United Finance Limited (DSE: UNITEDFIN)
Bangladesh
· Delayed Price · Currency is BDT 12.40
-0.30 (-2.36%)
At close: Oct 14, 2024
United Finance Income Statement
Financials in millions BDT. Fiscal year is January - December.
Millions BDT. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | 2018 - 2014 |
|---|---|---|---|---|---|---|---|
Period Ending | Jun '24 Jun 30, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | Dec '20 Dec 31, 2020 | Dec '19 Dec 31, 2019 | 2018 - 2014 |
| Interest and Dividend Income | 2,515 | 2,266 | 2,164 | 1,997 | 2,074 | 2,486 | Upgrade
|
| Total Interest Expense | 1,461 | 1,353 | 1,221 | 1,147 | 1,272 | 1,527 | Upgrade
|
| Net Interest Income | 1,053 | 912.91 | 942.29 | 850.12 | 802.37 | 959.24 | Upgrade
|
| Gain (Loss) on Sale of Investments | 0.22 | 0.33 | 1.32 | 0.97 | - | - | Upgrade
|
| Revenue Before Loan Losses | 1,054 | 913.24 | 943.6 | 851.09 | 802.37 | 959.24 | Upgrade
|
| Provision for Loan Losses | 152.7 | 88.78 | 132.86 | 61.06 | 55.9 | 69.03 | Upgrade
|
| Revenue | 900.92 | 824.46 | 810.74 | 790.04 | 746.47 | 890.2 | Upgrade
|
| Revenue Growth (YoY) | 18.12% | 1.69% | 2.62% | 5.84% | -16.15% | -3.43% | Upgrade
|
| Salaries & Employee Benefits | 545.54 | 547.56 | 544.28 | 455.34 | 419.82 | 408.37 | Upgrade
|
| Cost of Services Provided | 93.96 | 87.82 | 114.14 | 91.79 | 71.38 | 92.31 | Upgrade
|
| Other Operating Expenses | -136.16 | -121.33 | -91.02 | -91.75 | -76.66 | -56.61 | Upgrade
|
| Total Operating Expenses | 587 | 598.55 | 649.53 | 531.31 | 478.89 | 505 | Upgrade
|
| Operating Income | 313.92 | 225.91 | 161.21 | 258.73 | 267.58 | 385.2 | Upgrade
|
| EBT Excluding Unusual Items | 313.92 | 225.91 | 161.21 | 258.73 | 267.58 | 385.2 | Upgrade
|
| Gain (Loss) on Sale of Investments | - | - | - | 0.1 | -0.1 | - | Upgrade
|
| Pretax Income | 314.59 | 226.58 | 161.99 | 259.63 | 271.51 | 385.35 | Upgrade
|
| Income Tax Expense | 151.33 | 83.48 | 19.46 | 37.39 | 60.28 | 140.67 | Upgrade
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| Net Income | 163.26 | 143.1 | 142.54 | 222.24 | 211.23 | 244.67 | Upgrade
|
| Net Income to Common | 163.26 | 143.1 | 142.54 | 222.24 | 211.23 | 244.67 | Upgrade
|
| Net Income Growth | 33.95% | 0.40% | -35.86% | 5.21% | -13.67% | -11.60% | Upgrade
|
| Shares Outstanding (Basic) | 187 | 187 | 187 | 187 | 187 | 187 | Upgrade
|
| Shares Outstanding (Diluted) | 187 | 187 | 187 | 187 | 187 | 187 | Upgrade
|
| EPS (Basic) | 0.87 | 0.76 | 0.76 | 1.19 | 1.13 | 1.31 | Upgrade
|
| EPS (Diluted) | 0.87 | 0.76 | 0.76 | 1.19 | 1.13 | 1.31 | Upgrade
|
| EPS Growth | 33.95% | 0.40% | -35.86% | 5.21% | -13.67% | -11.60% | Upgrade
|
| Free Cash Flow | -123.88 | 113.72 | -2,416 | 1,003 | -1,442 | 624.77 | Upgrade
|
| Free Cash Flow Per Share | -0.66 | 0.61 | -12.91 | 5.36 | -7.71 | 3.34 | Upgrade
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| Dividend Per Share | 0.600 | 0.600 | 0.500 | 1.000 | 1.000 | 1.000 | Upgrade
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| Dividend Growth | 20.00% | 20.00% | -50.00% | 0% | 0% | 0% | Upgrade
|
| Operating Margin | 34.84% | 27.40% | 19.88% | 32.75% | 35.85% | 43.27% | Upgrade
|
| Profit Margin | 18.12% | 17.36% | 17.58% | 28.13% | 28.30% | 27.49% | Upgrade
|
| Free Cash Flow Margin | -13.75% | 13.79% | -298.00% | 127.00% | -193.16% | 70.18% | Upgrade
|
| Effective Tax Rate | 48.10% | 36.84% | 12.01% | 14.40% | 22.20% | 36.51% | Upgrade
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Source: S&P Capital IQ. Financial Services template. Financial Sources.