United Finance PLC. Cash Flow Statement

Financials in millions BDT. Fiscal year is January - December.

Millions BDT. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Income	215.99	198.04	209.23	143.1	142.54	222.24
Depreciation & Amortization	73.36	72.32	71.73	72.77	72.65	70.67
Other Amortization	4.36	7.14	10.68	11.72	9.48	5.26
Provision for Credit Losses	230.19	189.76	229.12	129.13	177.47	26.06
Change in Other Net Operating Assets	-570.89	174.98	388.18	-209.68	-2,547	783.18
Other Operating Activities	-86.41	-117.24	-109.57	-4.09	-188.34	-54.04
Operating Cash Flow	-134.38	524.55	798.81	142.29	-2,334	1,053
Operating Cash Flow Growth	-	-34.33%	461.38%	-	-	-
Capital Expenditures	-44.38	-52.97	-27.49	-28.58	-82.28	-49.2
Sale of Property, Plant & Equipment	8.4	3.49	3.94	6.62	5.32	1.91
Investment in Securities	155.38	-235.33	-387.55	-499.41	-245.06	-173.32
Other Investing Activities	-0	-0	0	-	0	-
Investing Cash Flow	119.39	-284.81	-411.1	-521.37	-322.01	-220.61
Long-Term Debt Issued	-	2,399	3,175	4,228	2,832	2,732
Long-Term Debt Repaid	-	-2,717	-3,741	-2,955	-2,049	-1,427
Total Debt Repaid	-2,561	-2,717	-3,741	-2,955	-2,049	-1,427
Net Debt Issued (Repaid)	285.93	-317.7	-565.41	1,273	783.62	1,305
Common Dividends Paid	-186.53	-186.46	-113.07	-95.39	-188	-197.92
Financing Cash Flow	99.4	-504.16	-678.47	1,178	595.61	1,107
Net Cash Flow	84.41	-264.42	-290.76	799.04	-2,060	1,939
Free Cash Flow	-178.76	471.58	771.32	113.72	-2,416	1,003
Free Cash Flow Growth	-	-38.86%	578.29%	-	-	-
Free Cash Flow Margin	-16.94%	46.25%	72.71%	13.79%	-298.00%	127.00%
Free Cash Flow Per Share	-0.95	2.52	4.12	0.61	-12.91	5.36
Cash Interest Paid	1,621	1,552	1,609	1,331	1,174	1,318
Cash Income Tax Paid	157.16	158.3	128.15	84.47	106.23	95.42