United Finance PLC. (DSE:UNITEDFIN)
Bangladesh · Delayed Price · Currency is BDT 15.40
-0.20 (-1.28%)
At close: Nov 3, 2026
United Finance PLC. Cash Flow Statement
Financials in millions BDT. Fiscal year is January - December.
Millions BDT. Fiscal year is Jan - Dec.
Operating Activities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Net Income | 221.79 | 198.04 | 209.23 | 143.1 | 142.54 | 222.24 |
Depreciation & Amortization | 74.33 | 72.32 | 71.73 | 72.77 | 72.65 | 70.67 |
Other Amortization | 1.78 | 7.14 | 10.68 | 11.72 | 9.48 | 5.26 |
Provision for Credit Losses | 220 | 189.76 | 229.12 | 129.13 | 177.47 | 26.06 |
Change in Other Net Operating Assets | -1,197 | 174.98 | 388.18 | -209.68 | -2,547 | 783.18 |
Other Operating Activities | -11.15 | -117.24 | -109.57 | -4.09 | -188.34 | -54.04 |
Operating Cash Flow | -691.19 | 524.55 | 798.81 | 142.29 | -2,334 | 1,053 |
Operating Cash Flow Growth | - | -34.33% | 461.38% | - | - | - |
Investing Activities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Capital Expenditures | -39.15 | -52.97 | -27.49 | -28.58 | -82.28 | -49.2 |
Sale of Property, Plant & Equipment | 8.94 | 3.49 | 3.94 | 6.62 | 5.32 | 1.91 |
Investment in Securities | 525.54 | -235.33 | -387.55 | -499.41 | -245.06 | -173.32 |
Other Investing Activities | - | -0 | 0 | - | 0 | - |
Investing Cash Flow | 495.33 | -284.81 | -411.1 | -521.37 | -322.01 | -220.61 |
Financing Activities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Long-Term Debt Issued | - | 2,399 | 3,175 | 4,228 | 2,832 | 2,732 |
Long-Term Debt Repaid | - | -2,717 | -3,741 | -2,955 | -2,049 | -1,427 |
Total Debt Repaid | -2,547 | -2,717 | -3,741 | -2,955 | -2,049 | -1,427 |
Net Debt Issued (Repaid) | 963.81 | -317.7 | -565.41 | 1,273 | 783.62 | 1,305 |
Common Dividends Paid | -186.96 | -186.46 | -113.07 | -95.39 | -188 | -197.92 |
Financing Cash Flow | 776.85 | -504.16 | -678.47 | 1,178 | 595.61 | 1,107 |
Net Cash Flow
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Net Cash Flow | 581 | -264.42 | -290.76 | 799.04 | -2,060 | 1,939 |
Free Cash Flow
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Free Cash Flow | -730.35 | 471.58 | 771.32 | 113.72 | -2,416 | 1,003 |
Free Cash Flow Growth | - | -38.86% | 578.29% | - | - | - |
Free Cash Flow Margin | -64.26% | 46.25% | 72.71% | 13.79% | -298.00% | 127.00% |
Free Cash Flow Per Share | -3.96 | 2.52 | 4.12 | 0.61 | -12.91 | 5.36 |
Additional Metrics
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash Interest Paid | 351.33 | 1,552 | 1,609 | 1,331 | 1,174 | 1,318 |
Cash Income Tax Paid | 43.05 | 158.3 | 128.15 | 84.47 | 106.23 | 95.42 |