Trust Bank PLC. Cash Flow Statement

Financials in millions BDT. Fiscal year is January - December.

Millions BDT. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020	2015 - 2019
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020	2015 - 2019
Net Income	3,737	3,723	4,270	2,921	2,740	1,802	Upgrade
Depreciation & Amortization	660.72	598.21	623.94	535.05	501.18	479.26	Upgrade
Other Amortization	14.26	14.26	-	-	-	-	Upgrade
Provision for Credit Losses	7,652	5,278	5,513	4,319	5,405	3,077	Upgrade
Change in Trading Asset Securities	-2,737	-892.98	636.46	-4,314	-10,155	-1,110	Upgrade
Change in Other Net Operating Assets	-24,488	-41,910	-40,556	-39,888	-41,240	-6,781	Upgrade
Other Operating Activities	-621.68	4,132	-1,429	834.86	967.06	-3,706	Upgrade
Operating Cash Flow	-15,783	-29,058	-30,942	-35,592	-41,781	-6,240	Upgrade
Capital Expenditures	50.85	-248.43	-241.45	-277.49	-300.61	-403.29	Upgrade
Sale of Property, Plant and Equipment	25.72	14.02	2.97	12.41	31.58	1.73	Upgrade
Cash Acquisitions	-215.09	-215.09	-	-	-	-	Upgrade
Investment in Securities	-63,298	-38,639	-9,596	7,494	35,106	-48,240	Upgrade
Purchase / Sale of Intangibles	-6.9	-11.2	-29.45	-16.86	-6.49	-8.31	Upgrade
Investing Cash Flow	-63,443	-39,100	-9,864	7,212	34,831	-48,650	Upgrade
Long-Term Debt Issued	-	4,201	-	1,814	11,247	6,898	Upgrade
Long-Term Debt Repaid	-	-	-6,325	-	-	-	Upgrade
Net Debt Issued (Repaid)	-3,319	4,201	-6,325	1,814	11,247	6,898	Upgrade
Common Dividends Paid	-693.54	-1,027	-778.39	-884.53	-643.3	-306.33	Upgrade
Net Increase (Decrease) in Deposit Accounts	89,953	80,316	40,055	40,024	-1,496	45,614	Upgrade
Financing Cash Flow	85,941	83,490	32,952	40,953	9,108	52,206	Upgrade
Foreign Exchange Rate Adjustments	82	627.39	100.66	218.24	4.97	156.71	Upgrade
Net Cash Flow	6,796	15,960	-7,753	12,791	2,163	-2,527	Upgrade
Free Cash Flow	-15,732	-29,306	-31,183	-35,870	-42,081	-6,643	Upgrade
Free Cash Flow Margin	-105.37%	-186.18%	-245.33%	-274.49%	-351.94%	-74.17%	Upgrade
Free Cash Flow Per Share	-15.83	-29.48	-31.37	-36.08	-42.33	-6.68	Upgrade
Cash Interest Paid	31,279	24,074	17,021	12,127	12,226	14,163	Upgrade
Cash Income Tax Paid	4,058	2,068	3,647	3,093	2,762	2,618	Upgrade

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.