	1,001	969.13
Selling, General & Administrative	774.12	738.44	585.37	430.4	420.05	365.94
Other Non-Interest Expense	2,921	2,695	1,611	1,480	1,685	2,907
Total Non-Interest Expense	9,446	9,069	7,466	6,473	6,240	6,880
EBT Excluding Unusual Items	4,036	4,224	8,274	6,237	6,828	5,077
Pretax Income	4,036	4,224	8,274	6,237	6,828	5,077
Income Tax Expense	697.48	860.97	4,748	2,066	4,004	2,401
Earnings From Continuing Operations	3,339	3,363	3,526	4,171	2,823	2,675
Minority Interest in Earnings	0	0	0	98.86	97.42	64.99
Net Income	3,339	3,363	3,526	4,270	2,921	2,740
Net Income to Common	3,339	3,363	3,526	4,270	2,921	2,740
Net Income Growth	-4.43%	-4.61%	-17.43%	46.21%	6.58%	52.07%
Basic Shares Outstanding	999	994	994	994	994	994
Diluted Shares Outstanding	999	994	994	994	994	994
Shares Change (YoY)	0.85%	-	-	-	-	-
EPS (Basic)	3.34	3.38	3.55	4.30	2.94	2.76
EPS (Diluted)	3.34	3.38	3.55	4.30	2.94	2.76
EPS Growth	-5.24%	-4.61%	-17.43%	46.21%	6.58%	52.07%
Dividend Per Share	0.800	0.800	0.698	1.034	0.783	0.890
Dividend Growth	14.66%	14.66%	-32.50%	32.01%	-12.00%	37.51%
Effective Tax Rate	17.28%	20.38%	57.39%	33.12%	58.65%	47.30%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.